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BCOM in Cfm at Jindal College For Women
Bengaluru, Karnataka
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About the Specialization
What is CFM at Jindal College For Women Bengaluru?
This Commerce and Financial Management (CFM) program at Jindal College For Women focuses on providing a comprehensive understanding of financial markets, accounting principles, and modern business management practices. Rooted in the dynamic Indian economic landscape, it equips students with the analytical and decision-making skills crucial for navigating complex financial scenarios. The program differentiates itself through a blend of theoretical knowledge and practical application, addressing the growing demand for skilled finance professionals in India''''s booming financial services sector.
Who Should Apply?
This program is ideal for fresh graduates aspiring to build a career in finance, accounting, or business management within India. It also caters to individuals seeking to upskill their financial expertise to advance in their current roles, or career changers looking to transition into the robust Indian financial industry. Candidates with a strong aptitude for numbers, analytical thinking, and an interest in economic trends will find this program particularly rewarding.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India, including roles as financial analysts, accountants, tax consultants, investment bankers, and wealth managers. Entry-level salaries typically range from INR 3-6 lakhs per annum, with significant growth trajectories in leading Indian banks, financial institutions, and multinational corporations operating in India. The curriculum also aligns with foundational knowledge required for professional certifications like CA, CMA, and NISM in India.
Student Success Practices
Foundation Stage
Build Strong Accounting & Business Fundamentals- (Semester 1-2)
Focus diligently on understanding core concepts in Financial Accounting and Business Organisation. Regularly solve practical problems from textbooks and additional practice sets to solidify theoretical knowledge, forming an unbreakable foundation for advanced studies.
Tools & Resources
Tally (for basic understanding), ICAI study material (for conceptual clarity), YouTube tutorials on accounting basics, college library resources
Career Connection
A strong foundation is critical for advanced finance roles and clearing professional exams like CA/CMA/CS in India, setting the base for future specialization and success.
Master Microsoft Excel for Business- (Semester 1-2)
Dedicate time to learn advanced functions and features of Microsoft Excel beyond basic data entry. Practice data manipulation, financial modeling, and pivot tables to gain proficiency in this crucial business tool for analysis and reporting.
Tools & Resources
Online Excel courses (e.g., Coursera, Udemy), YouTube tutorials, practice datasets, SEC course on Spreadsheets
Career Connection
Excel proficiency is a baseline requirement for almost all finance, accounting, and analytical roles in Indian companies, significantly enhancing employability and efficiency.
Engage in Peer Learning & Communication Skills- (Semester 1-2)
Form study groups to discuss complex topics and clarify doubts, fostering collaborative learning. Actively participate in classroom discussions and college club activities to enhance communication and presentation skills, which are vital in professional settings.
Tools & Resources
College clubs (e.g., Commerce association), Group project work, Toastmasters International (if available)
Career Connection
Develops teamwork, leadership potential, and effective communication, highly valued by Indian employers for managerial and client-facing roles across various industries.
Intermediate Stage
Deep Dive into Corporate & Cost Accounting- (Semester 3-4)
Go beyond textbook knowledge by analyzing real-world corporate financial statements and cost structures of Indian companies. Participate in accounting competitions or case studies to apply concepts and develop critical analytical skills.
Tools & Resources
Annual reports of listed Indian companies (BSE/NSE websites), financial news portals (Moneycontrol, Economic Times), accounting software simulations
Career Connection
Essential for roles in corporate finance, financial analysis, and auditing within Indian industries, preparing for chartered accountant roles and advanced financial positions.
Explore Financial Markets & Investment Basics- (Semester 4-5)
Begin understanding the Indian stock market, mutual funds, and other investment avenues. Attend workshops on personal finance and investment, and consider basic certifications like NISM to grasp market dynamics.
Tools & Resources
NISM certifications (Equity Derivatives, Mutual Funds), SEBI resources, stock market simulators, financial literacy workshops
Career Connection
Lays the groundwork for careers in investment banking, wealth management, and portfolio analysis in the Indian financial sector, opening doors to diverse financial services roles.
