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B-COM in Banking at JAIN (Deemed-to-be University)
Bengaluru, Karnataka
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About the Specialization
What is Banking at JAIN (Deemed-to-be University) Bengaluru?
This Banking & Finance program at JAIN University provides a robust foundation in financial systems, operations, and wealth management. It equips students with skills crucial for India''''s dynamic banking sector, a key driver of economic growth. The curriculum integrates theoretical knowledge with practical applications, setting it apart from general commerce degrees by offering specialized insights into financial services and market demands.
Who Should Apply?
This program is ideal for recent 10+2 graduates aspiring to careers in banking, financial services, or investment management within India. It also suits individuals passionate about understanding money and capital markets, and regulatory frameworks. While primarily for freshers, those seeking to formalize finance knowledge or transition into specialized banking roles will find it beneficial, provided they meet basic commerce stream prerequisites.
Why Choose This Course?
Graduates can pursue India-specific career paths such as Bank Officers, Financial Analysts, Wealth Managers, or Credit Analysts. Entry-level salaries typically range from INR 3-6 lakhs per annum, with experienced professionals earning INR 10-20 lakhs or more in leading Indian banks. The program also builds foundational knowledge for professional certifications like NISM, enhancing career progression in the financial sector.
Student Success Practices
Foundation Stage
Build Strong Accounting & Economic Fundamentals- (Semester 1-2)
Focus intently on mastering Financial and Corporate Accounting, Principles of Management, and Business Economics. Utilize university resources like the library and academic support centers for concept clarity. Actively participate in class discussions and solve numerical problems consistently to solidify understanding of core business principles.
Tools & Resources
University Library, Academic Support Centers, ICAI resources for foundational concepts, Economic Times for business news
Career Connection
A robust understanding of these fundamentals is essential for any role in banking and finance, forming the bedrock for advanced financial analysis and decision-making in future internships and jobs.
Develop Essential Quantitative & Communication Skills- (Semester 1-2)
Prioritize developing strong statistical analysis skills and effective business communication. Practice data interpretation using tools like Excel for basic statistical functions. Engage in public speaking and group activities to enhance verbal communication. Regularly write reports and formal emails to refine written communication for professional settings.
Tools & Resources
Microsoft Excel, SPSS (if available), Grammarly, Toastmasters International (or similar college clubs), College debate/public speaking clubs
Career Connection
These skills are critical for presenting financial data, interacting with clients, preparing business reports, and succeeding in corporate communication roles within financial institutions.
Explore Financial Literacy & Current Affairs- (Semester 1-2)
Beyond the syllabus, cultivate financial literacy by reading business newspapers and magazines, and following financial news channels. Understand personal finance concepts, investment basics, and current economic trends. Participate in finance quizzes and debates to stay informed and develop critical analytical thinking.
Tools & Resources
The Economic Times, Business Standard, Moneycontrol.com, CNBC TV18, Financial literacy workshops
Career Connection
Staying updated on financial news and possessing personal financial acumen demonstrates initiative and relevance, crucial for interviews and understanding the broader banking environment.
Intermediate Stage
Gain Practical Exposure through Banking Specialization Courses- (Semester 3-5)
Deep dive into specialized subjects like Banking Operations & Innovations, Indian Financial System, and International Banking. Seek opportunities for practical projects, case studies, and guest lectures from industry professionals. Visit local bank branches (if permitted) to observe operations firsthand and understand the practical nuances.
Tools & Resources
Case studies from IIM/Harvard Business Publishing, Industry journals, Guest lecture series, Financial news portals
Career Connection
Direct engagement with specialization topics builds practical knowledge highly valued by recruiters in banking and financial services, preparing students for specific roles.
Undertake Industry Internships & Skill Enhancement- (Semester 3-4 (Internship during summer breaks or dedicated semester as per curriculum))
Actively seek and complete internships in relevant financial institutions or departments (banks, investment firms, audit firms). Apply theoretical knowledge in a real-world setting, learn corporate etiquette, and build a professional network. Enhance skills with Tally Prime and Data Analytics tools as covered in SEC/GE courses.
Tools & Resources
University placement cell, LinkedIn, Internshala, Tally Prime software, Excel for data analytics
Career Connection
Internships are crucial for gaining practical experience, making industry contacts, and often lead to pre-placement offers. Skill enhancement improves employability.
Participate in Financial Competitions & Certifications- (Semester 4-5)
Engage in inter-college finance competitions, stock market simulations, and business plan contests to test and refine analytical and strategic thinking. Consider pursuing foundational certifications like NISM modules (e.g., Equity Derivatives, Mutual Funds) which provide industry-recognized credentials.
Tools & Resources
Stock market simulators, NISM certification guides, College entrepreneurship cells, Industry workshops
Career Connection
Winning or participating in competitions demonstrates aptitude and teamwork, while certifications significantly boost resume value and showcase commitment to the financial sector.
