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MCOM in Banking Finance at SANGAMESHWAR DEGREE COLLEGE
Bagalkote, Karnataka
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About the Specialization
What is Banking & Finance at SANGAMESHWAR DEGREE COLLEGE Bagalkote?
This M.Com Banking & Finance program at Sangameshwar Degree College focuses on equipping students with advanced knowledge and skills in financial markets, banking operations, investment strategies, and corporate finance. It is designed to meet the growing demand for finance professionals in India''''s rapidly expanding financial services sector, covering both traditional and modern financial practices to foster expertise.
Who Should Apply?
This program is ideal for commerce graduates (B.Com, BBM, BBA) seeking entry into India''''s dynamic financial industry, particularly in banking, investment, or corporate finance roles. It also caters to working professionals aiming to enhance their expertise. Aspirants for careers in commercial banks, investment firms, mutual funds, and regulatory bodies will find this curriculum highly beneficial.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India, including roles such as Financial Analyst, Investment Banker, Wealth Manager, Credit Analyst, or Branch Manager in commercial banks. Entry-level salaries typically range from INR 3-5 LPA, with experienced professionals earning significantly more. The program also aligns with professional certifications like NISM, NCFM, and CAIIB, enhancing career progression.
Student Success Practices
Foundation Stage
Build Strong Financial & Economic Fundamentals- (Semester 1-2)
Focus rigorously on core subjects like Advanced Financial Management, Indian Financial System, and Business Economics. Supplement classroom learning with economic news analysis and basic financial statement interpretation. Regularly solve quantitative problems from Business Statistics to strengthen analytical capabilities.
Tools & Resources
NPTEL courses on finance basics, The Economic Times, Business Standard (newspapers), Financial news apps, Microsoft Excel for data exercises
Career Connection
A solid theoretical foundation is crucial for cracking entry-level finance roles, understanding market dynamics, and performing well in subsequent advanced subjects and professional certifications.
Develop Analytical and Research Skills- (Semester 1-2)
Pay close attention to Research Methodology and Advanced Business Statistics. Practice critical thinking by analyzing case studies related to organizational behavior and marketing. Start identifying potential areas of interest within finance for future specialization or project work, leveraging library resources.
Tools & Resources
University library resources, Online academic databases (JSTOR, ResearchGate), Statistical software tutorials (e.g., basic R or Python), LinkedIn Learning modules on analytics
Career Connection
Strong analytical and research skills are highly valued in financial analysis, market research, and strategic planning roles across various financial institutions, making you a competent problem-solver.
Enhance Communication and Soft Skills- (Semester 1-2)
Actively participate in presentations and group discussions from subjects like Soft Skill Development. Work on improving written communication through assignments and reports. Engage in peer learning groups to discuss complex concepts and prepare for exams collectively, building teamwork.
Tools & Resources
Toastmasters International (if available), Online communication courses (Coursera), Peer study groups, College''''s soft skills training workshops
Career Connection
Effective communication is vital for client interaction, team collaboration, and conveying complex financial insights clearly and concisely in any banking or finance role, fostering professional growth.
Intermediate Stage
Specialize through Elective Choices & Practical Application- (Semester 3)
Delve deeply into the chosen Banking & Finance electives like Financial Derivatives and International Banking & Finance. Understand their real-world applications by following market trends and relevant news. Seek out internships, even short-term ones, in financial firms or banks to gain practical exposure.
Tools & Resources
Online financial trading simulators, Financial news portals (e.g., Moneycontrol, Livemint), Internship portals (e.g., Internshala, LinkedIn), Industry reports and journals
Career Connection
Practical exposure solidifies theoretical knowledge, making you job-ready, providing valuable networking opportunities, and a competitive edge for future placements in specialized finance domains.
Build a Professional Network- (Semester 3)
Attend industry webinars, guest lectures, and college alumni events focused on finance. Connect with faculty members who have industry experience. Create and maintain a professional LinkedIn profile, actively connecting with financial professionals and following relevant companies and thought leaders.
Tools & Resources
LinkedIn, Industry associations (e.g., CFA Society India events), College career services and alumni network, Professional networking apps
Career Connection
Networking opens doors to mentorship, job opportunities, and staying updated with industry developments and trends, which is crucial for career advancement in the dynamic finance sector.
Prepare for Financial Certifications- (Semester 3)
While studying relevant subjects, begin exploring and preparing for industry-recognized certifications like NISM modules (e.g., Equity Derivatives, Mutual Funds) or foundational modules for CFA/FRM if aspiring for investment roles. These certifications complement the M.Com degree.
