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B-COM in Finance at JAIN (Deemed-to-be University)
Bengaluru, Karnataka
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About the Specialization
What is Finance at JAIN (Deemed-to-be University) Bengaluru?
This B.Com (Honours) Finance program at JAIN University focuses on providing a comprehensive understanding of financial markets, instruments, and corporate finance within the dynamic Indian economic landscape. It aims to develop skilled finance professionals equipped for the evolving demands of the financial services sector in India. The curriculum emphasizes both theoretical foundations and practical applications.
Who Should Apply?
This program is ideal for 10+2 graduates with a keen interest in finance, aspiring to build careers in investment banking, financial analysis, wealth management, or corporate finance. It also suits those seeking to gain a strong foundation for pursuing professional certifications like CFA or NISM, and offers pathways for further postgraduate studies in finance.
Why Choose This Course?
Graduates of this program can expect promising career paths in Indian financial institutions, multinational corporations, and fintech firms. Entry-level salaries typically range from INR 3-5 lakhs per annum, with significant growth trajectories for experienced professionals. The curriculum aligns with requirements for various professional certifications, enhancing employability in India''''s competitive job market.
Student Success Practices
Foundation Stage
Master Core Accounting & Economic Principles- (Semester 1-2)
Dedicate time to thoroughly understand fundamental concepts in Financial Accounting and Business Economics. Use textbooks, online tutorials, and practice problems regularly. Join study groups to discuss complex topics and clarify doubts.
Tools & Resources
NCERT Textbooks (11th & 12th Commerce), Khan Academy for basic economics, Online accounting practice sets, Peer study groups
Career Connection
A strong foundation in these areas is crucial for all finance roles, forming the bedrock for advanced subjects and critical thinking required in financial analysis and reporting.
Develop Quantitative and Analytical Skills- (Semester 1-2)
Actively engage with subjects like Business Statistics and Quantitative Aptitude. Practice solving numerical problems daily, focusing on accuracy and speed. Explore basic data interpretation and logical reasoning exercises beyond classroom material.
Tools & Resources
RS Aggarwal for Quantitative Aptitude, Online platforms like IndiaBix, Excel for basic data handling, Mathematics/Statistics textbooks
Career Connection
Quantitative aptitude is a critical skill for competitive exams, job interviews in finance, and for roles involving data analysis, financial modeling, and risk assessment.
Cultivate Effective Communication & Soft Skills- (Semester 1-2)
Participate actively in English language courses, debates, and presentations. Focus on improving written and verbal communication. Join student clubs or volunteer for events to build confidence and interpersonal skills.
Tools & Resources
Toastmasters International (if available), Grammarly, Presentation software (PowerPoint, Google Slides), University communication workshops
Career Connection
Excellent communication is essential for client interaction, team collaboration, presenting financial reports, and acing job interviews in the finance sector.
Intermediate Stage
Gain Exposure to Indian Financial Markets- (Semester 3-5)
Beyond coursework, regularly read financial news, follow market trends (stocks, bonds, forex), and understand the roles of SEBI, RBI, and other regulators. Consider taking basic NISM certifications to deepen market knowledge.
Tools & Resources
The Economic Times, Business Standard, Moneycontrol.com, NSE/BSE websites, NISM certifications (e.g., Equity Derivatives, Mutual Funds)
Career Connection
Practical market knowledge and NISM certifications are highly valued by recruiters in broking, wealth management, and investment banking in India.
Build Financial Modeling & Software Proficiency- (Semester 3-5)
Start learning essential financial software and spreadsheet tools. Practice building basic financial models (e.g., valuation models, budget forecasts) using Excel. Look for online courses or university workshops on these tools.
Tools & Resources
Microsoft Excel (Advanced functions), Google Sheets, Online courses (Coursera, Udemy) on financial modeling, Wall Street Prep (for advanced learners)
Career Connection
Proficiency in Excel and financial modeling is a fundamental requirement for financial analysts, investment bankers, and portfolio managers across all firms.