Seek Internships & Industry Exposure- (Semester 4-5)
Actively search for internships during semester breaks with local accounting firms, banks, or corporate finance departments. This provides invaluable practical exposure, bridges theory-practice gap, and creates networking opportunities.
Tools & Resources
College placement cell, LinkedIn, Internshala, company career pages, networking events
Career Connection
Internships are crucial for gaining practical experience, building a professional network, and often lead to pre-placement offers in the Indian job market, enhancing employability.
Advanced Stage
Master Tax Laws and Financial Regulations- (Semester 6)
Gain in-depth knowledge of Indian Income Tax and GST laws. Work on case studies involving tax planning and compliance for individuals and businesses, reflecting the complexity and evolving nature of Indian tax systems.
Tools & Resources
Income Tax Act, GST Act, Taxmann publications, professional tax consultants'''' blogs, workshops on recent budget changes
Career Connection
Prepares students for high-demand roles as tax consultants, compliance officers, and financial advisors in India, critical given the continuously evolving regulatory landscape.
Excel in Financial Management & Strategic Decision Making- (Semester 6)
Focus on applying financial management principles to real-world business scenarios, including capital budgeting, working capital management, and dividend policies. Participate in mock interviews and group discussions for readiness.
Tools & Resources
Business case studies, financial modeling exercises, industry journals, mock interview sessions with faculty/alumni
Career Connection
Crucial for decision-making roles in corporate finance, treasury, and management consulting, targeting leadership positions in Indian and global firms seeking strategic financial minds.
Undertake an Industry-Relevant Project/Internship- (Semester 6)
Choose a final year project or internship that aligns with career aspirations, focusing on areas like financial analysis, investment research, or accounting system implementation. Document findings comprehensively and present professionally.
Tools & Resources
Industry mentors, project guides, research databases (e.g., Capitaline, Ace Equity), professional report writing tools
Career Connection
Demonstrates practical application of knowledge, enhances problem-solving skills, and significantly boosts placement prospects by showcasing tangible, impactful outcomes to potential Indian employers.
Program Structure and Curriculum
Eligibility:
- Pass in PUC/10+2 or equivalent examination.
Duration: 3 years / 6 semesters
Credits: 138 Credits
Assessment: Internal: 40%, External: 60%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| Language-I Code | Language I (Kannada / Hindi / Sanskrit / French / Urdu / Tamil / Telugu / Malayalam - Choose any one) | Ability Enhancement Compulsory Course (AECC) | 3 | Language fundamentals, Grammar and usage, Prose and poetry, Communication skills, Cultural context |
| BCAEN102 | English | Ability Enhancement Compulsory Course (AECC) | 3 | Language skills development, Reading comprehension, Grammar and vocabulary, Writing skills, Effective communication |
| BCOMCM101 | Financial Accounting - I | Major Core (MC) | 4 | Introduction to Accounting, Accounting Concepts and Principles, Journal and Ledger, Subsidiary Books, Trial Balance and Final Accounts |
| BCOMCM102 | Business Organisation and Management | Major Core (MC) | 4 | Nature and Scope of Business, Forms of Business Organization, Introduction to Management, Functions of Management, Planning, Organizing, Staffing, Directing, Controlling |
| BCOMSE101 | Computer Fundamentals and Office Automation | Skill Enhancement Course (SEC) | 2 | Introduction to Computers, Operating Systems, MS Word for Document Creation, MS Excel for Data Management, MS PowerPoint for Presentations |
| BCOE101 | Open Elective - I (e.g., Indian Constitution / Human Rights and Environmental Studies / Cyber Security - Choose any one) | Open Elective (OEC) | 3 | Constitutional principles, Fundamental rights and duties, Environmental protection, Cybercrime awareness, Legal framework |
