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B-COM-BANKING-MANAGEMENT in General at Vellore Institute of Technology

Vellore Institute of Technology (VIT), a premier deemed university established in 1984 in Vellore, Tamil Nadu, stands as a beacon of academic excellence. Renowned for its robust B.Tech programs, it offers a student-centric learning environment across its 372-acre campus. VIT is consistently recognized for its strong placements and global rankings.

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Vellore, Tamil Nadu

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About the Specialization

What is General at Vellore Institute of Technology Vellore?

This B.Com Banking Management program at Vellore Institute of Technology focuses on equipping students with a comprehensive understanding of financial markets, banking operations, and modern financial technologies. It caters to the evolving needs of the Indian banking and financial services sector, integrating traditional banking principles with contemporary digital advancements. The program emphasizes both theoretical knowledge and practical application, preparing graduates for a dynamic industry.

Who Should Apply?

This program is ideal for fresh graduates from commerce or science streams (with mathematics) seeking entry into the thriving Indian banking and finance sector. It also suits individuals with an aptitude for numbers, analytical thinking, and a keen interest in financial instruments and market dynamics. Aspiring professionals aiming for careers in commercial banking, investment banking, wealth management, or fintech will find this program highly beneficial.

Why Choose This Course?

Graduates of this program can expect promising India-specific career paths as Bank Officers, Financial Analysts, Investment Advisors, Wealth Managers, and Credit Analysts. Entry-level salaries typically range from INR 3.5 to 6 lakhs per annum, with significant growth potential up to INR 15-20 lakhs for experienced professionals. The curriculum prepares students for industry certifications like NISM and CAIIB, enhancing their employability and professional standing in the Indian market.

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Specialization

Student Success Practices

Foundation Stage

Build Strong Business Fundamentals- (Semester 1-2)

Focus on thoroughly understanding core concepts in financial accounting, business law, economics, and statistics. These subjects form the bedrock of banking and finance knowledge. Actively participate in tutorials, solve numerical problems diligently, and form study groups for collaborative learning.

Tools & Resources

NPTEL courses on accounting basics, Khan Academy for economics and statistics, ICAI study materials for conceptual clarity, Peer learning platforms

Career Connection

A solid grasp of fundamentals is crucial for passing competitive exams for banking sector jobs (e.g., IBPS, SBI PO) and performing well in initial analytical roles.

Enhance Professional Communication- (Semester 1-2)

Leverage the ''''Professional English'''' and ''''Communication for Professionals'''' courses to hone written and verbal communication. Practice business correspondence, formal presentations, and group discussions. Participate in debates or public speaking events.

Tools & Resources

Grammarly, Toastmasters International (if available), TED Talks for presentation inspiration, Online business communication guides

Career Connection

Strong communication is indispensable for client interaction, report writing, team collaboration, and excelling in interviews for roles in banks and financial institutions.

Cultivate Quantitative and Analytical Skills- (Semester 1-3)

Pay close attention to Business Statistics and Operation Research. Practice data analysis, interpretation, and problem-solving using various statistical tools. Engage with case studies that require quantitative reasoning.

Tools & Resources

Microsoft Excel, R (basic), Online data analysis tutorials, Business case study competitions

Career Connection

Essential for financial modeling, risk assessment, market analysis, and decision-making roles in banking and investment firms.

Intermediate Stage

Gain Practical Banking Technology Exposure- (Semester 3-4)

Explore modern banking technologies beyond theoretical knowledge. Try to understand how Core Banking Solutions (CBS) work, research payment gateways, and learn about basic cyber security measures relevant to financial transactions. Seek opportunities for practical exposure or workshops.

Tools & Resources

Online courses on Fintech, RBI''''s payment systems information, Articles on CBS platforms, Mock banking software (if accessible)

Career Connection

Prepares students for roles in digital banking, fintech operations, and understanding the technological backbone of modern financial institutions.

Pursue Industry-Relevant Internships- (Semester 4-5)

Actively search for internships in banks, NBFCs, or wealth management firms during semester breaks. Focus on gaining hands-on experience in areas like credit analysis, market research, operations, or customer service.