Engage in Internships and Live Projects- (Semester 3-5)
Actively seek out summer internships or short-term live projects with local businesses, startups, or financial advisory firms. Even unpaid opportunities provide invaluable practical experience, networking, and resume building.
Tools & Resources
University career services, LinkedIn, Internshala for internship search, Networking events, Faculty guidance for projects
Career Connection
Internships are crucial for gaining real-world experience, understanding industry dynamics, and often lead to pre-placement offers, especially in competitive Indian finance sectors.
Advanced Stage
Specialize and Pursue Advanced Certifications- (Semester 6)
Identify your area of interest (e.g., investment banking, wealth management, risk management) and delve deeper. Consider pursuing recognized professional certifications like CFA (Foundations), FRM, or advanced NISM modules aligned with your specialization.
Tools & Resources
CFA Institute materials, GARP for FRM, Advanced NISM modules, Industry whitepapers and research reports
Career Connection
Specialized certifications significantly boost your credibility and marketability, opening doors to higher-paying and more niche roles in the Indian finance industry.
Intensive Placement and Interview Preparation- (Semester 6)
Focus rigorously on company-specific preparation, including aptitude tests, group discussions, and technical (finance) and HR interview rounds. Practice mock interviews, refine your resume and cover letter, and network with alumni.
Tools & Resources
Placement cell resources, Online interview prep platforms (Glassdoor, LeetCode for quant), Alumni network, Current affairs knowledge
Career Connection
Thorough preparation is paramount for securing desirable placements with top Indian and multinational companies during campus recruitment drives.
Develop a Professional Network & Brand- (Semester 6)
Actively network with faculty, alumni, industry professionals through LinkedIn, industry seminars, and university events. Build a professional online presence and articulate your career aspirations clearly to leverage opportunities.
Tools & Resources
LinkedIn profiles, Industry conferences/webinars, Alumni meetups, Professional associations (e.g., local finance clubs)
Career Connection
Networking is vital for discovering hidden job opportunities, gaining industry insights, mentorship, and building a long-term successful career trajectory in finance in India.
Program Structure and Curriculum
Eligibility:
- Pass in 10+2 with 60% aggregate (55% for Karnataka students) in Commerce or Science stream from PUC/ISC/CBSE or equivalent board. Minimum 60% in Mathematics/Statistics/Computer Science/Business Mathematics/Accountancy.
Duration: 3 Years / 6 Semesters
Credits: 150 Credits
Assessment: Assessment pattern not specified
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH1.1 | Language I (English) | Core | 3 | Grammar and Composition, Reading Comprehension, Writing Skills, Communication Strategies, Literature Appreciation |
| BCH1.2 | Language II (Additional English / Hindi / Sanskrit / French / German / Kannada) | Core | 3 | Language Grammar, Vocabulary Building, Basic Conversation, Cultural Context, Writing Practice |
| BCH1.3 | Financial Accounting I | Core | 4 | Accounting Principles and Concepts, Journal, Ledger, and Trial Balance, Subsidiary Books, Bank Reconciliation Statement, Final Accounts of Sole Proprietorship |
| BCH1.4 | Business Economics | Core | 4 | Introduction to Microeconomics, Demand and Supply Analysis, Theory of Consumer Behaviour, Production and Cost Analysis, Market Structures |
| BCH1.5 | Principles of Management | Core | 4 | Nature and Significance of Management, Planning and Decision Making, Organizing and Staffing, Directing and Motivation, Controlling and Coordination |
| BCH1.6 | Fundamentals of Business Statistics | Core | 4 | Data Collection and Presentation, Measures of Central Tendency, Measures of Dispersion, Correlation and Regression Analysis, Probability and Probability Distributions |