Advanced Stage
Develop Advanced Financial Planning & Wealth Management Skills- (Semester 5-6)
Focus on advanced specialization subjects like Wealth Management, Rural & Micro Finance, and Ethics in Banking. Undertake a comprehensive research or entrepreneurship project, applying accumulated knowledge to solve a real-world financial problem or develop a business idea. Present findings professionally.
Tools & Resources
Financial planning software (if available), Research databases (J-Gate, EBSCO), Project management tools
Career Connection
Demonstrating expertise in advanced financial domains and completing a robust project showcases readiness for specialized roles like wealth manager or financial consultant, and entrepreneurship.
Master Strategic Thinking & Ethical Decision-Making- (Semester 6)
Engage deeply with Strategic Management and Ethics in Banking & Finance. Analyze case studies involving ethical dilemmas and strategic challenges faced by financial institutions. Develop strong problem-solving and decision-making abilities, understanding the impact of corporate governance and regulatory compliance.
Tools & Resources
Harvard Business Review case studies, Corporate governance reports, Ethical dilemma discussion forums, Industry compliance guidelines
Career Connection
Strategic acumen and a strong ethical compass are vital for leadership roles, ensuring sustainable growth and adherence to regulatory standards in the highly sensitive banking sector.
Intensify Placement Preparation & Networking- (Semester 6)
Actively participate in campus placement drives, mock interviews, and resume building workshops. Network with alumni and industry professionals through university events and LinkedIn. Tailor your skills and knowledge to specific job roles in banking and finance, practicing aptitude tests and group discussions.
Tools & Resources
University placement cell, LinkedIn, Naukri.com, Glassdoor, Mock interview platforms, Company annual reports
Career Connection
Dedicated placement preparation and networking significantly increase the chances of securing desirable job offers in leading financial institutions upon graduation.
Program Structure and Curriculum
Eligibility:
- Candidates who have passed 10+2 / PUC or equivalent examination with a minimum of 40% marks in aggregate are eligible to apply.
Duration: 6 semesters / 3 years
Credits: 140 Credits
Assessment: Internal: 50%, External: 50%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BGF101A | Language I (English) | Core | 2 | Communication Skills, Reading Comprehension, Writing Skills, Grammar and Usage, Presentation Techniques, Critical Thinking |
| BGF102A | Financial Accounting | Core | 4 | Accounting Concepts, Journal and Ledger, Trial Balance, Final Accounts, Depreciation Accounting, Inventory Valuation |
| BGF103A | Principles of Management | Core | 4 | Management Process, Planning and Decision Making, Organizing and Staffing, Directing and Controlling, Organizational Structure, Motivation Theories |
| BGF104A | Business Economics | Core | 4 | Introduction to Economics, Demand and Supply, Production and Cost Analysis, Market Structures, Pricing Strategies, National Income |
| BGF105A | Environmental Studies | Core | 2 | Natural Resources, Ecosystems, Biodiversity, Environmental Pollution, Social Issues and Environment, Environmental Ethics |
| BGF106A | Corporate Social Responsibility | General Elective | 3 | CSR Concept, Business Ethics, Stakeholder Management, CSR Models, Sustainability Reporting, Global CSR Initiatives |
| BGF107A | Indian Constitution | Core | 2 | Constitutional History, Preamble and Fundamental Rights, Directive Principles, Union and State Governments, Judiciary, Constitutional Amendments |
| BGF108A | Digital Fluency | Core | 2 | Digital Literacy, Computer Fundamentals, Internet and Web Technologies, Digital Security, Social Media Ethics, Digital Tools for Productivity |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BGF201A | Language II (English) | Core | 2 | Advanced Communication, Professional Writing, Presentation Skills, Group Discussions, Interview Techniques, Report Writing |
| BGF202A | Corporate Accounting | Core | 4 | Accounting for Shares, Debentures, Company Accounts, Amalgamation, Absorption, Internal Reconstruction |
| BGF203A | Marketing Management | Core | 4 | Marketing Concepts, Marketing Mix, Product Life Cycle, Pricing Strategies, Promotion and Distribution, Consumer Behavior |
| BGF204A | Statistical Analysis | Core | 4 | Data Collection, Measures of Central Tendency, Dispersion, Correlation and Regression, Probability, Hypothesis Testing |
| BGF205A | Cyber Security | Core | 2 | Basics of Cyber Security, Network Security, Data Security, Cyber Crime, Ethical Hacking, Security Laws |
| BGF206A | Research Methodology | General Elective | 3 | Research Design, Data Collection Methods, Sampling, Questionnaire Design, Data Analysis, Report Writing |
| BGF207A | Health & Wellness | Core | 2 | Dimensions of Health, Nutrition and Diet, Physical Fitness, Stress Management, Mental Health, Healthy Lifestyle |
