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B-COM-3-YEARS in Finance 2 11 at St. Joseph's College (Autonomous), Devagiri
Kozhikode, Kerala
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About the Specialization
What is Finance [2, 11] at St. Joseph's College (Autonomous), Devagiri Kozhikode?
This Finance specialization program at St. Joseph''''s College, Kozhikode, focuses on equipping students with a comprehensive understanding of financial markets, instruments, and management practices critical for the Indian economy. It delves into advanced areas like derivatives, investment management, and international finance, preparing students for the dynamic financial services industry. The program emphasizes practical knowledge relevant to current industry demands in India.
Who Should Apply?
This program is ideal for fresh graduates from commerce backgrounds seeking entry into the financial sector, including banking, investment management, and corporate finance roles. It also suits individuals looking to upskill in specialized financial domains or career changers aiming to transition into high-growth areas of the Indian financial industry, providing a strong theoretical and practical foundation.
Why Choose This Course?
Graduates of this program can expect to pursue India-specific career paths such as Investment Analyst, Financial Planner, Portfolio Manager, or roles in corporate treasury and risk management. Entry-level salaries typically range from INR 3-6 lakhs annually, with significant growth potential up to INR 10-20 lakhs for experienced professionals in Indian financial institutions. The curriculum aligns with foundational knowledge required for professional certifications like NISM.
Student Success Practices
Foundation Stage
Master Core Accounting and Business Fundamentals- (Semester 1-2)
Dedicate significant effort to understanding core accounting principles, business management, and statistics in Semesters 1 and 2. Utilize textbooks thoroughly, solve all practical problems, and attend remedial classes if needed. Form study groups to discuss complex topics.
Tools & Resources
Textbooks, University/College Library, Peer study groups, Basic online accounting tutorials
Career Connection
A strong foundation in accounting and business is indispensable for any finance role, ensuring you grasp the financial statements and operational context of businesses, which is crucial for higher-level finance subjects and corporate roles.
Develop Essential Communication and Quantitative Skills- (Semester 1-2)
Actively participate in English language classes to improve written and oral communication, and rigorously practice business statistics problems. Join college clubs like debate or public speaking to hone presentation skills. Practice using spreadsheets for basic data analysis.
Tools & Resources
College communication labs, Debate clubs, Microsoft Excel, Khan Academy for statistics
Career Connection
Effective communication is vital for client interactions, team collaboration, and presenting financial reports. Strong quantitative skills are the backbone of financial analysis and decision-making in the Indian financial services sector.
Explore Basic Financial News and Concepts- (Semester 1-2)
Start reading financial newspapers like The Economic Times or Business Standard, and follow reputable Indian financial news websites. Familiarize yourself with basic terms like Sensex, Nifty, inflation, and interest rates, even if the concepts are not fully covered in class yet.
Tools & Resources
The Economic Times, Business Standard, Moneycontrol.com, Zerodha Varsity (for basic concepts)
Career Connection
Early exposure to real-world financial news helps build commercial awareness, makes classroom concepts more relatable, and fosters a proactive learning mindset essential for a career in finance in India.
Intermediate Stage
Gain Practical Software Proficiency (Tally, Excel)- (Semester 3-4)
Beyond theoretical knowledge, actively engage in practical sessions for ''''Computerized Accounting with Tally'''' and seek additional certifications in advanced Excel. Practice creating pivot tables, VLOOKUPs, and financial models, as these are critical skills for finance professionals in India.
Tools & Resources
Tally ERP 9 software, Advanced Excel courses (e.g., from Udemy/Coursera), College computer labs
Career Connection
Proficiency in Tally and advanced Excel is a non-negotiable skill for entry-level finance jobs in India, from accounting to financial analysis, making you highly employable.
Attend Industry Workshops and Guest Lectures- (Semester 3-5)
Actively seek out and attend workshops, seminars, and guest lectures organized by the college or local financial bodies on topics like taxation, entrepreneurship, or investment. Network with speakers and industry professionals to understand current trends and career paths.
Tools & Resources
College career services, Local professional bodies (e.g., ICAI chapters, financial associations), LinkedIn for networking
Career Connection
Direct interaction with industry experts provides valuable insights, helps bridge the gap between academia and industry, and can open doors for mentorship or internship opportunities within the Indian context.
Undertake Mini-Projects and Case Studies- (Semester 4-5)
Apply theoretical knowledge by working on mini-projects, such as analyzing a company''''s financial statements, evaluating a business proposal, or conducting a market survey for a product. Participate in inter-college competitions or college-level case study challenges related to finance.