| BCOMVC101 | Vocational Course - I (e.g., Financial Services / Banking Operations / Retail Management - Choose any one) | Vocational Course (VC) | 2 | Financial markets overview, Banking products and services, Retail sector operations, Customer relationship management, Service delivery |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| Language-I Code | Language I (Contd.) | Ability Enhancement Compulsory Course (AECC) | 3 | Advanced language structures, Literary analysis, Critical appreciation, Creative writing, Intercultural communication |
| BCAEN202 | English (Contd.) | Ability Enhancement Compulsory Course (AECC) | 3 | Advanced grammar, Essay writing, Report writing, Presentation skills, Public speaking |
| BCOMCM201 | Financial Accounting - II | Major Core (MC) | 4 | Consignment Accounts, Joint Venture Accounts, Partnership Accounts - Dissolution, Hire Purchase and Installment System, Branch Accounts |
| BCOMCM202 | Corporate Administration | Major Core (MC) | 4 | Introduction to Company Law, Formation of a Company, Share Capital and Debentures, Company Meetings and Resolutions, Winding up of Companies |
| BCOMSE201 | Skill Enhancement Course - II (e.g., E-Commerce / Data Analytics - Choose any one) | Skill Enhancement Course (SEC) | 2 | E-Commerce business models, Online payment gateways, Digital marketing strategies, Data collection and storage, Basic data analysis techniques |
| BCOE201 | Open Elective - II (e.g., Disaster Management / Rural Development / Social Work - Choose any one) | Open Elective (OEC) | 3 | Types of disasters, Disaster preparedness and mitigation, Rural economy and challenges, Government rural development programs, Principles of social work |
| BCOMVC201 | Vocational Course - II (e.g., Business Ethics / Professional Ethics / Computerised Accounting - Choose any one) | Vocational Course (VC) | 2 | Ethical theories in business, Corporate social responsibility, Professional conduct, Tally ERP basics, Computerized ledger maintenance |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| Language-I Code | Language I (Contd.) | Ability Enhancement Compulsory Course (AECC) | 3 | Advanced literary genres, Critical textual analysis, Creative expression, Cultural nuances in language, Research skills |
| BCAEN302 | English (Contd.) | Ability Enhancement Compulsory Course (AECC) | 3 | Business correspondence, Official reports and memos, Technical writing, Interview skills, Group discussion strategies |
| BCOMCM301 | Corporate Accounting | Major Core (MC) | 4 | Issue and Forfeiture of Shares, Redemption of Debentures, Company Final Accounts, Amalgamation of Companies, Internal Reconstruction |
| BCOMCM302 | Principles of Marketing | Major Core (MC) | 4 | Introduction to Marketing, Marketing Environment, Market Segmentation, Targeting, Positioning, Product Life Cycle and Branding, Pricing Strategies, Promotion Mix, Distribution Channels |
| BCOMSE301 | Skill Enhancement Course - III (e.g., Spreadsheet for Business / Data Entry Operations - Choose any one) | Skill Enhancement Course (SEC) | 2 | Advanced Excel functions, Data validation and sorting, Pivot tables and charts, Efficient data entry techniques, Accuracy and speed in data operations |
| BCOE301 | Open Elective - III (e.g., Basics of Psychology / Indian History / Political Science - Choose any one) | Open Elective (OEC) | 3 | Psychological theories, Human behavior, Ancient and medieval Indian history, Indian political thought, Governance structures |
| BCAE301 | Digital Fluency | Ability Enhancement Course (AEC) | 3 | Digital tools and applications, Internet usage and navigation, Social media ethics, Online security and privacy, Digital citizenship and literacy |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| Language-I Code | Language I (Contd.) | Ability Enhancement Compulsory Course (AECC) | 3 | Applied linguistics, Advanced communication strategies, Translation skills, Cultural sensitivity in language, Creative problem-solving |
| BCAEN402 | English (Contd.) | Ability Enhancement Compulsory Course (AECC) | 3 | Advanced public speaking, Negotiation and persuasion, Intercultural communication, Professional ethics in communication, Presentation design and delivery |
