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BBA in Banking Finance at Institute of Management Studies, Balasore
Balasore, Odisha
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About the Specialization
What is Banking/Finance at Institute of Management Studies, Balasore Balasore?
This Banking/Finance program at Raghunath Jew School of Management Studies focuses on equipping students with a robust understanding of financial markets, banking operations, investment strategies, and regulatory frameworks. It delves into crucial aspects of the Indian economy, preparing graduates for dynamic roles within the rapidly evolving financial services sector. The program emphasizes practical skills for real-world financial challenges.
Who Should Apply?
This program is ideal for fresh graduates from any stream seeking entry into banking, financial services, or investment roles in India. It also caters to working professionals aiming to upskill in finance and banking domains, or career changers transitioning into the lucrative financial industry. A keen interest in numbers, economic trends, and market dynamics is beneficial.
Why Choose This Course?
Graduates of this program can expect to pursue India-specific career paths like Financial Analyst, Investment Banker, Loan Officer, Wealth Manager, or Bank Manager. Entry-level salaries typically range from INR 3-6 LPA, growing significantly with experience. Opportunities abound in public and private sector banks, NBFCs, and financial advisory firms, aligning with certifications like NISM or CFA.
Student Success Practices
Foundation Stage
Build Strong Quantitative Foundations- (Semester 1-2)
Dedicate extra time to mastering Business Mathematics and Statistics concepts. These subjects are the backbone of finance. Practice problem-solving daily and ensure clarity on concepts like probability, correlation, and financial arithmetic.
Tools & Resources
Khan Academy, NCERT Mathematics & Statistics books, Excel for basic calculations
Career Connection
Strong quantitative skills are non-negotiable for financial analysis roles, aiding in data interpretation and modeling crucial for entry-level positions.
Develop Effective Communication Skills- (Semester 1-2)
Actively participate in group discussions, presentations, and mock interviews to enhance both verbal and written communication. Focus on clarity, conciseness, and professionalism, especially in business correspondence and report writing.
Tools & Resources
Toastmasters International (if available), Business communication textbooks, LinkedIn Learning courses
Career Connection
Excellent communication is vital for client interaction, team collaboration, and conveying complex financial information, significantly impacting interview performance and career progression.
Explore Business News and Financial Literacy- (Semester 1-2)
Make a habit of reading financial newspapers (e.g., The Economic Times, Business Standard) and watching business news channels daily. Understand basic financial terms, current economic events, and their impact on markets.
Tools & Resources
Moneycontrol.com, Livemint.com, RBI website, SEBI publications
Career Connection
This builds a crucial understanding of the real-world financial landscape, improving general awareness for interviews and demonstrating genuine interest in the field.
Intermediate Stage
Undertake Certification in Financial Basics- (Semester 3-4)
Pursue introductory certifications in financial markets, such as those offered by NISM (National Institute of Securities Markets) or NCFM (NSE Academy''''s Certification in Financial Markets). These provide foundational knowledge and industry recognition.
Tools & Resources
NISM Certifications (Equity Derivatives, Mutual Funds), NCFM Modules, online learning platforms like Coursera/edX for introductory finance courses
Career Connection
These certifications demonstrate initiative and specialized knowledge, making candidates more attractive for internships and entry-level positions in broking houses, AMCs, and wealth management firms.
Develop Proficiency in Financial Software- (Semester 3-4)
Learn to use essential software like Microsoft Excel for financial modeling, data analysis, and presentations. Gain exposure to basic accounting software and statistical tools used in business.
Tools & Resources
Advanced Excel tutorials (online), Mock financial models, Tally (for accounting exposure)
Career Connection
Strong software skills are highly valued in finance roles for data manipulation, reporting, and strategic decision support, directly enhancing employability.
Network and Attend Industry Workshops- (Semester 3-4)
Actively seek opportunities to attend webinars, seminars, and workshops organized by financial institutions, professional bodies, or the college. Network with industry professionals and faculty to gain insights and identify opportunities.
