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B-COM in Finance at University of Calicut
Malappuram, Kerala
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About the Specialization
What is Finance at University of Calicut Malappuram?
This Finance specialization program at the University of Calicut focuses on equipping students with a robust understanding of financial markets, corporate finance, and investment strategies. It is designed to meet the growing demand for skilled finance professionals in India''''s dynamic economy, offering in-depth knowledge of financial instruments, risk management, and regulatory frameworks crucial for the sector.
Who Should Apply?
This program is ideal for fresh graduates seeking entry into financial services, banking, and investment management. It also suits working professionals aiming to upskill in specialized finance areas, and career changers transitioning into the finance industry. Candidates with a strong quantitative aptitude and an interest in economic trends and financial analysis are particularly well-suited.
Why Choose This Course?
Graduates of this program can expect to pursue India-specific career paths such as Financial Analyst, Investment Banker, Portfolio Manager, and Credit Analyst. Entry-level salaries typically range from INR 3-5 LPA, growing significantly with experience to INR 8-15+ LPA. The program aligns with skills required for professional certifications like NISM and CFA, enhancing growth trajectories in Indian financial institutions.
Student Success Practices
Foundation Stage
Master Accounting and Economic Fundamentals- (Semester 1-2)
Dedicate time in semesters 1-2 to build a strong foundation in Financial Accounting, Managerial Economics, and Business Management. These core subjects are critical for understanding subsequent finance topics. Utilize university library resources, online tutorials from platforms like Investopedia, and peer study groups to solidify basic concepts.
Tools & Resources
University Library, Investopedia.com, Khan Academy Finance, Peer Study Groups
Career Connection
A solid grasp of fundamentals is essential for cracking entry-level finance roles and forms the bedrock for advanced financial analysis.
Develop Strong Business Communication Skills- (Semester 1-2)
Actively participate in business communication classes, focusing on improving both written and oral presentation skills. Join college clubs for debates, public speaking, or case study competitions. Practice writing professional emails, reports, and delivering presentations regularly.
Tools & Resources
Toastmasters International (student clubs), Grammarly, LinkedIn Learning courses on communication
Career Connection
Effective communication is a soft skill highly valued by employers for roles requiring client interaction, team collaboration, and presenting financial reports.
Cultivate Quantitative and IT Aptitude- (Semester 1-2)
Pay close attention to Quantitative Techniques and Computerized Accounting. Supplement classroom learning with online practice for aptitude tests common in Indian campus placements. Learn basic to intermediate Excel functions relevant to finance and accounting.
Tools & Resources
Quantitative Aptitude books (e.g., R.S. Aggarwal), Online Excel tutorials (e.g., YouTube channels), Tally ERP 9 practice exercises
Career Connection
Strong quantitative and IT skills are non-negotiable for finance roles, enhancing efficiency in data analysis and financial modeling.
Intermediate Stage
Gain Practical Software Proficiency- (Semester 3-4)
Beyond Tally, proactively learn financial software like advanced Excel for modeling and basic concepts of SAP/ERP relevant to finance modules. Pursue online certifications in these tools to demonstrate practical skill sets. Attend workshops on financial data analysis.
Tools & Resources
Microsoft Excel Certifications, Coursera/edX courses on Financial Modeling, SAP Learning Hub (Trial/Student versions)
Career Connection
Proficiency in industry-standard software makes candidates immediately employable and reduces training time for companies.
Engage with Industry through Internships/Projects- (Semester 3-4)
Seek short-term internships or live projects, even unpaid, with local CAs, financial advisory firms, or small businesses during semester breaks. Focus on understanding real-world application of Corporate Accounting, Cost Accounting, and Income Tax.
Tools & Resources
LinkedIn, Internshala, College placement cell for local opportunities
Career Connection
Practical exposure provides invaluable insights, builds industry contacts, and enhances your resume for future placements.
Begin NISM Certifications and Financial News Tracking- (Semester 3-4)
Start preparing for entry-level NISM certifications (e.g., Equity Derivatives, Mutual Funds) which are highly recognized in the Indian financial market. Regularly read financial newspapers like Economic Times or Business Standard, and track market trends.