| BGF208A | Financial Literacy | Skill Enhancement | 2 | Personal Finance, Budgeting, Savings and Investment, Banking Services, Insurance, Retirement Planning |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BGF301A | Banking Operations & Innovations | Core | 4 | Commercial Banks, Banking Regulations, E-Banking, Digital Payments, Financial Inclusion, Risk Management in Banking |
| BGF302A | Financial Management | Core | 4 | Capital Budgeting, Working Capital Management, Cost of Capital, Capital Structure, Dividend Decisions, Financial Ratios |
| BGF303A | Income Tax Law & Practice | Core | 4 | Income Tax Basics, Heads of Income, Deductions, Tax Planning, Assessment Procedure, GST Overview |
| BGF304A | Entrepreneurship Development | Core | 4 | Entrepreneurial Process, Business Plan, Startup Ecosystem, Funding Options, Innovation, Marketing for Startups |
| BGF305A | Business Communication | Core | 2 | Communication Process, Verbal and Non-Verbal, Business Correspondence, Report Writing, Presentation Skills, Cross-Cultural Communication |
| BGF306A | Tally Prime (Computerized Accounting) | Skill Enhancement | 2 | Tally Fundamentals, Company Creation, Ledgers, Vouchers, Inventory Management, Report Generation |
| BGF307A | Data Analytics & Visualization | General Elective | 4 | Introduction to Data Analytics, Data Collection, Data Cleaning, Data Visualization Tools, Statistical Analysis, Predictive Modeling |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BGF401A | Indian Financial System | Core | 4 | Financial Markets, Financial Institutions, Money Market, Capital Market, Regulatory Bodies (RBI, SEBI), Financial Services |
| BGF402A | Cost Accounting | Core | 4 | Cost Concepts, Cost Sheet, Material Costing, Labour Costing, Overhead Costing, Marginal Costing |
| BGF403A | Goods & Services Tax (GST) | Core | 4 | GST Framework, Types of GST, Input Tax Credit, Registration, Returns, E-Way Bill |
| BGF404A | Organisational Behavior | Core | 4 | Foundations of OB, Perception, Attitudes, Personality, Motivation, Group Dynamics, Leadership |
| BGF405A | E-Commerce | Skill Enhancement | 2 | E-Commerce Models, Payment Gateways, Online Marketing, Supply Chain Management, E-Business Security, Legal Aspects of E-Commerce |
| BGF406A | Open Elective Course (Various Options) | Open Elective | 2 | Digital Marketing, Human Resource Management, Event Management, Supply Chain Management |
| BGF407A | Internship | Internship/Practical | 4 | Practical Industry Exposure, Skill Application, Project Report, Presentation, Professional Networking, Corporate Environment |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BGF501A | International Banking & Foreign Exchange Management | Elective (Specialization) | 4 | International Monetary System, Foreign Exchange Market, Exchange Rate Theories, International Trade Finance, Risk Management in Forex, Global Banking Trends |
| BGF502A | Financial Institutions & Markets | Core | 4 | Financial System Components, Money Market Instruments, Capital Market Instruments, Regulatory Framework, Mutual Funds, Insurance Companies |
| BGF503A | Auditing & Assurance | Core | 4 | Auditing Concepts, Audit Planning, Internal Control, Vouching, Verification, Audit Report |
| BGF504A | Banking Law & Practice | Core | 4 | Banking Regulation Act, RBI Act, Negotiable Instruments Act, Banker-Customer Relationship, Loans & Advances, Digital Banking Laws |
| BGF505A | Project Management | General Elective | 4 | Project Life Cycle, Project Planning, Project Scheduling, Risk Management, Resource Allocation, Project Closure |
| BGF506A | Research Project / Entrepreneurship Project | Project | 4 | Research Design, Data Collection, Data Analysis, Report Writing, Business Model Canvas, Feasibility Study |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BGF601A | Rural & Micro Finance | Elective (Specialization) | 4 | Rural Economy, Agricultural Finance, Microfinance Models, SHGs, Financial Inclusion, Government Initiatives |
| BGF602A | Wealth Management | Elective (Specialization) | 4 | Financial Planning, Investment Products, Portfolio Management, Risk Assessment, Estate Planning, Retirement Solutions |
| BGF603A | Strategic Management | Core | 4 | Strategic Planning, Environmental Analysis, Strategy Formulation, Strategy Implementation, Strategic Control, Corporate Governance |
| BGF604A | Ethics in Banking & Finance | Elective (Specialization) | 4 | Ethical Principles, Professional Conduct, Financial Frauds, Corporate Governance, Whistleblowing, Regulatory Compliance |
| BGF605A | Venture Capital & Private Equity | General Elective | 2 | Venture Capital Ecosystem, Private Equity Funds, Investment Process, Due Diligence, Deal Structuring, Exit Strategies |
| BGF606A | Advanced Excel for Business Analysis | Skill Enhancement | 2 | Advanced Excel Functions, Data Analysis Tools, Pivot Tables, Dashboards, Financial Modeling, What-if Analysis |
| BGF607A | Start-up Ecosystem & Management | Open Elective | 2 | Startup Culture, Funding Sources, Legal Compliances, Marketing for Startups, Scaling a Business, Exit Strategies |
