.png&w=1920&q=75)
M-COM-FINANCIAL-ANALYSIS in General at St. Joseph's College of Commerce (Autonomous)
Bengaluru, Karnataka
.png&w=1920&q=75)
About the Specialization
What is General at St. Joseph's College of Commerce (Autonomous) Bengaluru?
This M.Com (Financial Analysis) program at St. Joseph''''s College of Commerce focuses on developing advanced analytical skills essential for finance professionals. It delves into complex financial instruments, market dynamics, and strategic financial decision-making, highly relevant to India''''s burgeoning financial services sector. The program aims to create industry-ready experts for the evolving Indian and global financial landscapes, covering areas like investment banking, wealth management, and risk analysis.
Who Should Apply?
This program is ideal for commerce and management graduates seeking advanced knowledge in financial analysis. It caters to fresh graduates aspiring for roles in investment firms, banking, and corporate finance within India, as well as working professionals aiming to enhance their analytical capabilities and move into specialized financial roles. Candidates with a strong quantitative aptitude and an interest in financial markets will find this program particularly rewarding.
Why Choose This Course?
Graduates of this program can expect to pursue dynamic career paths in India, including financial analyst, portfolio manager, investment banker, and risk manager. Entry-level salaries typically range from INR 4-7 LPA, with experienced professionals earning significantly more. The program prepares students for roles in leading Indian banks, mutual funds, fintech startups, and multinational corporations operating in India, aligning with certifications like CFA and NISM.
Student Success Practices
Foundation Stage
Strengthen Quantitative & Analytical Skills- (Semester 1-2)
Actively engage with quantitative techniques, statistics, and accounting fundamentals. Practice problem-solving daily and utilize online resources to solidify concepts. Form study groups to discuss complex financial models and case studies from an Indian market perspective.
Tools & Resources
Khan Academy, NPTEL courses, Excel for financial modeling, Mock tests and practice problems
Career Connection
Essential for entry-level analyst roles, data interpretation, and making informed financial decisions across various sectors in India.
Build Foundational Financial Literacy- (Semester 1-2)
Read financial news daily (Economic Times, Livemint, Business Standard), follow market trends, and understand basic financial products specific to the Indian context. Participate in college finance clubs or workshops to gain practical insights into the Indian financial landscape.
Tools & Resources
Moneycontrol.com, NSE India website, BSE India website, Financial newspapers and magazines
Career Connection
Develops crucial market awareness, aids in interviews, and provides context for theoretical learning, making students more competitive for internships in Indian financial institutions.
Develop Professional Communication & Presentation- (Semester 1-2)
Actively participate in class discussions, volunteer for presentations, and join public speaking clubs. Focus on articulating financial concepts clearly and concisely, both orally and in writing, as required in professional settings.
Tools & Resources
Toastmasters International (if available), College''''s communication labs, Peer feedback sessions and mock presentations
Career Connection
Crucial for client interactions, team collaboration, and effectively presenting financial reports in corporate settings, highly valued by Indian recruiters.
Intermediate Stage
Pursue Relevant Industry Certifications- (Semester 3-4)
Start preparing for industry-recognized certifications like NISM (various modules), CFA Level I, or Financial Modeling & Valuation Analyst (FMVA). Acquire proficiency in advanced Excel and financial software, focusing on practical application.
Tools & Resources
NISM study material, CFA Institute resources, Coursera/Udemy for financial modeling courses, Bloomberg Terminal (if college provides access)
Career Connection
These certifications significantly boost CVs, demonstrate commitment to finance, and open doors to specialized roles in Indian financial markets.
Engage in Industry Internships & Live Projects- (Semester 3-4 (especially during summer breaks and final semesters))
Actively seek out internships in banks, investment firms, or fintech companies in Bengaluru or other major Indian cities. Take on live projects or case studies during the internship to apply theoretical knowledge to real-world scenarios.
Tools & Resources
College placement cell, LinkedIn, Internshala, Industry networking events and job fairs
Career Connection
Provides invaluable practical experience, builds professional networks, and often leads to pre-placement offers, accelerating career entry into the competitive Indian finance industry.
