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B-COM-HONS in Finance at Alliance University
Bengaluru, Karnataka
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About the Specialization
What is Finance at Alliance University Bengaluru?
This Finance specialization program at Alliance University focuses on equipping students with a comprehensive understanding of financial markets, instruments, and corporate finance strategies. Set against the backdrop of India''''s rapidly growing economy and evolving financial sector, the program provides in-depth knowledge of investment, banking, risk management, and financial analysis. It prepares graduates to navigate the complexities of modern finance, addressing the increasing demand for skilled finance professionals across various industries within the Indian market. The program differentiates itself by integrating theoretical foundations with practical insights relevant to both global and local financial landscapes.
Who Should Apply?
This program is ideal for fresh graduates with a keen interest in financial analytics, investment strategies, and corporate financial planning. It caters to individuals aspiring for entry-level roles in banking, asset management, and financial consulting firms. Furthermore, it attracts working professionals seeking to upskill in specialized financial domains or pivot into finance-centric roles within their organizations. Students with a strong aptitude for numerical analysis, critical thinking, and a desire to understand economic drivers will find this specialization particularly rewarding. Prerequisites typically include a 10+2 qualification with a focus on commerce or economics.
Why Choose This Course?
Graduates of this program can expect to pursue dynamic career paths such as Financial Analyst, Investment Banker, Portfolio Manager, Risk Manager, and Credit Analyst in India. Entry-level salaries for finance graduates typically range from INR 3.5 to 6 LPA, with significant growth trajectories for experienced professionals reaching INR 10-25 LPA or more in leading Indian companies and MNCs operating locally. The curriculum aligns with foundational requirements for professional certifications like NISM and potentially CFA (Chartered Financial Analyst) in later stages, enhancing career prospects and professional recognition in the Indian financial ecosystem.
Student Success Practices
Foundation Stage
Build Strong Accounting and Business Fundamentals- (Semester 1-2)
Focus diligently on mastering core accounting principles, business organization, and basic statistics. These subjects form the bedrock of finance. Engage actively in class, solve numerical problems regularly, and seek clarification on complex concepts early on.
Tools & Resources
NCERT Commerce textbooks, Accounting software tutorials (e.g., Tally ERP 9 basics), Khan Academy for foundational concepts, Peer study groups
Career Connection
A robust understanding of financial accounting and business law is crucial for all finance roles, enabling accurate financial analysis and compliance in the Indian business context.
Develop Effective Communication Skills- (Semester 1-2)
Actively participate in communicative English classes, focusing on both written and oral communication. Practice presenting ideas clearly, engaging in group discussions, and writing professional emails and reports. Join clubs like Toastmasters if available.
Tools & Resources
Grammarly, Online public speaking tutorials, College debate/elocution societies, Business newspapers like The Economic Times
Career Connection
Strong communication is vital for client interactions, team collaboration, and presenting financial reports or pitches, highly valued in Indian corporate settings.
Master Basic Computer Applications- (Semester 1-2)
Gain proficiency in MS Office suite, especially Excel for data management and basic calculations. Explore introductory concepts of E-Commerce and data security. Utilize online tutorials to enhance practical skills beyond classroom learning.
Tools & Resources
Microsoft Office tutorials, Excel shortcuts guides, Basic coding platforms for logical thinking, LinkedIn Learning for software skills
Career Connection
Digital literacy and spreadsheet proficiency are non-negotiable for almost every role in the modern Indian finance industry, from data entry to advanced financial modeling.
Intermediate Stage
Apply Concepts through Case Studies and Projects- (Semester 3-5)
Actively engage in case study analysis for subjects like Cost Accounting, Banking & Financial Services, and Financial Management. Seek out opportunities for mini-projects or assignments that require real-world application of concepts. Formulate mock business plans and present them.
Tools & Resources
Harvard Business Review case studies (simplified versions), Industry reports from SEBI or RBI, Local startup incubators for project ideas, Financial news portals
Career Connection
Practical application of theoretical knowledge is highly valued by Indian recruiters, demonstrating problem-solving abilities and a readiness for industry challenges.
Pursue Industry Certifications and Workshops- (Semester 4-5)
Explore introductory certifications from NISM (National Institute of Securities Markets) on topics like Equity Derivatives or Mutual Funds, if aligned with academic progress. Attend workshops or seminars on financial markets, investment analysis, or new fintech trends in India.
Tools & Resources
NISM certification modules, Online courses from Coursera/edX focused on finance, Industry association events
Career Connection
These certifications provide a competitive edge in the Indian job market, showcasing specialized knowledge and commitment to a finance career.
Network with Professionals and Alumni- (Semester 4-5)
Attend industry events, guest lectures, and alumni meets organized by the university. Connect with finance professionals on platforms like LinkedIn. Seek informational interviews to understand various finance career paths in India.