Tools & Resources
LinkedIn, Industry associations like FICCI or CII, College placement cell events
Career Connection
Networking opens doors to internships, mentorships, and provides insights into industry trends and job market demands, crucial for future placements.
Advanced Stage
Engage in Real-world Project Work/Internship- (Semester 5 (Internship), Semester 6 (Project))
Actively seek and undertake internships with banks, financial institutions, or wealth management firms. Focus on gaining hands-on experience in financial analysis, market research, or banking operations. Thoroughly execute and document the final semester project.
Tools & Resources
College placement cell, Internship portals (Internshala, LinkedIn), Company websites
Career Connection
Practical experience is invaluable for placements, providing industry exposure, building a professional network, and offering tangible achievements to discuss in interviews.
Prepare for Placement Drives & Interviews- (Semester 5-6)
Systematically prepare for campus placement drives. Practice aptitude tests, group discussions, and technical interviews focusing on finance and banking concepts. Work on resume building and mock interviews with career counselors.
Tools & Resources
Placement preparation books, Online aptitude platforms (e.g., Indiabix), Interview preparation guides, College career services
Career Connection
Targeted preparation is critical for converting job opportunities into offers, ensuring readiness for the competitive recruitment process in banking and finance sectors.
Specialize through Advanced Electives and Research- (Semester 5-6)
Deepen expertise by choosing advanced electives within Banking/Finance that align with career interests (e.g., Derivatives, Risk Management, Digital Banking). Conduct small research projects or case studies on contemporary financial issues.
Tools & Resources
Advanced textbooks, Financial journals, Online databases (JSTOR, EBSCO), Specialized financial news sources
Career Connection
Advanced specialization makes graduates stand out, preparing them for specific roles in investment banking, risk management, or fintech, providing a competitive edge in a niche market.
Program Structure and Curriculum
Eligibility:
- 10+2 (Higher Secondary) examination in any stream with at least 40-45% aggregate marks from a recognized board.
Duration: 6 semesters / 3 years
Credits: 140 Credits
Assessment: Internal: 30%, External: 70%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBA-101 | Fundamentals of Management | Core | 4 | Introduction to Management, Planning, Organizing, Staffing, Directing, Controlling |
| BBA-102 | Business Economics | Core | 4 | Microeconomics Principles, Macroeconomic Indicators, Demand and Supply Analysis, Market Structures, National Income Accounting |
| BBA-103 | Business Accounting | Core | 4 | Accounting Principles and Concepts, Journal and Ledger, Trial Balance Preparation, Final Accounts (Trading, P&L, Balance Sheet), Depreciation Methods |
| BBA-104 | Business Communication | Core | 4 | Verbal and Non-verbal Communication, Written Communication (Letters, Memos), Report Writing Techniques, Presentation Skills, Group Discussion Etiquette |
| BBA-105 | Computer Applications in Business | Core | 4 | MS Office Suite (Word, Excel, PowerPoint), Data Management Basics, Internet and E-commerce Fundamentals, Business Software Overview, Information Technology Concepts |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBA-201 | Organizational Behavior | Core | 4 | Individual Behavior in Organizations, Group Dynamics and Teamwork, Motivation Theories, Leadership Styles, Organizational Culture and Change |
| BBA-202 | Business Law | Core | 4 | Indian Contract Act, Sale of Goods Act, Consumer Protection Act, Negotiable Instruments Act, Companies Act Basics |
| BBA-203 | Marketing Management | Core | 4 | Marketing Mix (4Ps), Market Segmentation, Targeting, Positioning, Product Life Cycle, Branding and Packaging, Promotion and Advertising |
| BBA-204 | Business Statistics | Core | 4 | Measures of Central Tendency, Measures of Dispersion, Probability Distribution, Correlation and Regression Analysis, Sampling Methods |
