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B-COM-PROF in Finance at ST. SOLDIER INSTITUTE OF MANAGEMENT AND TECHNOLOGY
Jalandhar, Punjab
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About the Specialization
What is Finance at ST. SOLDIER INSTITUTE OF MANAGEMENT AND TECHNOLOGY Jalandhar?
This Finance specialization, embedded within the B.Com (Prof.) program at St. Soldier Institute of Management and Technology, focuses on equipping students with a robust understanding of financial markets, corporate finance, and investment strategies. It is tailored to address the evolving needs of the Indian financial sector, covering areas critical for economic growth and industry demand, differentiating itself through practical and theoretical rigor.
Who Should Apply?
This program is ideal for 10+2 graduates with a keen interest in finance, banking, and investment, seeking entry into India''''s dynamic financial services industry. It also caters to individuals aiming for careers in corporate finance departments of various companies or those aspiring for further professional certifications like CA, CS, or CMA, needing a strong foundational commerce background.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India, including roles as financial analysts, investment bankers, wealth managers, and auditors. Entry-level salaries typically range from INR 2.5 to 4.5 LPA, with significant growth trajectories for experienced professionals. The curriculum aligns well with prerequisites for professional certifications, enhancing employability in Indian and global firms.
Student Success Practices
Foundation Stage
Master Core Accounting & Economic Principles- (Semester 1-2)
Dedicate consistent effort to understanding fundamental concepts in Financial Accounting, Business Economics, and Business Law. Utilize textbooks, online tutorials, and peer study groups. Practice numerical problems regularly and review case studies.
Tools & Resources
Textbooks, IKGPTU E-Content, YouTube tutorials for accounting concepts, online quizzes
Career Connection
A strong foundation in these subjects is crucial for advanced finance topics and forms the bedrock for entry-level roles in accounting, taxation, and financial analysis.
Develop Essential Computer Application Skills- (Semester 1-2)
Beyond theoretical knowledge, actively engage with practical sessions in Computer Applications in Business. Focus on mastering MS Excel for data analysis and Tally for accounting. Explore basic web tools and cybersecurity practices.
Tools & Resources
MS Office Suite, Tally ERP 9, online Excel tutorials, basic coding platforms
Career Connection
Proficiency in these tools is indispensable for almost all finance roles in India, from data entry to financial modeling, enhancing efficiency and employability.
Enhance Communication & Professional Skills- (Semester 1-2)
Actively participate in communication skills sessions, focusing on written reports, presentations, and group discussions. Seek feedback to refine public speaking and interpersonal abilities, which are vital for corporate interactions.
Tools & Resources
Communication Skills workshops, mock interviews, Toastmasters clubs (if available), LinkedIn Learning
Career Connection
Strong communication skills are paramount for client interactions, team collaboration, and presenting financial insights effectively, leading to better career progression and leadership opportunities.
Intermediate Stage
Gain Practical Exposure in Financial Systems- (Semester 3-4)
Engage deeply with subjects like Indian Financial System, Banking & Insurance, and E-Commerce. Seek opportunities for short-term internships or virtual projects related to these areas to understand real-world applications and market dynamics.
Tools & Resources
Financial news platforms (e.g., Economic Times, Livemint), RBI website, SEBI documents, FinTech blogs
Career Connection
Understanding the Indian financial landscape is critical for roles in banking, investment, and regulatory compliance, preparing students for immediate industry entry and informed decision-making.
Build a Portfolio of Analytical Projects- (Semester 3-4)
Apply statistical and management accounting concepts to analyze real company financial statements, market data, and business cases. Utilize Excel extensively for financial modeling, ratio analysis, and forecasting exercises.
Tools & Resources
Company annual reports (BSE/NSE websites), financial data portals, advanced Excel functions, case study competitions
Career Connection
Demonstrating analytical project experience is highly valued by employers for roles in financial analysis, equity research, and corporate finance within Indian companies.
Network with Industry Professionals- (Semester 3-4)
Attend industry webinars, guest lectures, and career fairs organized by the institution or external bodies. Connect with alumni and professionals on platforms like LinkedIn to gain insights and identify mentorship opportunities in specific finance domains.
Tools & Resources
LinkedIn, industry events, college alumni network platforms
Career Connection
Networking is key to discovering internship and job opportunities in the competitive Indian finance sector and building a professional support system for long-term career growth.
Advanced Stage
Specialize through Electives and Advanced Studies- (Semester 5-6)
Carefully choose finance-focused electives like Investment Management, Financial Reporting & Analysis, Financial Services, and Security Analysis. Deep dive into these subjects, possibly pursuing online certifications to bolster expertise in niche areas.
Tools & Resources
NISM certifications, Coursera/edX courses in advanced finance, Bloomberg Terminal (if accessible)
Career Connection
Specialized knowledge in these areas significantly enhances marketability for roles in investment banking, portfolio management, equity research, and wealth management in India.