Tools & Resources
NISM study material and mock tests, Online certification prep platforms (e.g., EduPristine), Financial calculators, Official exam guides
Career Connection
Certifications demonstrate specialized knowledge and commitment, significantly boosting employability and credibility in the highly competitive Indian financial sector, leading to better roles and compensation.
Advanced Stage
Execute a High-Quality Specialization Project- (Semester 4)
Choose a research topic for your Project Work that aligns directly with Banking & Finance, leveraging the knowledge gained from electives. Focus on real-world problems, robust data analysis, and actionable insights. This project serves as a major demonstrable output of your specialized learning.
Tools & Resources
Statistical software (SPSS, R, Python), Financial databases (e.g., CMIE Prowess, NSE/BSE data), Academic journals and research papers, Guidance from faculty mentors
Career Connection
A well-executed project showcases your research capability and practical understanding, serving as a strong talking point in job interviews, especially for research analyst, equity research, or financial modeling roles.
Master Interview and Placement Preparation- (Semester 4)
Actively engage with the college''''s placement cell. Practice quantitative aptitude, logical reasoning, and verbal ability. Develop strong communication and presentation skills specifically for interviews. Prepare answers for common HR and finance-specific questions, including case study analysis, with mock interviews.
Tools & Resources
Online aptitude test platforms (e.g., IndiaBix), Mock interview sessions (college-organized or self-organized), Career guidance books, Company-specific interview preparation resources
Career Connection
Direct and significant impact on securing desirable placements in leading banks, NBFCs, investment firms, and other financial services companies, converting academic success into professional opportunities.
Explore Advanced Financial Modeling and Tools- (Semester 4)
Go beyond basic spreadsheets and learn advanced Excel functions crucial for financial modeling. If possible, get exposure to specialized financial software or data terminals (e.g., familiarity with features of Reuters Eikon/Bloomberg, even if through demonstrations) to understand industry practices.
Tools & Resources
Advanced Excel courses (e.g., Udemy, Coursera, CFI), Tutorials on financial modeling techniques, Demonstrations or basic access to industry-standard financial software (if available at college), Case studies requiring financial model building
Career Connection
Proficiency in financial modeling and advanced tools is a critical skill set that differentiates candidates for roles in investment banking, equity research, portfolio management, and corporate finance, providing a competitive edge.
Program Structure and Curriculum
Eligibility:
- B.Com/BBM/BBA/BBS Degree from any recognized University with not less than 45% marks in aggregate (40% in case of SC/ST/Cat-I candidates).
Duration: 4 semesters / 2 years
Credits: 96 Credits
Assessment: Internal: 20%, External: 80%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 1.1 | Advanced Business Economics | Core | 4 | Introduction to Managerial Economics, Demand Analysis and Forecasting, Production and Cost Analysis, Pricing Policies and Practices, Profit Management, Macro-economic Environment |
| 1.2 | Organizational Behaviour and Human Resource Management | Core | 4 | Introduction to Organizational Behaviour, Perception, Learning and Personality, Motivation Theories, Group Dynamics and Team Building, Human Resource Planning, Recruitment, Selection and Performance Management |
| 1.3 | Advanced Financial Management | Core | 4 | Introduction to Financial Management, Capital Budgeting Decisions, Capital Structure Theories, Cost of Capital, Working Capital Management, Dividend Policy Decisions |
| 1.4 | Advanced Business Statistics | Core | 4 | Correlation and Regression Analysis, Probability and Probability Distributions, Sampling and Estimation Theory, Hypothesis Testing (Parametric & Non-Parametric), Chi-Square Test and ANOVA, Index Numbers and Time Series Analysis |
| 1.5 | Indian Financial System | Core | 4 | Structure of Indian Financial System, Money Market Institutions and Instruments, Capital Market Institutions and Instruments, Commercial Banking Sector, Regulatory Bodies (RBI, SEBI), Financial Sector Reforms |
| 1.6 | Research Methodology | Core | 4 | Introduction to Business Research, Research Design and Types, Methods of Data Collection, Sampling Design and Procedures, Data Analysis Techniques, Research Report Writing and Ethics |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 2.1 | Marketing Management | Core | 4 | Fundamentals of Marketing, Consumer and Industrial Buying Behaviour, Product and Pricing Decisions, Promotion and Distribution Strategies, Marketing Research and STP, Emerging Trends in Marketing |