| BCOMCM401 | Cost Accounting | Major Core (MC) | 4 | Introduction to Cost Accounting, Material Costing, Labour Costing, Overhead Costing, Activity Based Costing, Reconciliation |
| BCOMCM402 | Business Law | Major Core (MC) | 4 | Indian Contract Act, 1872, Sale of Goods Act, 1930, Consumer Protection Act, Negotiable Instruments Act, 1881, Partnership Act, 1932 |
| BCOMSE401 | Skill Enhancement Course - IV (e.g., Business Communication Skills / Entrepreneurship - Choose any one) | Skill Enhancement Course (SEC) | 2 | Effective business communication, Presentation techniques, Report writing for business, Entrepreneurial mindset, Business plan development |
| BCOE401 | Open Elective - IV (e.g., Introduction to Journalism / Philosophy / Sociology - Choose any one) | Open Elective (OEC) | 3 | Role of media in society, Journalistic ethics, Foundations of philosophy, Sociological theories, Social stratification |
| BCAE401 | Environmental Studies | Ability Enhancement Course (AEC) | 3 | Ecosystems and biodiversity, Environmental pollution and control, Natural resources management, Sustainable development, Environmental legislation and policies |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOMCM501 | Advanced Corporate Accounting | Major Core (Discipline Specific Core - DSC) | 4 | Valuation of Goodwill and Shares, Consolidated Financial Statements, Accounting for Amalgamation, Liquidation of Companies, Accounting for various financial instruments |
| BCOMCM502 | Income Tax - I | Major Core (Discipline Specific Core - DSC) | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Income from Salary, Income from House Property, Profits and Gains of Business or Profession |
| BCOMCM503 | Goods and Services Tax (GST) | Major Core (Discipline Specific Core - DSC) | 4 | Introduction to GST Law, Registration under GST, Levy and Collection of GST, Input Tax Credit Mechanism, GST Returns and Refunds |
| BCOMCM504 | Discipline Specific Elective - I (e.g., Principles and Practice of Auditing / Computerized Accounting System - Choose any one) | Discipline Specific Elective (DSE) | 4 | Introduction to Auditing, Types of Audit, Audit Planning and Internal Control, Audit Report and Ethics, Tally ERP for accounting |
| BCOMSE501 | Skill Enhancement Course - V (e.g., Tally / Advanced Excel / Banking Law & Practice - Choose any one) | Skill Enhancement Course (SEC) | 2 | Advanced Tally operations, Complex Excel models, Banking regulatory framework, Negotiable instruments in banking, Digital banking services |
| BCOMSE501P | Practical based on SEC-V (Tally / Advanced Excel / Banking Law & Practice) | Skill Enhancement Course (SEC) - Practical | 2 | Hands-on Tally accounting, Financial data analysis with Excel, Case studies in banking law, Practical application of software, Problem-solving in financial contexts |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCOMCM601 | Management Accounting | Major Core (Discipline Specific Core - DSC) | 4 | Introduction to Management Accounting, Marginal Costing and Break-Even Analysis, Budgetary Control, Standard Costing and Variance Analysis, Fund Flow and Cash Flow Statements |
| BCOMCM602 | Income Tax - II | Major Core (Discipline Specific Core - DSC) | 4 | Income from Capital Gains, Income from Other Sources, Clubbing of Income and Set-off of Losses, Deductions from Gross Total Income, Tax Planning and Avoidance |
| BCOMCM603 | Financial Management | Major Core (Discipline Specific Core - DSC) | 4 | Introduction to Financial Management, Capital Budgeting Decisions, Cost of Capital, Working Capital Management, Dividend Policy and Capital Structure |
| BCOMCM604 | Discipline Specific Elective - II (e.g., International Financial Management / Investment Management - Choose any one) | Discipline Specific Elective (DSE) | 4 | International Monetary System, Foreign Exchange Market, International Capital Budgeting, Investment avenues and analysis, Portfolio management strategies |
| BCOMCM605 | Project Work / Internship | Project/Internship | 4 | Research methodology, Data collection and analysis, Report writing and presentation, Industry problem-solving, Practical application of theoretical knowledge |