| BBA-205 | Environmental Studies | Core | 4 | Ecosystems and Biodiversity, Environmental Pollution and Control, Natural Resources Management, Sustainable Development Goals, Environmental Ethics |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBA-301 | Human Resource Management | Core | 4 | HR Planning and Job Analysis, Recruitment and Selection, Training and Development, Performance Appraisal, Compensation Management |
| BBA-302 | Production and Operations Management | Core | 4 | Production Planning and Control, Inventory Management, Quality Control Techniques, Supply Chain Management, Logistics and Sourcing |
| BBA-303 | Financial Management | Core | 4 | Capital Budgeting Decisions, Working Capital Management, Cost of Capital, Capital Structure Theories, Dividend Policy |
| BBA-304 | Cost and Management Accounting | Core | 4 | Cost Concepts and Classifications, Variance Analysis, Budgetary Control, Marginal Costing, Standard Costing |
| BBA-305 | Research Methodology | Core | 4 | Research Design, Methods of Data Collection, Sampling Techniques, Data Analysis Tools, Report Writing and Presentation |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBA-401 | Business Ethics and Corporate Governance | Core | 4 | Ethical Theories in Business, Corporate Social Responsibility (CSR), Corporate Governance Principles, Stakeholder Management, Ethical Decision Making |
| BBA-402 | Entrepreneurship Development | Core | 4 | Entrepreneurial Process, Business Idea Generation, Business Plan Preparation, Sources of Funding, MSME Schemes in India |
| BBA-403 | Indian Financial System | Core | 4 | Financial Markets (Money & Capital), Financial Institutions (Banks, NBFCs), Financial Instruments, Role of RBI and SEBI, Regulatory Framework |
| BBA-404 | E-Commerce and Digital Marketing | Core | 4 | E-commerce Models and Strategies, Online Payment Systems, Digital Marketing Channels (SEO, SEM), Social Media Marketing, Website Analytics |
| BBA-405 | Taxation Management | Core | 4 | Income Tax Fundamentals, Goods and Services Tax (GST), Direct and Indirect Taxes, Tax Planning and Avoidance, E-filing Procedures |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAF-501 | Investment Management | Specialization Core | 4 | Investment Avenues and Instruments, Risk and Return Analysis, Portfolio Management Theories, Equity Market Analysis, Debt Market Instruments |
| BBAF-502 | Financial Markets & Services | Specialization Core | 4 | Money Market Operations, Capital Market Structure, Merchant Banking, Mutual Funds and ETFs, Stock Exchange Operations |
| BBAB-503 | Banking Law & Operations | Specialization Core | 4 | Banking Regulation Act, Negotiable Instruments Act, KYC Norms and AML Guidelines, Digital Banking Services, Retail and Corporate Banking Products |
| BBAF-504 | International Finance | Specialization Elective | 4 | Foreign Exchange Market, Exchange Rate Regimes, International Parity Conditions, International Investment Decisions, Currency Risk Management |
| BBAPR-505 | Project Work / Summer Internship | Project | 4 | Problem Identification and Formulation, Data Collection and Analysis, Report Writing and Documentation, Oral Presentation Skills, Application of Theoretical Concepts |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAF-601 | Working Capital Management | Specialization Core | 4 | Cash Management Strategies, Inventory Control Techniques, Receivables Management, Working Capital Financing, Working Capital Policies |
| BBAF-602 | Risk Management and Insurance | Specialization Core | 4 | Risk Identification and Assessment, Risk Mitigation Strategies, Insurance Principles and Types, Derivatives for Hedging, Enterprise Risk Management |
| BBAB-603 | Microfinance and Financial Inclusion | Specialization Elective | 4 | Microfinance Models (Grameen, SHG-Bank Linkage), Rural Credit and Development, Financial Literacy Initiatives, Digital Inclusion in Finance, Regulatory Aspects of Microfinance |
| BBA-604 | Strategic Management | Core | 4 | Strategic Analysis (SWOT, PESTEL), Strategy Formulation, Strategy Implementation, Strategic Control and Evaluation, Corporate Level Strategies |
| BBASN-605 | Seminar on Contemporary Business Issues | Project/Seminar | 4 | Current Business Trends Analysis, Case Study Methodologies, Critical Thinking and Problem Solving, Advanced Presentation Skills, Industry-Specific Research |