Network & Mentor Engagement- (Semester 3-4)
Attend industry seminars, workshops, and alumni meet-ups in Bengaluru. Connect with professionals on LinkedIn and seek mentorship. Understand current industry trends and job market expectations in India by engaging with experienced practitioners.
Tools & Resources
LinkedIn, College alumni network, Industry conferences (e.g., those organized by FICCI, CII, NASSCOM)
Career Connection
Expands professional contacts, offers insights into various career paths, and can be instrumental in securing job referrals and guidance for career progression.
Advanced Stage
Program Structure and Curriculum
Eligibility:
- Bachelor’s Degree in Commerce/Management/Accounting/Finance/Economics from a recognized University with 50% aggregate marks.
Duration: 2 years / 4 semesters
Credits: 88 Credits
Assessment: Internal: 30%, External: 70%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 321 SMFA101 | FINANCIAL MANAGEMENT | Core | 4 | Introduction to Financial Management, Investment Decisions (Capital Budgeting), Financing Decisions (Cost of Capital, Capital Structure), Dividend Decisions, Working Capital Management |
| 321 SMFA102 | ACCOUNTING FOR DECISION MAKING | Core | 4 | Introduction to Management Accounting, Cost Concepts and Classification, Budgetary Control, Standard Costing, Marginal Costing and Break-Even Analysis, Responsibility Accounting |
| 321 SMFA103 | QUANTITATIVE TECHNIQUES FOR FINANCIAL DECISIONS | Core | 4 | Probability and Probability Distributions, Sampling and Hypothesis Testing, Correlation and Regression Analysis, Time Series Analysis, Linear Programming, Decision Theory |
| 321 SMFA104 | MACRO ECONOMICS FOR BUSINESS DECISIONS | Core | 4 | Introduction to Macroeconomics, National Income Accounting, Theories of Money and Inflation, Business Cycles, Fiscal and Monetary Policies, Balance of Payments |
| 321 SMFA105 | BUSINESS ETHICS AND CORPORATE GOVERNANCE | Core | 4 | Introduction to Business Ethics, Ethical Theories and Decision Making, Corporate Governance Framework, Corporate Social Responsibility, Whistleblowing and Insider Trading, Sustainability and Business Practices |
| 321 SMFA106 | RESEARCH METHODOLOGY | Core | 4 | Introduction to Research, Research Design, Data Collection Methods, Sampling Techniques, Data Analysis and Interpretation, Research Report Writing |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 321 SMFA201 | ADVANCED FINANCIAL MANAGEMENT | Core | 4 | Capital Structure Theories, Working Capital Policy and Management, Mergers and Acquisitions, Corporate Restructuring, Risk Management Techniques, Strategic Financial Decisions |
| 321 SMFA202 | CORPORATE VALUATION | Core | 4 | Introduction to Valuation, Discounted Cash Flow (DCF) Valuation, Relative Valuation, Asset-Based Valuation, Valuation of Start-ups and Private Companies, Option Pricing Models |
| 321 SMFA203 | INTERNATIONAL FINANCIAL MANAGEMENT | Core | 4 | International Financial Environment, Foreign Exchange Market Operations, Exchange Rate Theories and Parity Conditions, Management of Foreign Exchange Risk, International Investment Decisions, International Financing Decisions |
| 321 SMFA204 | FINANCIAL MARKETS AND INSTITUTIONS | Core | 4 | Indian Financial System Overview, Money Market Instruments and Operations, Capital Market Structure and Functions, Financial Instruments and Securities, Financial Institutions (Banks, NBFCs, Mutual Funds), Regulatory Framework (SEBI, RBI) |
| 321 SMFA205 | BUSINESS ANALYTICS FOR FINANCIAL DECISIONS | Core | 4 | Introduction to Business Analytics, Data Visualization Techniques, Predictive Modeling in Finance, Machine Learning Applications in Finance, Financial Modeling using Spreadsheets, Case Studies in Financial Analytics |