Tools & Resources
NISM Study Material, Economic Times, Business Standard, Moneycontrol.com
Career Connection
NISM certifications demonstrate domain knowledge and commitment to a finance career, while market awareness is crucial for interviews and job performance.
Advanced Stage
Specialize and Deep Dive into Electives- (Semester 5-6)
During semesters 5-6, fully immerse yourself in Financial Management, Financial Market Operations, International Finance, and Financial Derivatives. Conduct in-depth research for your project in one of these specialized areas, aiming for practical relevance.
Tools & Resources
Academic Journals, Bloomberg Terminal (if available in campus/partner institutions), Advanced financial textbooks
Career Connection
Deep specialization makes you a strong candidate for specific finance roles (e.g., in derivatives trading, investment banking, international trade finance).
Intensive Placement Preparation and Networking- (Semester 5-6)
Actively participate in placement cell activities, mock interviews, and group discussions. Refine your resume and LinkedIn profile. Network with alumni and industry professionals through workshops, seminars, and professional events in your chosen finance domain.
Tools & Resources
College Placement Cell, LinkedIn, Professional Networking Events (e.g., CII, FICCI events)
Career Connection
Strategic networking and rigorous preparation are key to securing desired roles and navigating the competitive job market in India.
Undertake a Comprehensive Industry Project- (Semester 6)
Choose a final year project that involves real-world financial data analysis, market research, or a case study relevant to the Indian financial sector. Focus on demonstrating analytical skills, problem-solving, and professional report writing, treating it as a portfolio piece.
Tools & Resources
SEBI Annual Reports, RBI Publications, Company Financial Statements, Statistical software (R, Python basics)
Career Connection
A well-executed project acts as a practical demonstration of your capabilities and can be a significant talking point in job interviews, showcasing your industry readiness.
Program Structure and Curriculum
Eligibility:
- Passed Plus Two or equivalent examination with Commerce subjects or Science subjects with Mathematics as optional, having secured not less than 45% marks in aggregate. Concession of 5% for SC/ST, SEBC and PWD candidates. For SC/ST, a pass is sufficient.
Duration: 6 semesters / 3 years
Credits: 120 Credits
Assessment: Internal: 20%, External: 80%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 1A01ENG | English-I | Common Course | 4 | Reading Skills, Writing Skills, Grammar and Usage, Communication for Business, Language for Professional Communication |
| 1A02ENG | English-II | Common Course | 3 | Reading Comprehension, Essay Writing, Official Correspondence, Oral Communication, Critical Thinking |
| 1A07ARB/HIN/MAL | Additional Language (e.g., Arabic/Hindi/Malayalam) | Common Course | 4 | Basic Grammar, Reading and Writing, Translation, Conversational Skills, Cultural Aspects of Language |
| 1C01COM | Business Management | Core | 4 | Introduction to Management, Planning and Decision Making, Organizing and Staffing, Directing and Motivation, Controlling and Coordination |
| 1C02COM | Managerial Economics | Core | 4 | Introduction to Managerial Economics, Demand and Supply Analysis, Production and Cost Analysis, Market Structures, Pricing Strategies and Practices |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 2A03ENG | English-III | Common Course | 4 | Literary Texts, Analytical Skills, Report Writing, Presentation Skills, Advanced Grammar and Usage |
| 2A04ENG | English-IV | Common Course | 3 | Critical Reading, Advanced Writing, Argumentation and Persuasion, Public Speaking, Research Skills |
| 2A08ARB/HIN/MAL | Additional Language (e.g., Arabic/Hindi/Malayalam) | Common Course | 4 | Advanced Grammar, Literary Appreciation, Business Communication in Language, Translation Practice, Cultural Insights |
| 2C03COM | Financial Accounting | Core | 4 | Accounting Principles, Journal and Ledger, Trial Balance and Errors, Final Accounts of Sole Trader, Depreciation and Provisions |