Tools & Resources
Annual reports of Indian companies, Business news articles, Case study competitions
Career Connection
Practical application of concepts through projects enhances problem-solving and analytical skills, building a portfolio that demonstrates your capabilities to potential employers in India''''s competitive job market.
Advanced Stage
Pursue Internships and Specialization-Focused Training- (Semester 5-6)
Secure a summer or winter internship in a finance-related field (e.g., investment banking, wealth management, corporate finance department of an Indian company). Focus on your ''''Finance'''' electives (Derivatives, Financial Markets, International Finance) and consider specialized online courses to deepen expertise.
Tools & Resources
College placement cell, Internship platforms (Internshala, LinkedIn), NISM certifications for capital markets, advanced online courses
Career Connection
Internships provide crucial real-world experience, build industry contacts, and often lead to pre-placement offers. Specializing in high-demand areas makes you a more attractive candidate for specific finance roles in India.
Prepare for Placements and Professional Certifications- (Semester 5-6)
Start preparing for campus placements by practicing aptitude tests, group discussions, and mock interviews. Simultaneously, explore and begin preparing for relevant professional certifications like NISM (National Institute of Securities Markets) modules or CFA Foundation, which are highly valued in the Indian finance industry.
Tools & Resources
Placement training sessions, Online aptitude test platforms, NISM study material, Mock interview panels
Career Connection
Early and structured preparation maximizes your chances of securing a good placement. Professional certifications demonstrate commitment and specialized knowledge, giving you a competitive edge in the Indian finance job market.
Develop a Strong Financial Project and Research Skills- (Semester 6)
Invest significant time in your final year ''''Project and Viva Voce'''', choosing a topic directly related to your Finance specialization. Focus on robust research methodology, data analysis, and clear report writing. This project should be a highlight of your resume.
Tools & Resources
Research journals, Statistical software (basic), Mentorship from faculty, Data sources like CMIE Prowess
Career Connection
A well-executed project demonstrates your ability to conduct independent research, analyze complex financial data, and articulate findings, which are critical skills for analytical roles and further academic pursuits in India.
Program Structure and Curriculum
Eligibility:
- Pass in Plus Two or equivalent examination, or Commerce with not less than 45% marks in aggregate. (Relaxations for SC/ST/OEC candidates as per University norms).
Duration: 3 years / 6 semesters
Credits: 120 Credits
Assessment: Internal: 20%, External: 80%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| ENG1A01 | Literary Criticism & Academic Writing | Common Course | 4 | Introduction to Literary Criticism, Academic Writing Skills, Essay Structure, Research Methodology Basics, Analysis of Texts |
| ENG1A02 | Readings on Indian Constitution, Secularism & Sustainable Environment | Common Course | 3 | Indian Constitution Features, Secularism in India, Fundamental Rights and Duties, Environmental Studies, Sustainable Development Goals |
| ADDITIONAL LANGUAGE 1 | Additional Language I (e.g., Malayalam, Hindi, Arabic) | Common Course | 4 | Grammar, Composition, Reading Comprehension, Cultural Aspects, Basic Communication |
| BCM1B01 | Business Management | Core | 4 | Introduction to Management, Planning and Decision Making, Organizing, Staffing and Directing, Controlling |
| BCM1B02 | Financial Accounting | Core | 4 | Accounting Principles, Journal and Ledger, Trial Balance, Final Accounts of Sole Trader, Rectification of Errors |
| BCM1C01 | Business Statistics | Complementary | 4 | Introduction to Statistics, Measures of Central Tendency, Measures of Dispersion, Correlation and Regression, Index Numbers |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| ENG2A03 | Readings on Gender | Common Course | 4 | Gender Concepts, Patriarchy and Feminism, Gender and Society, Gender and Law, Gender and Media |
| ENG2A04 | Readings on Philosophy of Science | Common Course | 3 | Nature of Science, Scientific Method, Rationalism and Empiricism, Ethical Implications of Science, Science and Society |
| ADDITIONAL LANGUAGE 2 | Additional Language II (e.g., Malayalam, Hindi, Arabic) | Common Course | 4 | Advanced Grammar, Prose and Poetry, Translation Skills, Idioms and Phrases, Cultural Narratives |
