

BACHELOR-OF-COMMERCE in Business Economics at Janata Shikshana Sangha's Shri Tammannappa Chikodi Arts & Commerce College, Banahatti


Bagalkot, Karnataka
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About the Specialization
What is Business Economics at Janata Shikshana Sangha's Shri Tammannappa Chikodi Arts & Commerce College, Banahatti Bagalkot?
This Bachelor of Commerce program at Janata Shikshan Sangha''''s Shree Tammannappa Chikodi Arts and Commerce College, Banahatti, while broad, offers a strong foundation in Business Economics through its core curriculum and elective choices. It focuses on applying economic theories and quantitative methods to business decision-making in the dynamic Indian market. The program aims to equip students with analytical skills to understand market forces, consumer behavior, and policy impacts, crucial for navigating India''''s evolving economic landscape.
Who Should Apply?
This program is ideal for fresh graduates from 10+2 seeking entry into diverse business sectors, including banking, finance, and analytics. It also suits individuals interested in understanding economic principles governing trade, production, and consumption within an organizational context. Aspiring entrepreneurs, market researchers, and those aiming for higher studies in economics or business administration will find the curriculum highly relevant. Basic analytical aptitude and an interest in economic affairs are beneficial prerequisites.
Why Choose This Course?
Graduates of this program can expect to pursue India-specific career paths as business analysts, market researchers, financial advisors, or junior economists in both private and public sectors. Entry-level salaries typically range from INR 2.5 to 4.5 lakhs annually, growing significantly with experience. The analytical skills acquired are highly valued in consulting, banking, and government roles, offering robust growth trajectories in Indian companies and contributing to national economic development roles.

Student Success Practices
Foundation Stage
Build Strong Economic Fundamentals & Math Skills- (Semester 1-2)
Dedicate consistent time to mastering core concepts in Micro and Macro Economics, Business Mathematics, and Statistics. Focus on understanding the logical flow and practical applications of theories like demand-supply analysis, national income accounting, and basic statistical tools. Form study groups to discuss complex topics and solve problems collaboratively.
Tools & Resources
NCERT Economics textbooks (Classes XI-XII), Khan Academy for math refreshers, MS Excel for basic data manipulation
Career Connection
A solid foundation is crucial for advanced economic analysis and quantitative roles in finance, market research, and business intelligence, making complex topics easier to grasp in later semesters and during job interviews.
Develop Effective Study Habits & Time Management- (Semester 1-2)
Implement a structured study schedule, allocating specific slots for each subject. Practice active recall and spaced repetition for retention. Prioritize understanding over rote memorization, especially for analytical subjects. Attend all lectures, participate in discussions, and clarify doubts promptly with professors.
Tools & Resources
Google Calendar/Trello for scheduling, Pomodoro Technique apps for focused study, College library resources
Career Connection
Effective study habits translate into strong organizational skills and discipline, essential traits for professional success and efficient project management in any industry.
Engage in Peer Learning & Communication- (Semester 1-2)
Actively participate in class discussions and form peer study groups. Explain concepts to classmates, as teaching reinforces your own understanding. Practice presenting ideas clearly and concisely, which builds crucial communication skills. Seek out opportunities to participate in college debates or extempore competitions.
Tools & Resources
College common rooms for group study, Online collaboration tools (Google Docs), College clubs for communication and public speaking
Career Connection
Strong communication and teamwork skills are highly valued in business roles, fostering collaboration, client interaction, and effective team contribution in Indian corporate settings.
Intermediate Stage
Apply Economic Principles to Case Studies & Current Events- (Semester 3-5)
Beyond textbook learning, actively analyze real-world business scenarios, economic policies, and current affairs through an economic lens. Discuss the impact of government policies (e.g., budget, RBI decisions) on Indian businesses and markets. Read business newspapers and magazines regularly.
Tools & Resources
The Economic Times, Business Standard (newspapers), Moneycontrol, Livemint (financial news portals), Case study summaries from reputable sources
Career Connection
This develops critical thinking and problem-solving skills, highly sought after for roles in market analysis, policy research, and strategic consulting in India.
