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BCOM-HONOURS in Banking at Shyam Lal College
Delhi, Delhi
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About the Specialization
What is Banking at Shyam Lal College Delhi?
This Banking specialization within the BCom Honours program at Shyam Lal College, affiliated with the University of Delhi, focuses on providing a comprehensive understanding of the financial sector. It delves into the intricacies of banking operations, financial markets, and investment strategies, preparing students for dynamic roles in India''''s rapidly evolving financial industry. The program is tailored to meet the increasing demand for skilled professionals in banking and finance.
Who Should Apply?
This program is ideal for fresh graduates aspiring to build a career in commercial banks, investment banks, or financial institutions. It also suits individuals seeking to understand the Indian financial landscape deeply. Prospective students should possess an aptitude for numbers, a keen interest in economic trends, and a desire to contribute to the financial services sector.
Why Choose This Course?
Graduates of this program can expect to pursue diverse career paths in India, including roles as bank officers, financial analysts, investment advisors, and credit managers. Entry-level salaries typically range from INR 3-5 LPA, with experienced professionals earning significantly higher. The strong foundation in banking principles also prepares students for further studies like MBA in Finance or professional certifications like NISM.
Student Success Practices
Foundation Stage
Master Core Commerce Concepts- (Semester 1-2)
Dedicate time to thoroughly understand fundamental concepts in Financial Accounting, Business Law, Microeconomics, and Business Mathematics. These form the bedrock for advanced banking and finance subjects. Utilize classroom lectures, textbook exercises, and online tutorials on platforms like Khan Academy or YouTube channels for conceptual clarity.
Tools & Resources
Textbooks, Class Notes, Khan Academy, BYJU''''S (for specific topics)
Career Connection
A strong grasp of fundamentals is essential for cracking entry-level banking exams and interviews, as well as for understanding financial statements and regulations in future roles.
Develop Communication and Professional Skills- (Semester 1-2)
Actively participate in debates, presentations, and group discussions to hone communication, public speaking, and teamwork abilities. Engage in mock interviews and soft skills workshops organized by the college''''s career cell. Read business newspapers like The Economic Times or Business Standard daily to improve vocabulary and industry awareness.
Tools & Resources
College Communication Labs, Toastmasters International (if available), Business Newspapers
Career Connection
Effective communication and professional demeanor are critical for client interactions, team collaboration, and success in any banking or finance role.
Engage in Early Financial Literacy Initiatives- (Semester 1-2)
Beyond the mandatory VAC course, explore additional resources to build practical financial literacy. Open a basic savings account, learn about different banking services, and understand simple investment instruments like fixed deposits. Follow financial news and reputable finance blogs for beginners.
Tools & Resources
RBI website, SEBI resources, reputable finance blogs like Moneycontrol.com, Banks'''' educational portals
Career Connection
Early exposure to financial concepts builds practical knowledge, which is highly valued by recruiters and prepares you for responsible financial decision-making in your career.
Intermediate Stage
Gain Practical Software Proficiency- (Semester 3-5)
Focus on developing proficiency in essential business software like MS Excel for data analysis and Tally ERP for accounting. Seek out online certification courses on platforms like Coursera or Udemy for advanced Excel functions. Apply these skills in project work for subjects like Business Statistics and Cost Accounting.
Tools & Resources
MS Excel, Tally ERP, Coursera, Udemy, NPTEL courses
Career Connection
Demonstrating strong analytical tools proficiency makes you a more competitive candidate for data-intensive roles in banking, risk management, and financial analysis.
Explore Banking-Specific Internships- (Semester 4-5 breaks)
Actively search for summer internships or short-term projects with public sector banks, private banks, cooperative banks, or financial consultancies. Even a short observational internship can provide invaluable exposure to daily banking operations and corporate culture in India. Leverage college placement cells and online portals like Internshala.
Tools & Resources
Internshala, LinkedIn, College Placement Cell, Naukri.com
Career Connection
Internships are crucial for gaining real-world experience, building a professional network, and often lead to pre-placement offers in the banking sector.
Participate in Finance Competitions & Workshops- (Semester 3-5)
Join college finance societies and actively participate in inter-college business plan competitions, stock market simulations, and workshops on financial modeling or investment analysis. These activities provide hands-on experience and a platform to apply theoretical knowledge in competitive settings.
Tools & Resources
College Finance Societies, StockGro, Dalal Street Investment Journal contests, NSE Academy workshops
Career Connection
Such participation enhances your resume, demonstrates initiative, and develops critical thinking skills valued in roles requiring financial acumen and strategic thinking.