Tools & Resources

VIT career services, LinkedIn, Naukri.com, Personal networking, Company career pages

Career Connection

Internships provide invaluable practical experience, build a professional network, and often lead to pre-placement offers or significantly enhance placement prospects.

Develop Financial Market Acumen- (Semester 4-5)

Engage with financial news daily, understand market trends, and familiarize yourself with investment instruments. Read up on international banking regulations and risk management strategies. Participate in mock stock trading games.

Tools & Resources

Economic Times, Business Standard, Moneycontrol.com, NSE/BSE websites, Financial news apps, Virtual stock market games

Career Connection

This knowledge is critical for roles in investment banking, treasury management, equity research, and wealth advisory, demonstrating keen industry awareness.

Advanced Stage

Undertake a Comprehensive Research Project- (Semester 6)

Dedicate significant effort to the Project Work. Choose a topic relevant to banking, finance, or fintech that aligns with your career interests. Conduct thorough research, data analysis, and present actionable insights.

Tools & Resources

Academic databases (JSTOR, Scopus), Statistical software (SPSS, R, Python), Survey tools, Guidance from faculty mentors

Career Connection

A well-executed project demonstrates research capabilities, problem-solving skills, and specialized knowledge, highly valued by recruiters for analytical and research-oriented roles.

Master Placement-Specific Skills- (Semester 6)

Focus on refining interview skills, resume building, and group discussion strategies. Practice quantitative aptitude, logical reasoning, and verbal ability tests commonly used in banking recruitment. Attend placement training sessions.

Tools & Resources

Online aptitude platforms (IndiaBix), Mock interview platforms, VIT placement cell workshops, Company-specific test papers

Career Connection

Direct preparation for securing placements in top banks, financial institutions, and consulting firms that recruit B.Com Banking Management graduates.

Explore Professional Certifications- (Semester 5-6)

Consider pursuing certifications like NISM (National Institute of Securities Markets) modules in derivatives, equity, or mutual funds, or basic modules of CAIIB/JAIIB for banking. These provide a competitive edge.

Tools & Resources

NISM official website, IIBF website, Study guides, Online coaching for certifications

Career Connection

Certifications validate specialized knowledge, making candidates more attractive to employers and accelerating career growth in the financial services sector.

Program Structure and Curriculum

Eligibility:

  • A pass in 10+2 / HSC / Any other equivalent examination recognized by the University, with a minimum of 60% overall aggregate for all subjects (50% for SC/ST candidates).

Duration: 3 years (6 semesters)

Credits: 143 Credits

Assessment: Internal: Continuous Internal Assessment (CIA), External: End Term Examination (ETE)

Semester-wise Curriculum Table

Semester 1

Subject CodeSubject NameSubject TypeCreditsKey Topics
BAC1001Financial AccountingCore4Introduction to Accounting, Accounting Cycle, Final Accounts, Partnership Accounts, Company Accounts
BBM1001Principles of BankingCore4Evolution of Banking, Types of Banks, Central Banking, Commercial Banking, Functions of Banks
BLA1001Business LawCore4Indian Contract Act, Sale of Goods Act, Negotiable Instruments Act, Consumer Protection Act, Company Law
BHU1001Professional EnglishCore3Communication Skills, Business Correspondence, Report Writing, Presentation Skills, Group Discussion
BBA1001Business EconomicsCore4Basic Economic Concepts, Demand and Supply, Production and Cost, Market Structures, Macroeconomics Overview
Soft Skills - Level ISkill Enhancement2Self-Introduction, Etiquette, Goal Setting, Time Management, Basic Communication
Choice Based Credit CourseElective3Interdisciplinary topics chosen by student based on availability

Semester 2

Subject CodeSubject NameSubject TypeCreditsKey Topics
BAC1002Corporate AccountingCore4Shares and Debentures, Company Final Accounts, Amalgamation, Absorption, Internal Reconstruction
BBM1002Indian Banking SystemCore4Reserve Bank of India, Commercial Banks, Cooperative Banks, Regional Rural Banks, Microfinance Institutions
BMA1001Business StatisticsCore4Measures of Central Tendency, Measures of Dispersion, Correlation, Regression, Probability Distribution
BHU1002Communication for ProfessionalsCore3Advanced Communication Strategies, Public Speaking, Cross-Cultural Communication, Digital Communication, Interview Skills
BBA1002Marketing ManagementCore4Marketing Environment, Market Segmentation, Product Life Cycle, Pricing Strategies, Promotion Mix
Soft Skills - Level IISkill Enhancement2Problem Solving, Decision Making, Leadership Skills, Teamwork, Presentation Skills
Choice Based Credit CourseElective3Interdisciplinary topics chosen by student based on availability