Enhance Quantitative & Analytical Software Skills- (Semester 3-5)
Focus on practical application of statistical and accounting software relevant to business. Learn to use spreadsheets (Excel) for data analysis, financial modeling, and basic economic forecasting. Explore introductory statistical tools if available.
Tools & Resources
Microsoft Excel (advanced functions, pivot tables), Online tutorials from platforms like Coursera/Udemy for data analytics, Basic R or Python for data handling (introductory level self-learning)
Career Connection
Proficiency in these tools is a significant advantage for roles in financial analysis, data analytics, and economic research within Indian companies and startups.
Seek Industry Exposure & Networking- (Semester 3-5)
Actively look for short-term internships, workshops, or industry visits (even virtual ones). Attend industry seminars and guest lectures organized by the college or local business chambers. Connect with alumni and professionals on LinkedIn, seeking insights into various career paths in business and economics.
Tools & Resources
LinkedIn for professional networking, College placement cell for internship opportunities, Local industry associations (e.g., CII, FICCI chapters)
Career Connection
Early industry exposure builds practical understanding, expands professional networks, and can lead to better internship and placement opportunities in the competitive Indian job market.
Advanced Stage
Specialization Project & Research- (Semester 6)
Undertake a substantial project or research paper focusing on a specific area within Business Economics (e.g., ''''Impact of GST on SMEs in Karnataka,'''' ''''Analysis of Indian Monetary Policy''''). This allows for in-depth application of learned theories and develops independent research capabilities. Present findings at college or inter-college events.
Tools & Resources
Academic databases (JSTOR, Google Scholar), Statistical software (Excel, SPSS if available), College faculty for mentorship
Career Connection
A strong project demonstrates specialized knowledge and research aptitude, highly beneficial for higher studies, think tanks, or analytical roles in research-driven organizations.
Intensive Placement Preparation & Mock Interviews- (Semester 6)
Prepare a professional resume and cover letter tailored to specific job roles. Practice common interview questions, group discussions, and aptitude tests. Participate in mock interviews with faculty or external trainers to receive constructive feedback and build confidence for campus placements.
Tools & Resources
College placement cell resources, Online aptitude test platforms (indiabix.com), Interview preparation guides
Career Connection
Comprehensive preparation significantly increases chances of securing desirable placements in leading Indian companies, banks, and financial institutions immediately after graduation.
Advanced Certifications & Skill Refinement- (Semester 6)
Consider pursuing industry-recognized certifications that complement Business Economics, such as NISM certifications for financial markets, advanced Excel skills, or introductory certifications in data visualization (e.g., Tableau). Continuously refine soft skills like negotiation, leadership, and public speaking.
Tools & Resources
NISM modules for financial markets, Coursera/edX for specialized courses, College workshops on soft skills
Career Connection
These advanced skills and certifications provide a competitive edge, opening doors to specialized roles in investment banking, portfolio management, or economic consulting, offering faster career growth in India.
Program Structure and Curriculum
Eligibility:
- Pass in PUC (10+2) or equivalent examination from a recognized board, preferably with Commerce stream.