Tools & Resources
LinkedIn, University alumni network portal, Industry meetups and conferences in Bengaluru
Career Connection
Networking opens doors to mentorship, internship opportunities, and insights into industry demands, significantly aiding placement efforts in the highly competitive Indian finance sector.
Advanced Stage
Undertake Specialised Finance Projects/Internships- (Semester 6)
Choose a specialization-aligned research project or internship, ideally focusing on areas like financial derivatives, risk management, or business valuation. Gain hands-on experience by analyzing company financials, market data, and preparing detailed reports.
Tools & Resources
Bloomberg Terminal access (if available), Eikon or similar financial data platforms, Corporate financial reports, Investment banking research
Career Connection
A strong, finance-focused project or internship provides practical experience, enhances resume value, and often leads to pre-placement offers in Indian financial firms.
Master Advanced Financial Tools and Concepts- (Semester 6)
Deep dive into advanced topics like financial modeling, portfolio management, and quantitative finance. Learn specialized software tools used in finance for data analysis and valuation. Prepare thoroughly for interviews by practicing financial concepts and numerical aptitude.
Tools & Resources
Advanced Excel for financial modeling, Python/R for quantitative analysis (basics), Mock interview platforms, Financial news and analysis platforms (Moneycontrol, Livemint)
Career Connection
Proficiency in advanced tools and concepts is essential for roles in investment banking, equity research, and portfolio management, commanding higher salaries in the Indian market.
Develop Interview and Case Study Skills- (Semester 6)
Participate in mock interviews, group discussions, and case study competitions specifically tailored for finance roles. Refine your ability to articulate financial concepts, solve business problems under pressure, and demonstrate a strong understanding of industry trends.
Tools & Resources
University career services, Placement cell workshops, Online resources for behavioral finance interview questions, Peer interview practice
Career Connection
Excellent interview and case study skills are paramount for securing coveted finance roles in top Indian companies and financial institutions, demonstrating readiness and critical thinking.
Program Structure and Curriculum
Eligibility:
- Pass in 10+2 or equivalent examination from a recognized Board/University with a minimum of 45% marks (40% for SC/ST)
Duration: 3 years / 6 semesters
Credits: 160 Credits
Assessment: Assessment pattern not specified
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| AECC-1 | Environmental Studies | AECC | 2 | Ecosystems and Biodiversity, Environmental Pollution, Natural Resources, Sustainable Development, Environmental Protection Acts |
| DSC-1A | Financial Accounting | Core | 4 | Basic Accounting Principles, Journal and Ledger, Trial Balance, Final Accounts, Bank Reconciliation Statement |
| DSC-2A | Business Organization and Management | Core | 4 | Nature and Scope of Business, Forms of Business Organizations, Management Principles, Functions of Management, Leadership and Motivation |
| GE-1 | Communicative English | GE | 4 | Communication Process, Oral Communication Skills, Written Communication, Presentation Skills, Business Correspondence |
| SEC-1 | Computer Applications in Business | SEC | 2 | Introduction to Computers, MS Word, MS Excel, MS PowerPoint, Internet and Email |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| AECC-2 | Indian Constitution | AECC | 2 | Constitutional Framework, Fundamental Rights and Duties, Directive Principles of State Policy, Union and State Government, Indian Judiciary System |
| DSC-1B | Corporate Accounting | Core | 4 | Company Accounts Introduction, Issue and Forfeiture of Shares, Issue of Debentures, Amalgamation of Companies, Internal Reconstruction |
| DSC-2B | Business Law | Core | 4 | Indian Contract Act, 1872, Sale of Goods Act, 1930, Negotiable Instruments Act, 1881, Consumer Protection Act, 2019, Essentials of Company Law |
| GE-2 | Business Statistics | GE | 4 | Data Collection and Presentation, Measures of Central Tendency, Measures of Dispersion, Correlation Analysis, Regression Analysis |
| SEC-2 | E-Commerce | SEC | 2 | E-Commerce Models and Types, E-Payment Systems, E-Marketing Strategies, Cyber Security in E-Commerce, Legal and Ethical Issues |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-1C | Cost Accounting | Core | 4 | Cost Concepts and Classification, Material Cost Control, Labour Cost Control, Overhead Costing, Standard Costing and Variance Analysis |
| DSC-2C | Banking & Financial Services | Core | 4 | Commercial Banking Functions, Central Banking and Monetary Policy, Banking Sector Reforms in India, Non-Banking Financial Companies (NBFCs), Overview of Financial Services |