Undertake Impactful Research & Project Work- (Semester 5-6)
Invest significant effort in the Summer Training and final Project Report. Choose a finance-related topic that aligns with career aspirations, conduct thorough research, and present findings professionally. Focus on problem-solving and actionable insights.
Tools & Resources
Academic research databases, industry reports, statistical software (e.g., R, Python basics), presentation tools
Career Connection
A well-executed project demonstrates independent research capability and practical application of knowledge, critical for securing roles requiring analytical and strategic thinking.
Prepare Rigorously for Placements & Higher Studies- (Semester 5-6)
Actively participate in campus placement drives. Practice aptitude tests, mock interviews, and group discussions. Simultaneously, explore options for post-graduation (M.Com, MBA Finance) or professional certifications (CFA, FRM) if aiming for advanced roles.
Tools & Resources
Placement cell resources, online aptitude test platforms, interview prep guides, career counselors
Career Connection
Strategic preparation ensures successful transition to employment or higher education, setting the stage for a fulfilling career in the Indian financial industry.
Program Structure and Curriculum
Eligibility:
- 10+2 with minimum 40% Marks
Duration: 3 Years (6 Semesters)
Credits: 140 Credits
Assessment: Internal: 40%, External: 60%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOP-101 | Financial Accounting | Core | 4 | Introduction to Accounting, Accounting Principles and Standards, Final Accounts of Sole Proprietorship, Depreciation Accounting, Branch and Departmental Accounts, Accounting Software Packages |
| BCOP-102 | Business Organization & Management | Core | 4 | Nature and Forms of Business Organization, Small Scale Industries, Management Process and Functions, Planning and Decision Making, Organizing and Departmentation, Directing and Controlling |
| BCOP-103 | Business Economics - I | Core | 4 | Introduction to Business Economics, Consumer Behaviour, Production and Cost Analysis, Market Structures, Pricing Strategies, Profit Maximization |
| BCOP-104 | Business Law | Core | 4 | Indian Contract Act 1872, Sale of Goods Act 1930, Negotiable Instruments Act 1881, Consumer Protection Act 1986, Information Technology Act 2000, Intellectual Property Rights |
| BCOP-105 | Computer Applications in Business | Core | 4 | Fundamentals of Computers, Operating Systems, MS Office (Word, Excel, PowerPoint), Database Management System, Internet and E-Commerce Basics, Cyber Security |
| BCOP-106 | Environmental Studies | Compulsory Qualifying | 0 | Multidisciplinary Nature of Environmental Studies, Natural Resources, Ecosystems, Biodiversity and its Conservation, Environmental Pollution, Social Issues and the Environment |
| BCOP-107 | Computer Applications in Business (Practical) | Practical | 2 | Working with MS-Word, Data Analysis with MS-Excel, Creating Presentations with MS-PowerPoint, Internet Browsing and Email Management, Basic Cyber Security Practices |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOP-108 | Corporate Accounting | Core | 4 | Share Capital and Debentures, Underwriting of Shares and Debentures, Redemption of Preference Shares and Debentures, Valuation of Goodwill and Shares, Amalgamation, Absorption and Reconstruction, Cash Flow Statements |
| BCOP-109 | Business Statistics | Core | 4 | Introduction to Statistics, Measures of Central Tendency and Dispersion, Correlation and Regression Analysis, Index Numbers, Time Series Analysis, Probability Distribution |
| BCOP-110 | Business Economics – II | Core | 4 | Macroeconomic Variables, National Income Accounting, Theory of Money and Banking, Inflation and Deflation, Business Cycles, Monetary and Fiscal Policies |
| BCOP-111 | Company Law | Core | 4 | Company Formation and Types, Memorandum and Articles of Association, Shares and Share Capital, Management and Administration, Meetings and Resolutions, Winding Up of Companies |
| BCOP-112 | Entrepreneurship Development | Core | 4 | Concept of Entrepreneurship, Entrepreneurial Environment, Project Identification and Formulation, Sickness in Small Business, Institutional Support for Entrepreneurs, Entrepreneurship Development Programmes |
| BCOP-113 | Communication Skills – II | Elective | 3 | Basics of Communication, Written Communication, Oral Communication, Non-Verbal Communication, Interpersonal Skills, Presentation Skills |
| BCOP-114 | Communication Skills – II (Practical) | Practical | 2 | Public Speaking and Presentations, Group Discussions, Mock Interviews, Email and Report Writing, Resume Building, Active Listening Exercises |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOP-201 | Cost Accounting | Core | 4 | Introduction to Cost Accounting, Material Cost Control, Labour Cost Control, Overhead Cost Control, Costing Methods (Job, Batch, Process), Reconciliation of Cost and Financial Accounts |