| 2.2 | E-Commerce | Core | 4 | Introduction to E-Commerce and E-Business, E-Commerce Models and Infrastructure, E-Marketing and Online Advertising, E-Payment Systems and Gateways, Security Issues in E-Commerce, Legal and Ethical Aspects of E-Commerce |
| 2.3 | Cost and Management Accounting | Core | 4 | Cost Concepts and Classification, Costing Methods (Job, Process, Service), Standard Costing and Variance Analysis, Budgetary Control, Marginal Costing and CVP Analysis, Decision Making Techniques |
| 2.4 | International Business | Core | 4 | Introduction to International Business, Theories of International Trade, Foreign Direct Investment (FDI), Multinational Corporations (MNCs), International Monetary System, Global Business Environment |
| 2.5 | Entrepreneurial Development | Core | 4 | Concept of Entrepreneurship, Entrepreneurial Process, Idea Generation and Business Plan, Forms of Business Ownership, Small Business Management, Government Policy and Support for Entrepreneurs |
| 2.6 | Soft Skill Development | Core | 4 | Communication Skills (Verbal & Non-Verbal), Presentation Skills, Interpersonal and Teamwork Skills, Time Management and Stress Management, Leadership and Decision Making, Professional Etiquette |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 3.1 | Strategic Management | Core | 4 | Introduction to Strategic Management, Strategic Intent and Vision, Environmental Scanning and Analysis, Strategy Formulation, Strategy Implementation, Strategic Evaluation and Control |
| 3.2 | Business Ethics and Corporate Governance | Core | 4 | Concepts of Business Ethics, Ethical Dilemmas in Business, Corporate Social Responsibility, Principles of Corporate Governance, Role of Board and Stakeholders, Whistleblowing and Ethical Leadership |
| 3.3 | Corporate Tax Planning and Management | Core | 4 | Introduction to Corporate Taxation, Tax Planning for Companies, Assessment of Companies, Deductions and Allowances, Capital Gains and Losses, Indirect Taxes (Overview) |
| 3.4 | Computer Applications in Business | Core | 4 | Introduction to Computer Fundamentals, MS-Word for Business Documentation, MS-Excel for Data Analysis, MS-PowerPoint for Presentations, Accounting Software (Tally), Internet and E-mail Applications |
| 3.C.1 | Financial Derivatives | Elective (Banking & Finance) | 4 | Introduction to Financial Derivatives, Forward Contracts, Futures Contracts, Options Trading (Calls & Puts), Swaps (Interest Rate, Currency), Hedging Strategies using Derivatives |
| 3.C.2 | International Banking and Finance | Elective (Banking & Finance) | 4 | International Monetary System, Foreign Exchange Market and Exchange Rates, International Financial Markets, Foreign Exchange Risk Management, International Lending and Syndicated Loans, Global Financial Institutions (IMF, World Bank) |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 4.1 | Project Management | Core | 4 | Introduction to Project Management, Project Life Cycle, Project Planning and Scheduling (PERT/CPM), Project Costing and Budgeting, Project Risk Management, Project Evaluation and Control |
| 4.2 | Advanced Corporate Accounting | Core | 4 | Indian Accounting Standards (Ind AS), Consolidated Financial Statements, Amalgamation, Absorption and External Reconstruction, Valuation of Shares and Goodwill, Accounting for Mergers and Acquisitions, Human Resource Accounting |
| 4.C.1 | Investment Management | Elective (Banking & Finance) | 4 | Investment Environment and Process, Risk and Return Analysis, Security Analysis (Fundamental & Technical), Portfolio Theory and Management, Equity Valuation Models, Bond Valuation and Management |
| 4.C.2 | International Financial Management | Elective (Banking & Finance) | 4 | Balance of Payments, Theories of Exchange Rate Determination, Currency Futures and Options, International Investment Decisions, Cost of Capital for Foreign Investments, Multinational Capital Budgeting |
| 4.C.3 | Financial Institutions and Markets | Elective (Banking & Finance) | 4 | Structure of Financial System, Money Market Institutions and Instruments, Capital Market Institutions and Instruments, Banking Institutions and Reforms, Non-Banking Financial Companies (NBFCs), Financial Sector Regulatory Framework |
| 4.C.4 | Project Work & Viva Voce | Elective (Banking & Finance) | 4 | Identification of Research Problem, Review of Literature, Research Design and Methodology, Data Collection and Analysis, Report Writing and Presentation, Viva Voce Examination |