| 321 SMFA206 | INTERNSHIP | Mandatory | 2 | Practical Application of Financial Concepts, Industry Exposure and Organisational Understanding, Report Writing and Documentation, Presentation Skills, Problem Identification and Resolution, Professional Etiquette |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 321 SMFA301 | DERIVATIVES AND RISK MANAGEMENT | Core | 4 | Introduction to Derivatives Markets, Forwards and Futures Contracts, Options Contracts (Pricing and Strategies), Swaps (Interest Rate, Currency), Hedging Strategies using Derivatives, Credit Derivatives and Structured Products |
| 321 SMFA302 | PORTFOLIO MANAGEMENT | Core | 4 | Investment Process and Objectives, Risk and Return Concepts, Modern Portfolio Theory (MPT), Capital Asset Pricing Model (CAPM), Arbitrage Pricing Theory (APT), Portfolio Performance Evaluation and Behavioral Finance |
| 321 SMFA303 | DIRECT TAXES | Core | 4 | Introduction to Income Tax Law in India, Heads of Income, Deductions under Chapter VI-A, Computation of Taxable Income for Individuals, Assessment of Firms and Companies, Tax Planning and Management |
| 321 SMFA304 | INDIRECT TAXES | Core | 4 | Introduction to Goods and Services Tax (GST), Supply under GST and Taxable Event, Input Tax Credit Mechanism, GST Registration, Returns and Payments, Customs Duty, Introduction to Central Excise and Service Tax |
| 321 SMFA305 | DATA ANALYTICS WITH R / PYTHON | Elective | 4 | R/Python Programming Fundamentals, Data Import, Cleaning and Transformation, Descriptive Statistics and Exploratory Data Analysis, Data Visualization with R/Python, Regression and Classification Models, Time Series Analysis in Finance |
| 321 SMFA306 | INVESTMENT BANKING AND FINANCIAL SERVICES | Elective | 4 | Overview of Investment Banking, Merchant Banking and Public Issues, Project Finance and Lease Financing, Mutual Funds and Asset Management, Insurance Services, Venture Capital and Credit Rating |
| 321 SMFA307 | FINANCIAL SOFTWARE | Elective | 4 | Introduction to Financial Software Ecosystem, Bloomberg Terminal Functions, Eikon/Capitaline for Financial Data, Tally for Accounting and Reporting, SAP FICO Module Overview, ERP Systems in Finance |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 321 SMFA401 | WEALTH MANAGEMENT | Core | 4 | Introduction to Wealth Management, Financial Planning Process, Investment Products for Wealth Creation, Retirement Planning, Estate Planning and Succession, Behavioral Aspects of Wealth Management |
| 321 SMFA402 | FINANCIAL REPORTING AND ANALYSIS | Core | 4 | Indian Accounting Standards (Ind AS), International Financial Reporting Standards (IFRS), Techniques of Financial Statement Analysis, Ratio Analysis and Trend Analysis, Cash Flow Statement Analysis, Earnings Quality and Forensic Accounting |
| 321 SMFA403 | PROJECT WORK | Project | 6 | Problem Identification and Formulation, Literature Review, Research Design and Methodology, Data Collection and Analysis, Report Writing and Documentation, Viva Voce and Presentation |
| 321 SMFA404A | ENTREPRENEURIAL FINANCE | Elective | 4 | Sources of Entrepreneurial Finance, Venture Capital and Angel Investing, Funding Stages for Start-ups, Business Plan and Financial Projections, Valuation of New Ventures, Exit Strategies |
| 321 SMFA404B | BUSINESS STRATEGY | Elective | 4 | Strategic Analysis and Formulation, Competitive Advantage and Value Creation, Corporate Level Strategies, Business Level Strategies, Strategic Implementation and Control, Global Strategy and Diversification |
| 321 SMFA405A | BLOCKCHAIN AND FINTECH | Elective | 4 | Blockchain Fundamentals and Architecture, Cryptocurrencies and Digital Assets, Digital Payments and Wallets, Artificial Intelligence and Machine Learning in Finance, RegTech and SupTech, Fintech Business Models |
| 321 SMFA405B | BEHAVIORAL FINANCE | Elective | 4 | Introduction to Behavioral Finance, Cognitive Biases and Heuristics, Prospect Theory, Investor Psychology and Decision Making, Market Anomalies and Bubbles, Emotional Influences on Financial Decisions |