Semester 3

Subject CodeSubject NameSubject TypeCreditsKey Topics
BAC2001Cost AccountingCore4Cost Concepts, Material Costing, Labour Costing, Overhead Costing, Activity-Based Costing
BBM2001Banking TechnologyCore4Core Banking Solutions, Electronic Banking Channels, Payment Systems, Digital Wallets, Cyber Security in Banking
BBA2001Human Resource ManagementCore4HRM Functions, Job Analysis, Recruitment and Selection, Training and Development, Performance Management
BBA2002Entrepreneurship DevelopmentCore4Entrepreneurial Process, Business Plan, Sources of Funding, Small Business Management, Innovation
BMA2001Operation ResearchCore4Linear Programming, Transportation Problems, Assignment Problems, Network Analysis, Decision Theory
Soft Skills - Level IIISkill Enhancement2Conflict Resolution, Negotiation Skills, Critical Thinking, Emotional Intelligence, Professional Ethics
Choice Based Credit CourseElective3Interdisciplinary topics chosen by student based on availability

Semester 4

Subject CodeSubject NameSubject TypeCreditsKey Topics
BAC2002Management AccountingCore4Financial Statement Analysis, Ratio Analysis, Fund Flow Statement, Cash Flow Statement, Budgetary Control
BBM2003International Banking and FinanceCore4Foreign Exchange Market, International Monetary System, International Trade Finance, Multinational Banks, International Financial Institutions
BBA2003Financial ManagementCore4Time Value of Money, Capital Budgeting, Cost of Capital, Working Capital Management, Dividend Decisions
BBA2004Company Audit and GovernanceCore4Auditing Principles, Types of Audit, Audit Planning, Internal Control, Corporate Governance
BBM2004Risk Management in BankingCore4Credit Risk, Market Risk, Operational Risk, Liquidity Risk, Regulatory Risk Management
Soft Skills - Level IVSkill Enhancement2Global Business Etiquette, Data Interpretation, Advanced Presentation, Leadership in Teams, Mentoring
Choice Based Credit CourseElective3Interdisciplinary topics chosen by student based on availability

Semester 5

Subject CodeSubject NameSubject TypeCreditsKey Topics
BBM3001Treasury and Forex ManagementCore4Treasury Operations, Money Market Instruments, Foreign Exchange Operations, Currency Derivatives, Risk Hedging
BBM3002Wealth ManagementCore4Financial Planning Process, Investment Products, Retirement Planning, Estate Planning, Insurance Planning
BBM3003Digital Banking and FintechCore4Fintech Landscape, Artificial Intelligence in Banking, Blockchain in Finance, Open Banking, Regulatory Sandboxes
BBM3004Rural and Agri BankingCore4Rural Credit, Agricultural Finance, Microfinance, Government Schemes for Rural Development, Financial Inclusion
BBA3001Income Tax Law and PracticeCore4Basic Concepts of Income Tax, Heads of Income, Deductions, Assessment of Individuals, Income Tax Returns
Soft Skills - Level VSkill Enhancement2Project Management, Strategic Thinking, Innovation, Conflict Management, Professional Networking
Choice Based Credit CourseElective3Interdisciplinary topics chosen by student based on availability

Semester 6

Subject CodeSubject NameSubject TypeCreditsKey Topics
BBM3005Investment ManagementCore4Investment Avenues, Equity Analysis, Debt Instruments, Portfolio Management, Mutual Funds
BBM3006Financial DerivativesCore4Futures Contracts, Options Contracts, Swaps, Hedging Strategies, Speculation with Derivatives
BBM3007Project WorkCore8Research Methodology, Problem Identification, Data Collection, Analysis and Interpretation, Report Writing
BBA3002Goods and Service TaxCore4Introduction to GST, Levy and Collection of GST, Input Tax Credit, GST Procedure, GST Returns
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