Advanced Stage
Prepare for Professional Certifications & Entrance Exams- (Semester 5-6)
As you approach graduation, begin preparing for relevant professional certifications such as NISM (National Institute of Securities Markets) certifications for different segments of the financial market (e.g., Equity Derivatives, Mutual Funds). Also, prepare for competitive banking exams like IBPS PO/Clerk, SBI PO/Clerk, or CAT if pursuing an MBA in Finance.
Tools & Resources
NISM Study Material, Online Coaching Institutes for Banking Exams, Official Exam Websites
Career Connection
Certifications validate specialized knowledge, while entrance exam preparation opens doors to diverse career paths in public sector banks or higher education for leadership roles.
Network with Industry Professionals- (Semester 5-6)
Attend industry seminars, webinars, and alumni meets organized by the college or external organizations. Connect with banking and finance professionals on LinkedIn. Informational interviews can provide insights into various roles and career paths, helping you make informed career choices.
Tools & Resources
LinkedIn, Industry Conferences (e.g., FICCI, CII events), College Alumni Network
Career Connection
Networking is vital for discovering job opportunities, gaining mentorship, and understanding industry trends, significantly aiding in placements and long-term career growth.
Develop a Strong Placement Portfolio- (Semester 6)
Compile a detailed resume highlighting your academic achievements, internships, project work (especially those related to banking and analytics), and skill enhancements. Practice aptitude tests and mock interviews rigorously. Leverage the college''''s placement cell for guidance and opportunities, tailoring your applications to specific banking roles.
Tools & Resources
Resume Builders, Aptitude Test Books (e.g., R.S. Aggarwal), Mock Interview Platforms, Placement Cell
Career Connection
A well-prepared portfolio and strong interview performance are direct pathways to securing coveted positions in top Indian and multinational banks and financial institutions.
Program Structure and Curriculum
Eligibility:
- Candidates must have passed 10+2 or equivalent examination with a minimum 40% aggregate and appeared in CUET (UG) in the following combinations: Any one Language from List A + Mathematics + Any two subjects from List B1 OR Any one Language from List A + Accountancy/Book Keeping + Any two subjects from List B1. Merit is based on the best CUET score from these combinations.
Duration: 6 semesters / 3 years
Credits: 108 Credits
Assessment: Internal: 30%, External: 70%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-1.1 | Financial Accounting | Core | 4 | Theoretical Framework, Accounting Process, Business Income, Accounting for Property, Plant and Equipment, Final Accounts |
| DSC-1.2 | Business Law | Core | 4 | The Indian Contract Act, 1872, The Sale of Goods Act, 1930, The Limited Liability Partnership Act, 2008, The Negotiable Instruments Act, 1881 |
| DSC-1.3 | Business Organization and Management | Core | 4 | Introduction to Business, Forms of Business Organizations, Introduction to Management, Planning and Organizing, Directing and Controlling |
| DSC-1.4 | Microeconomics | Core | 4 | Introduction to Microeconomics, Theory of Consumer Behaviour, Production and Cost, Market Structures, Factor Market |
| AEC-1 | Environmental Studies | Ability Enhancement Compulsory Course | 4 | Introduction to Environmental Studies, Ecosystems, Natural Resources, Biodiversity and Conservation, Environmental Pollution |
| VAC-1 | Constitutional Values and Fundamental Duties | Value Addition Course | 2 | Indian Constitution, Constitutional Values, Fundamental Duties, Democracy and Citizenship |
| GE-1 | Principles of Marketing | Generic Elective | 4 | Introduction to Marketing, Market Segmentation, Targeting, Positioning, Product Decisions, Pricing Decisions, Promotion and Distribution |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-2.1 | Corporate Laws | Core | 4 | Introduction to Company Law, Company Formation and Documentation, Management and Administration, Meetings and Resolutions, Dividends and Accounts |
| DSC-2.2 | Business Mathematics | Core | 4 | Matrices and Determinants, Calculus (Differentiation), Calculus (Integration), Financial Mathematics, Linear Programming |
| DSC-2.3 | Human Resource Management | Core | 4 | Introduction to HRM, Human Resource Planning, Recruitment and Selection, Training and Development, Performance Management |
| DSC-2.4 | Macroeconomics | Core | 4 | Introduction to Macroeconomics, National Income Accounting, Money and Inflation, IS-LM Model, Open Economy Macroeconomics |
| AEC-2 | English Language | Ability Enhancement Compulsory Course | 4 | Grammar and Usage, Reading Comprehension, Writing Skills, Speaking and Listening Skills, Effective Communication |