| DSC-3A | Entrepreneurship Development | Core | 4 | Entrepreneurial Process, Business Idea Generation, Business Plan Formulation, Startup Ecosystem in India, Funding for New Ventures |
| GE-3 | Indian Economy | GE | 4 | Structure of Indian Economy, Economic Reforms since 1991, Agricultural Sector Issues, Industrial Sector Development, Service Sector Growth |
| SEC-3 | Digital Marketing | SEC | 2 | Introduction to Digital Marketing, Search Engine Optimization (SEO), Social Media Marketing, Content Marketing Strategy, Email Marketing Campaigns |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-1D | Income Tax Law & Practice | Core | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Heads of Income (Salary, House Property), Deductions from Gross Total Income, Computation of Tax Liability |
| DSC-2D | Auditing & Corporate Governance | Core | 4 | Principles and Objectives of Auditing, Types of Audit, Internal Control Systems, Audit Report and Certificates, Corporate Governance Framework |
| BHC-DSE-F1 | Financial Management | Elective (Finance) | 4 | Introduction to Financial Management, Capital Budgeting Decisions, Working Capital Management, Cost of Capital, Capital Structure Theories |
| BHC-DSE-F2 | Investment Banking | Elective (Finance) | 4 | Overview of Investment Banking, Capital Market Operations, Mergers and Acquisitions, Private Equity and Venture Capital, Initial Public Offering (IPO) Process |
| BHC-DSE-F3 | Indian Financial System | Elective (Finance) | 4 | Structure of Indian Financial System, Financial Markets (Money, Capital), Financial Institutions, Financial Instruments, Role of Financial Regulators |
| SEC-4 | Business Communication | SEC | 2 | Verbal and Non-verbal Communication, Interpersonal Skills, Group Discussions, Public Speaking Techniques, Business Report Writing |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-1E | Goods and Services Tax (GST) | Core | 4 | Introduction to GST, Levy and Collection of GST, Input Tax Credit Mechanism, GST Registration and Returns, Recent Amendments in GST |
| DSC-2E | International Business | Core | 4 | Theories of International Trade, Modes of Entry into International Business, Global Business Environment, WTO and Trade Agreements, Foreign Exchange Market Overview |
| BHC-DSE-F4 | Financial Markets & Institutions | Elective (Finance) | 4 | Money Market Instruments, Capital Market Operations, Debt Market and its Instruments, Financial Intermediaries, Regulatory Framework of Markets |
| BHC-DSE-F5 | International Financial Management | Elective (Finance) | 4 | Exchange Rate Mechanisms, Foreign Exchange Risk Management, International Capital Budgeting, International Working Capital Management, Multilateral Financial Institutions |
| BHC-DSE-F6 | Banking and Insurance | Elective (Finance) | 4 | Commercial Banking Functions, Latest Trends in Banking Sector, Principles of Insurance, Types of Insurance Products, IRDAI Regulations and Policies |
| GE-4 | Human Resource Management | GE | 4 | Role of Human Resource Management, HR Planning and Recruitment, Training and Development, Performance Management Systems, Employee Relations |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-1F | Principles of Marketing | Core | 4 | Marketing Concepts and Scope, Marketing Mix (4Ps), Consumer Behavior Analysis, Market Segmentation, Targeting, Positioning, Product Life Cycle Strategies |
| DSC-2F | Research Methodology | Core | 4 | Research Design and Process, Data Collection Methods (Primary/Secondary), Sampling Techniques, Data Analysis and Interpretation, Report Writing and Presentation |
| BHC-DSE-F7 | Financial Derivatives | Elective (Finance) | 4 | Futures Contracts, Options Contracts, Swaps and Forwards, Hedging Strategies, Valuation of Derivatives |
| BHC-DSE-F8 | Risk Management | Elective (Finance) | 4 | Types of Financial Risks, Risk Identification and Measurement, Risk Mitigation Techniques, Enterprise Risk Management (ERM), Regulatory Framework for Risk |
| BHC-DSE-F9 | Behavioral Finance | Elective (Finance) | 4 | Cognitive Biases in Finance, Emotional Biases and Decision Making, Prospect Theory, Herding Behavior in Markets, Market Anomalies and Psychology |
| BHC-DSE-F10 | Financial Reporting and Analysis | Elective (Finance) | 4 | Overview of Financial Statements, Ratio Analysis Techniques, Cash Flow Analysis, Segment and Interim Reporting, Valuation Approaches using Reports |
| BHC-DSE-F11 | Business Valuation | Elective (Finance) | 4 | Valuation Principles and Objectives, Discounted Cash Flow (DCF) Method, Relative Valuation Techniques, Asset-Based Valuation, Valuation of Startups and Private Companies |
| BHC-DSE-F12 | Research Project / Internship | Elective (Finance) | 4 | Research Design and Methodology, Literature Review and Problem Identification, Data Collection and Analysis, Project Report Writing, Industry Exposure and Practical Application |