| BCOP-202 | Income Tax Law & Practice - I | Core | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Income from Salaries, Income from House Property, Profits and Gains of Business or Profession, Capital Gains and Other Sources |
| BCOP-203 | Marketing Management | Core | 4 | Introduction to Marketing, Marketing Environment, Consumer Buying Behaviour, Product Decisions, Pricing Decisions, Promotion and Distribution Decisions |
| BCOP-204 | Indian Financial System | Core | 4 | Structure of Indian Financial System, Financial Markets (Money Market, Capital Market), Financial Institutions (Banks, NBFCs), Financial Instruments, SEBI and RBI Regulations, Financial Sector Reforms in India |
| BCOP-205 | E-Commerce | Core | 4 | Introduction to E-Commerce, Business Models in E-Commerce, E-Marketing and Advertising, E-Security and Payment Systems, Legal and Ethical Issues in E-Commerce, Mobile Commerce and Social Commerce |
| BCOP-206 | E-Commerce (Practical) | Practical | 2 | Website Development Basics, Online Payment Gateway Integration, Setting Up an E-Commerce Store, Digital Marketing Tools, Cybersecurity Best Practices for E-commerce |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOP-207 | Management Accounting | Core | 4 | Introduction to Management Accounting, Financial Statement Analysis, Ratio Analysis, Fund Flow and Cash Flow Statements, Marginal Costing and Break-Even Analysis, Budgetary Control |
| BCOP-208 | Income Tax Law & Practice - II | Core | 4 | Clubbing of Incomes, Set-off and Carry Forward of Losses, Deductions from Gross Total Income, Tax Planning and Tax Evasion, Assessment Procedures, Introduction to GST |
| BCOP-209 | Human Resource Management | Core | 4 | Introduction to HRM, Human Resource Planning, Recruitment and Selection, Training and Development, Performance Appraisal, Compensation and Employee Welfare |
| BCOP-210 | Financial Management | Core | 4 | Nature and Scope of Financial Management, Time Value of Money, Capital Budgeting Decisions, Cost of Capital, Capital Structure Decisions, Working Capital Management |
| BCOP-211 | Banking & Insurance | Core | 4 | Commercial Banking Functions, Central Banking (RBI), E-Banking and Digital Payments, Principles of Insurance, Life Insurance, General Insurance |
| BCOP-212 | Banking & Insurance (Practical) | Practical | 2 | Bank Account Operations, Online Banking Transactions, Insurance Policy Analysis, Claims Processing Procedures, KYC Compliance |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOP-301 | Auditing & Corporate Governance | Core | 4 | Introduction to Auditing, Types of Audit, Audit Planning and Control, Internal Control System, Auditor''''s Report, Corporate Governance Principles |
| BCOP-302 | Goods & Service Tax (GST) and Customs Duty | Core | 4 | Introduction to GST Law, Levy and Collection of GST, Input Tax Credit, Registration and Returns under GST, Customs Act 1962, Valuation and Assessment of Customs Duty |
| BCOP-303 | Investment Management | Core | 4 | Investment Alternatives, Risk and Return Analysis, Security Valuation, Fundamental and Technical Analysis, Portfolio Theory, Investment Strategies |
| BCOP-304 | Financial Reporting & Analysis | Elective | 4 | Framework of Financial Reporting, Analysis of Financial Statements, Revenue Recognition, Accounting for Fixed Assets, Ratio Analysis for Decision Making, Cash Flow Analysis |
| BCOP-305 | International Business | Elective | 4 | Nature and Scope of International Business, Theories of International Trade, International Monetary System, Foreign Exchange Market, International Organizations (IMF, WTO), Global Business Strategies |
| BCOP-306 | Training Report & Viva Voce (Summer Training) | Project | 3 | Industry Exposure, Report Writing, Presentation Skills, Application of Concepts, Problem Solving |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOP-307 | Financial Markets & Services | Core | 4 | Primary and Secondary Markets, Stock Exchanges and Trading Mechanism, Financial Services (Merchant Banking, Leasing), Mutual Funds, Credit Rating Agencies, Factoring and Forfaiting |
| BCOP-308 | Project Management | Core | 4 | Introduction to Project Management, Project Feasibility Analysis, Project Planning and Scheduling, Project Financing, Project Risk Management, Project Control and Evaluation |
| BCOP-309 | Computerized Accounting System (Practical) | Practical | 2 | Tally ERP 9 Fundamentals, Company Creation and Master Data, Voucher Entry (Sales, Purchases, Payments), Inventory Management, Generating Financial Statements and Reports |
| BCOP-310 | Financial Services | Elective | 4 | Overview of Financial Services, Merchant Banking and Issue Management, Leasing and Hire Purchase, Venture Capital and Private Equity, Credit Rating, Securitization |
| BCOP-311 | Security Analysis & Portfolio Management | Elective | 4 | Investment Environment, Risk and Return Concepts, Equity and Bond Valuation, Efficient Market Hypothesis, Portfolio Construction and Diversification, Portfolio Performance Evaluation |
| BCOP-312 | Project Report & Viva Voce | Project | 8 | Research Design, Data Collection and Analysis, Report Writing, Problem Identification and Solution, Presentation and Defense |