| BCM2B03 | Marketing Management | Core | 4 | Introduction to Marketing, Marketing Environment, Market Segmentation, Product Life Cycle, Pricing and Promotion |
| BCM2B04 | Corporate Accounting | Core | 4 | Accounting for Shares, Debentures, Company Final Accounts, Amalgamation, Liquidation of Companies |
| BCM2C02 | Principles of Business Decisions | Complementary | 4 | Theory of Demand, Production and Cost, Market Structures, Pricing Strategies, Government Intervention |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| ENG3A05 | Readings on Literature and Contemporary Issues | Common Course | 4 | Literature and Society, Postcolonial Literature, Environmental Literature, Human Rights in Literature, Gender in Literature |
| ADDITIONAL LANGUAGE 3 | Additional Language III (e.g., Malayalam, Hindi, Arabic) | Common Course | 4 | Literary History, Modern Literature, Critical Appreciation, Regional Literary Movements, Translation Practice |
| BCM3B05 | Cost Accounting | Core | 4 | Elements of Cost, Cost Sheet, Material Cost Control, Labor Cost Control, Overhead Costing |
| BCM3B06 | Regulatory Framework for Business | Core | 4 | Indian Contract Act 1872, Sale of Goods Act 1930, Consumer Protection Act 2019, Companies Act 2013 (Basics), Cyber Laws (Basics) |
| BCM3C03 | Quantitative Techniques for Business | Complementary | 4 | Linear Programming, Transportation Problem, Assignment Problem, Network Analysis (PERT/CPM), Decision Theory |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| ENG4A06 | Readings on Public Speaking & Academic Presentation | Common Course | 4 | Principles of Public Speaking, Presentation Skills, Visual Aids, Audience Analysis, Overcoming Stage Fright |
| ADDITIONAL LANGUAGE 4 | Additional Language IV (e.g., Malayalam, Hindi, Arabic) | Common Course | 4 | Communication Skills, Essay Writing, Current Affairs, Creative Writing, Speech Practice |
| BCM4B07 | Income Tax Law and Practice | Core | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Income from Salaries, Income from House Property, Profits & Gains of Business/Profession |
| BCM4B08 | Entrepreneurship and Project Management | Core | 4 | Concept of Entrepreneurship, Small Scale Industries, Project Identification, Project Appraisal, Institutional Support to Entrepreneurs |
| BCM4C04 | Computerized Accounting with Tally | Complementary | 4 | Introduction to Computerized Accounting, Tally ERP 9 Fundamentals, Company Creation & Ledgers, Voucher Entries, Generating Reports (Trial Balance, P&L, BS) |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCM5B09 | Financial Management | Core | 4 | Introduction to Financial Management, Capital Budgeting, Cost of Capital, Leverages, Working Capital Management |
| BCM5B10 | Auditing | Core | 4 | Nature and Scope of Auditing, Types of Audit, Internal Control, Vouching and Verification, Audit Report |
| BCM5B11 | Capital Market and Investment Management | Core | 4 | Indian Financial System, Primary and Secondary Markets, SEBI and Regulations, Investment Alternatives, Risk and Return |
| BCM5B12 | Financial Derivatives | Elective (Finance) | 4 | Introduction to Derivatives, Futures Contracts, Options Contracts, Swaps, Hedging Strategies |
| OPEN COURSE 1 | Open Course (e.g., Human Rights, Disaster Management) | Open Course | 3 | Interdisciplinary Topics, General Knowledge, Skill Development, Current Social Issues, Personal Enrichment |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCM6B13 | Management Accounting | Core | 4 | Introduction to Management Accounting, Ratio Analysis, Fund Flow Statement, Cash Flow Statement, Budgetary Control |
| BCM6B14 | Goods and Services Tax (GST) and Customs Duty | Core | 4 | Introduction to GST, Levy and Collection of GST, Input Tax Credit, Time and Value of Supply, Customs Duty |
| BCM6B15 | Banking and Insurance | Core | 4 | Commercial Banking, RBI and Monetary Policy, E-Banking and Digital Payments, Principles of Insurance, Types of Insurance |
| BCM6B16 | Financial Markets and Services | Elective (Finance) | 4 | Money Market Instruments, Capital Market Operations, Merchant Banking, Leasing and Hire Purchase, Venture Capital |
| BCM6B17 | International Finance | Elective (Finance) | 4 | Balance of Payments, Exchange Rate Regimes, International Monetary System, Foreign Exchange Risk Management, International Financial Institutions |
| BCM6B18P | Project and Viva Voce | Project | 4 | Research Methodology, Data Collection and Analysis, Report Writing, Presentation Skills, Viva Voce Examination |