Duration: 6 semesters / 3 years
Credits: 146 Credits
Assessment: Internal: 30%, External: 70%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC1.1 | Kannada / Alternative English / Other Language | Language | 2 | Kannada Language Skills / English Grammar, Comprehension, Composition, Literary Texts |
| BC1.2 | General English | Language | 2 | Communication Skills, Grammar and Usage, Reading Comprehension, Writing Skills |
| BC1.3 | Financial Accounting - I | Core | 4 | Introduction to Accounting, Accounting Concepts and Conventions, Journal, Ledger, Trial Balance, Final Accounts of Sole Proprietorship, Bills of Exchange |
| BC1.4 | Business Economics - I (Micro Economics for Business) | Core | 4 | Nature and Scope of Business Economics, Demand Analysis and Elasticity, Supply Analysis and Production Functions, Cost Analysis, Market Structures (Perfect Competition, Monopoly) |
| BC1.5 | Fundamentals of Business Mathematics | Core | 4 | Set Theory, Progressions (AP, GP), Matrices and Determinants, Commercial Arithmetic (Ratio, Proportion), Simple and Compound Interest |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC2.1 | Kannada / Alternative English / Other Language | Language | 2 | Advanced Language Skills, Literary Appreciation, Communication Practice |
| BC2.2 | General English | Language | 2 | Business Communication, Report Writing, Presentation Skills, Official Correspondence |
| BC2.3 | Financial Accounting - II | Core | 4 | Consignment Accounts, Joint Venture Accounts, Royalty Accounts, Departmental Accounts, Branch Accounts |
| BC2.4 | Business Economics - II (Macro Economics for Business) | Core | 4 | National Income Accounting, Theories of Employment and Output, Inflation and Deflation, Business Cycles, Monetary and Fiscal Policies |
| BC2.5 | Fundamentals of Business Statistics | Core | 4 | Introduction to Statistics, Measures of Central Tendency, Measures of Dispersion, Correlation and Regression Analysis, Index Numbers |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC3.1 | General English | Language | 2 | Advanced English Communication, Reading for Understanding, Formal and Informal Writing |
| BC3.2 | Corporate Accounting - I | Core | 4 | Shares and Share Capital, Issue and Forfeiture of Shares, Debentures and their Redemption, Final Accounts of Companies |
| BC3.3 | Business Law | Core | 4 | Indian Contract Act 1872, Sale of Goods Act 1930, Negotiable Instruments Act 1881, Consumer Protection Act 1986 |
| BC3.4 | Managerial Economics | Core | 4 | Introduction to Managerial Economics, Demand Forecasting, Pricing Strategies and Decisions, Profit Management, Capital Budgeting under Uncertainty |
| BC3.5 | Banking Operations | Core | 4 | Commercial Banks and their Functions, Central Banking (RBI), Negotiable Instruments, Customer and Banker Relationship, E-banking and Digital Payments |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC4.1 | General English | Language | 2 | Advanced Business Correspondence, Analytical Reading, Creative Writing |
| BC4.2 | Corporate Accounting - II | Core | 4 | Valuation of Goodwill and Shares, Amalgamation of Companies, Absorption and External Reconstruction, Internal Reconstruction |
| BC4.3 | Income Tax - I (Law & Practice) | Core | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Income from Salaries, Income from House Property, Profits and Gains of Business or Profession (Basic) |
| BC4.4 | Cost Accounting | Core | 4 | Introduction to Cost Accounting, Material Costing, Labour Costing, Overhead Costing, Process Costing, Reconciliation of Cost and Financial Accounts |
| BC4.5 | Financial Management | Core | 4 | Introduction to Financial Management, Capital Budgeting Decisions, Cost of Capital, Working Capital Management, Capital Structure Theories |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC5.1 | Advanced Accounting | Core | 4 | Accounting Standards, Accounts of Banking Companies, Accounts of Insurance Companies, Partnership Accounts (Dissolution), Voyage Accounts |
| BC5.2 | Income Tax - II (Law & Practice) | Core | 4 | Capital Gains, Income from Other Sources, Clubbing of Income, Set-off and Carry Forward of Losses, Deductions from Gross Total Income, Assessment of Individuals |
| BC5.3 | Auditing | Core | 4 | Introduction to Auditing, Internal Control and Internal Check, Vouching, Verification of Assets and Liabilities, Company Audit, Audit Report |
| BC5.4D(A) | Development Economics | Elective (Business Economics Stream) | 4 | Economic Growth and Development, Theories of Economic Development, Poverty, Inequality and Human Development, Role of State in Development, Planning in India |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC6.1 | Goods & Services Tax (GST) | Core | 4 | Introduction to GST, Levy and Collection of GST, Time and Value of Supply, Input Tax Credit, Registration, Returns and Payment of Tax |
| BC6.2 | Management Accounting | Core | 4 | Introduction to Management Accounting, Marginal Costing and Break-Even Analysis, Budgetary Control, Standard Costing, Fund Flow and Cash Flow Statements |
| BC6.3 | International Business | Core | 4 | Introduction to International Business, Theories of International Trade, Balance of Payments, Foreign Exchange Market, WTO and Globalisation |
| BC6.4D(A) | Monetary Economics | Elective (Business Economics Stream) | 4 | Money Supply and Demand for Money, Theories of Interest, Monetary Policy and Instruments, Central Banking and Commercial Banking, Financial Markets and Institutions |