| 2C04COM | Marketing Management | Core | 4 | Introduction to Marketing, Marketing Environment, Consumer Behavior, Product and Pricing Decisions, Promotion and Distribution Channels |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 3A11COM | Business Communication | Common Course | 4 | Principles of Communication, Oral Communication, Written Communication, Non-verbal Communication, Digital Communication and Etiquette, Report Writing |
| 3C05COM | Business Regulatory Framework | Core | 4 | Indian Contract Act 1872, Sale of Goods Act 1930, Consumer Protection Act 2019, Negotiable Instruments Act 1881, Companies Act 2013 Basics |
| 3C06COM | Corporate Accounting | Core | 4 | Accounting for Share Capital, Accounting for Debentures, Redemption of Preference Shares, Redemption of Debentures, Amalgamation and Reconstruction |
| 3C07COM | Quantitative Techniques for Business | Core | 4 | Introduction to Statistics, Measures of Central Tendency, Measures of Dispersion, Correlation and Regression Analysis, Probability and Probability Distributions |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 4A12COM | E-Commerce | Common Course | 4 | Introduction to E-Commerce, E-Commerce Business Models, E-Payment Systems, E-Security and Privacy, E-Marketing and Advertising, M-Commerce |
| 4C08COM | Cost Accounting | Core | 4 | Introduction to Cost Accounting, Material Costing, Labour Costing, Overhead Costing, Activity Based Costing, Budgetary Control |
| 4C09COM | Income Tax Law and Practice | Core | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Heads of Income, Clubbing of Income and Set Off, Deductions from Gross Total Income, Assessment of Individuals |
| 4C10COM | Computerized Accounting with Tally | Core | 4 | Introduction to Computerized Accounting, Tally ERP 9 Basics, Company Creation and Ledger, Voucher Entry and Transactions, Generating Financial Statements, GST Compliance in Tally |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 5C11COM | Auditing | Core | 4 | Introduction to Auditing, Internal Control and Audit Planning, Vouching, Verification of Assets and Liabilities, Company Audit, Audit Report |
| 5C12COM | Entrepreneurship Development | Core | 4 | Concept of Entrepreneurship, Entrepreneurial Motivation, Project Identification and Selection, Project Formulation and Appraisal, Institutional Support to Entrepreneurs |
| 5C13COM | Research Methodology | Core | 4 | Introduction to Research, Research Design and Types, Data Collection Methods, Sampling Techniques, Data Analysis and Interpretation, Report Writing |
| 5C14COM | Financial Management | Core | 4 | Introduction to Financial Management, Time Value of Money, Capital Budgeting Decisions, Working Capital Management, Capital Structure Theories, Dividend Policy |
| BM5B11.1 | Financial Market Operations | Elective (Finance Specialization) | 4 | Indian Financial System, Money Market, Capital Market, Stock Exchanges, SEBI and Mutual Funds, Recent Developments in Indian Financial Markets |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 6C15COM | Management Accounting | Core | 4 | Introduction to Management Accounting, Ratio Analysis, Fund Flow Statement, Cash Flow Statement, Budgetary Control, Standard Costing |
| 6C16COM | Goods and Services Tax (GST) | Core | 4 | Introduction to GST, GST Council and Administration, Concept of Supply, Input Tax Credit, GST Returns and Procedures, Reverse Charge Mechanism |
| BM6B15.1 | International Finance | Elective (Finance Specialization) | 4 | International Financial System, Foreign Exchange Market, Exchange Rate Theories, International Parity Conditions, Currency Derivatives for Hedging, Multinational Capital Budgeting |
| BM6B16.1 | Financial Derivatives | Elective (Finance Specialization) | 4 | Introduction to Derivatives, Futures Contracts, Options Contracts, Swaps, Hedging Strategies, Option Pricing Models |
| 6P01COM | Project and Viva Voce | Project | 4 | Project Identification, Research Design and Methodology, Data Collection and Analysis, Report Writing and Documentation, Presentation Skills, Viva Voce Preparation |