| BCH1.7 | General & Quantitative Aptitude I | Skill Enhancement Course | 2 | Numerical Ability, Logical Reasoning, Verbal Ability, Data Interpretation, Problem Solving Techniques |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH2.1 | Language I (English) | Core | 3 | Advanced Grammar, Essay Writing, Public Speaking Skills, Report Writing, Critical Reading |
| BCH2.2 | Language II (Additional English / Hindi / Sanskrit / French / German / Kannada) | Core | 3 | Reading and Writing, Spoken Fluency, Literary Excerpts, Translation Skills, Cultural Nuances |
| BCH2.3 | Financial Accounting II | Core | 4 | Consignment and Joint Venture Accounts, Hire Purchase and Installment Systems, Branch and Departmental Accounts, Partnership Accounts - Admission, Retirement, Death, Dissolution of Partnership Firms |
| BCH2.4 | Corporate Administration | Core | 4 | Company Formation and Promotion, Memorandum and Articles of Association, Shares and Debentures, Company Meetings, Directors and Corporate Governance |
| BCH2.5 | Macro Economics | Core | 4 | National Income Accounting, Theories of Employment and Income, Inflation and Deflation, Monetary and Fiscal Policies, International Trade |
| BCH2.6 | Indian Financial System | Core | 4 | Structure of Indian Financial System, Money Market and Capital Market, Financial Institutions (Banks, NBFCs), Financial Instruments, Financial Sector Reforms in India |
| BCH2.7 | Quantitative Aptitude II | Skill Enhancement Course | 2 | Advanced Numerical Reasoning, Problem-solving in Logic, Advanced Verbal Comprehension, Analytical Skills, Critical Thinking |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH3.1 | Corporate Accounting I | Core | 4 | Issue and Forfeiture of Shares and Debentures, Redemption of Debentures and Preference Shares, Underwriting of Shares, Valuation of Goodwill and Shares, Amalgamation and Reconstruction |
| BCH3.2 | Company Law and Secretarial Practice | Core | 4 | The Companies Act 2013, Company Management and Administration, Board of Directors and Key Managerial Personnel, Company Meetings and Resolutions, Secretarial Audit and Professional Ethics |
| BCH3.3 | Human Resource Management | Core | 4 | Role and Functions of HRM, Human Resource Planning, Recruitment and Selection, Training and Development, Performance Management and Compensation |
| BCH3.4 | Cost Accounting | Core | 4 | Cost Concepts and Classifications, Cost Sheet and Cost Control, Methods of Costing (Job, Process, Batch), Reconciliation of Cost and Financial Accounts, Activity Based Costing |
| BCH3.5 | Banking Operations and Regulations | Specialization Elective 1 | 4 | Structure of Indian Banking System, RBI and Monetary Policy, Commercial Bank Operations, Digital Banking and Fintech, Banking Laws and Regulations |
| BCH3.6 | Business Environment | Core | 4 | Dimensions of Business Environment, Economic and Political Environment, Socio-Cultural and Technological Environment, Legal and Regulatory Framework, Impact of Globalization on Business |
| BCH3.7 | Environmental Studies | Ability Enhancement Compulsory Course | 2 | Ecosystems and Biodiversity, Environmental Pollution and Control, Natural Resources and Conservation, Climate Change and Global Warming, Sustainable Development Goals |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH4.1 | Corporate Accounting II | Core | 4 | Accounts of Banking Companies, Accounts of Insurance Companies, Liquidation of Companies, Consolidated Financial Statements, Valuation of Shares and Business |
| BCH4.2 | Income Tax I | Core | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Income from Salary, Income from House Property, Profits and Gains of Business or Profession |
| BCH4.3 | Marketing Management | Core | 4 | Marketing Concepts and Philosophies, Market Segmentation, Targeting, Positioning, Product Decisions and Product Life Cycle, Pricing Strategies and Decisions, Promotion and Distribution Channels |