| VAC-2 | Financial Literacy | Value Addition Course | 2 | Basics of Personal Finance, Budgeting and Saving, Investments (Stocks, Mutual Funds), Banking Products and Services, Insurance and Retirement Planning |
| GE-2 | Statistical Methods for Business | Generic Elective | 4 | Introduction to Statistics, Measures of Central Tendency and Dispersion, Correlation and Regression, Probability Theory, Sampling and Estimation |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-3.1 | Income Tax Law and Practice | Core | 4 | Basic Concepts of Income Tax, Heads of Income, Computation of Total Income, Deductions from Gross Total Income, Assessment of Individuals |
| DSC-3.2 | Business Statistics | Core | 4 | Probability Distributions, Sampling Methods, Hypothesis Testing, Chi-Square Test, ANOVA |
| DSC-3.3 | Principles of Marketing | Core | 4 | Introduction to Marketing, Market Segmentation and Targeting, Product and Pricing Decisions, Promotion and Distribution, Digital Marketing Trends |
| DSC-3.4 | Indian Economy | Core | 4 | Overview of Indian Economy, Agriculture Sector, Industrial and Service Sectors, Poverty, Inequality and Unemployment, Economic Reforms and Challenges |
| SEC-1 | E-commerce | Skill Enhancement Course | 2 | Introduction to E-commerce, E-Payment Systems, E-CRM and ERP, Cyber Security in E-commerce, Legal and Ethical Issues in E-commerce |
| VAC-3 | Vedic Mathematics | Value Addition Course | 2 | Introduction to Vedic Mathematics, Fast Calculation Techniques, Algebraic Operations, Squaring and Cubing, Divisibility Rules |
| GE-3 | Public Finance | Generic Elective | 4 | Introduction to Public Finance, Public Expenditure, Taxation, Public Debt, Fiscal Policy |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-4.1 | Corporate Accounting | Core | 4 | Accounting for Share Capital, Buy-back of Shares, Debentures, Financial Statements of Companies, Cash Flow Statement |
| DSC-4.2 | Cost Accounting | Core | 4 | Introduction to Cost Accounting, Cost Ascertainment, Cost Accounting Systems, Cost Control Techniques, Decision Making |
| DSC-4.3 | Financial Management | Core | 4 | Introduction to Financial Management, Time Value of Money, Capital Budgeting Decisions, Cost of Capital, Capital Structure and Leverage |
| DSC-4.4 | Goods and Services Tax (GST) & Customs Law | Core | 4 | Introduction to GST, Levy and Collection of GST, Input Tax Credit, Procedures under GST, Customs Law |
| SEC-2 | Digital Marketing | Skill Enhancement Course | 2 | Introduction to Digital Marketing, Search Engine Optimization (SEO), Social Media Marketing, Email Marketing, Web Analytics |
| VAC-4 | Art of Happiness | Value Addition Course | 2 | Understanding Happiness, Mindfulness and Well-being, Positive Psychology, Interpersonal Relationships, Cultivating Gratitude |
| GE-4 | Organisational Behaviour | Generic Elective | 4 | Introduction to Organisational Behaviour, Perception and Learning, Motivation, Leadership and Power, Conflict and Negotiation |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-5.1 | Management Accounting | Core | 4 | Introduction to Management Accounting, Analysis of Financial Statements, Fund Flow Statement, Cash Flow Statement, Budgetary Control |
| DSC-5.2 | Auditing and Corporate Governance | Core | 4 | Introduction to Auditing, Audit Planning and Procedures, Internal Control System, Company Audit, Corporate Governance |
| DSE-5.1 | Banking and Insurance | Discipline Specific Elective (Banking Specialization) | 4 | Introduction to Banking, Commercial Banks and their Functions, Central Banking (RBI), Insurance Fundamentals, Types of Insurance |
| DSE-5.2 | Financial Markets and Institutions | Discipline Specific Elective (Banking Specialization) | 4 | Introduction to Financial System, Money Market, Capital Market, Financial Institutions, Regulatory Framework |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| DSC-6.1 | Fundamentals of Investment | Core | 4 | Introduction to Investment, Investment Avenues, Risk and Return Analysis, Equity Analysis, Debt Instruments |
| DSC-6.2 | International Business | Core | 4 | Introduction to International Business, Theories of International Trade, Foreign Exchange Market, International Financial System, Multinational Corporations |
| DSE-6.1 | Investment Banking | Discipline Specific Elective (Banking Specialization) | 4 | Introduction to Investment Banking, Mergers and Acquisitions, Public Issue Management, Underwriting, Private Equity and Venture Capital |
| DSE-6.2 | Business Analytics | Discipline Specific Elective (Banking Specialization) | 4 | Introduction to Business Analytics, Data Mining for Business Decisions, Predictive Analytics, Prescriptive Analytics, Big Data in Business |