| BCH4.4 | Management Accounting | Core | 4 | Nature and Scope of Management Accounting, Financial Statement Analysis (Ratio Analysis, Cash Flow), Fund Flow Statement, Marginal Costing and Break-Even Analysis, Budgetary Control |
| BCH4.5 | Risk Management | Specialization Elective 2 | 4 | Introduction to Risk Management, Types of Financial Risks, Risk Identification and Measurement, Risk Mitigation Techniques, Enterprise Risk Management |
| BCH4.6 | Entrepreneurship Development | Core | 4 | Concept of Entrepreneurship, Entrepreneurial Process and Business Plan, Startup Ecosystem in India, Sources of Funding for Startups, Innovation and Creativity in Business |
| BCH4.7 | Cyber Security | Skill Enhancement Course | 2 | Fundamentals of Cyber Security, Types of Cyber Threats and Attacks, Data Privacy and Protection, Network Security Concepts, Cyber Laws and Ethics |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH5.1 | Income Tax II | Core | 4 | Capital Gains, Income from Other Sources, Clubbing of Income and Set-off & Carry Forward of Losses, Deductions from Gross Total Income, Assessment of Individuals and Firms |
| BCH5.2 | Auditing and Corporate Governance | Core | 4 | Auditing Concepts and Principles, Types of Audit and Audit Process, Internal Control System, Audit Report and Professional Ethics, Corporate Governance Framework and Best Practices |
| BCH5.3 | Goods & Services Tax (GST) | Core | 4 | Introduction to GST in India, Levy and Collection of GST, Time and Value of Supply, Input Tax Credit, GST Returns and Procedures |
| BCH5.4 | Strategic Management | Core | 4 | Concept and Process of Strategic Management, Environmental Scanning and SWOT Analysis, Strategy Formulation (Corporate, Business, Functional), Strategy Implementation and Control, Competitive Advantage and Core Competencies |
| BCH5.5 | Financial Management | Specialization Elective 3 | 4 | Objectives of Financial Management, Time Value of Money, Capital Budgeting Decisions, Working Capital Management, Capital Structure and Cost of Capital |
| BCH5.6 | Stock Market Operations | Specialization Elective 4 | 4 | Indian Securities Market Structure, Primary and Secondary Markets, Stock Exchanges and Trading Mechanism, SEBI and Investor Protection, Mutual Funds and ETFs |
| BCH5.7 | Business Analytics | Skill Enhancement Course | 2 | Introduction to Business Analytics, Data Collection and Cleaning, Descriptive Statistics and Visualization, Predictive Modeling Fundamentals, Decision Making with Analytics |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH6.1 | Investment Management | Specialization Elective 5 | 4 | Investment Environment and Process, Risk and Return Analysis, Portfolio Theory and Management, Fundamental Analysis of Equities, Technical Analysis |
| BCH6.2 | International Finance | Specialization Elective 6 | 4 | Balance of Payments, Foreign Exchange Market and Exchange Rates, International Parity Relationships, Managing Foreign Exchange Exposure, International Investment Decisions |
| BCH6.3 | Financial Derivatives | Specialization Elective 7 | 4 | Introduction to Derivatives, Forwards and Futures Contracts, Options: Types, Payoffs, Strategies, Swaps and their Applications, Hedging and Speculation with Derivatives |
| BCH6.4 | Financial Reporting and Analysis | Specialization Elective 8 | 4 | Framework of Financial Reporting, Analysis of Financial Statements (Vertical, Horizontal), Ratio Analysis and Trend Analysis, Cash Flow Statement Analysis, Introduction to IFRS/Ind AS |
| BCH6.5 | Corporate Social Responsibility & Business Ethics | Core | 4 | Concept and Evolution of CSR, Models and Drivers of CSR, Business Ethics and Ethical Dilemmas, Role of Corporate Governance in CSR, Sustainability Reporting |
| BCH6.6 | Project Report | Project | 4 | Research Problem Identification, Literature Review, Research Methodology and Data Collection, Data Analysis and Interpretation, Report Writing and Presentation |
