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BCOM in Finance at Maharaja Madakari Nayaka First Grade College
Chitradurga, Karnataka
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About the Specialization
What is Finance at Maharaja Madakari Nayaka First Grade College Chitradurga?
This Finance specialization program at Maharaja Madakari Nayaka First Grade Arts and Commerce College, affiliated with Davangere University, focuses on equipping students with essential knowledge and skills in financial markets, investment management, corporate finance, and risk management. It is designed to meet the growing demand for finance professionals in India''''s rapidly expanding financial sector, emphasizing practical application and regulatory understanding.
Who Should Apply?
This program is ideal for fresh graduates from 10+2 (PUC) with a keen interest in finance, aspiring to build careers in banking, financial services, and investment sectors. It also suits individuals looking to acquire foundational financial literacy and analytical skills for entrepreneurship or further studies. Prerequisites typically include a strong aptitude for numbers and an interest in economic affairs.
Why Choose This Course?
Graduates of this program can expect to pursue diverse career paths in India such as financial analysts, investment bankers, portfolio managers, credit officers, and tax consultants. Entry-level salaries typically range from INR 2.5 LPA to 5 LPA, with significant growth potential for experienced professionals. The curriculum often aligns with preparatory knowledge for certifications like NISM and clarifies concepts crucial for higher studies like MBA (Finance) or CA/CFA.
Student Success Practices
Foundation Stage
Master Accounting Fundamentals- (Semester 1-3)
Focus intently on Financial Accounting I & II and Corporate Accounting I. Build a strong base in debit/credit rules, ledger entries, and financial statement preparation. Practice extensively with textbook problems and previous year question papers to solidify concepts. This bedrock knowledge is crucial for all subsequent finance subjects.
Tools & Resources
Accounting textbooks (e.g., TS Grewal, DK Goel), Online tutorials (e.g., CAclubindia, ICAI resources for foundational concepts), Peer study groups
Career Connection
A robust accounting foundation is indispensable for roles in auditing, financial analysis, taxation, and corporate finance. It enables accurate financial reporting and analysis, which are core functions in any finance-related job.
Develop Quantitative & Analytical Skills- (Semester 1-4)
Pay close attention to Business Mathematics and Statistics. Utilize online platforms for extra practice in areas like interest calculations, ratio analysis, and statistical inference. Engage in problem-solving beyond classroom assignments to enhance your analytical capabilities.
Tools & Resources
Khan Academy for math refreshers, NPTEL lectures on business statistics, Excel for basic data manipulation
Career Connection
Strong quantitative skills are highly valued in financial modeling, data analysis, risk management, and investment research, enabling you to interpret market trends and make informed financial decisions.
Cultivate Financial News Awareness- (Semester 1-Ongoing)
Start reading financial newspapers (e.g., Economic Times, Business Standard) and reputable financial news websites regularly. Understand current economic events, market trends, and policy changes in India. This habit will contextualize your theoretical learning and prepare you for industry discussions.
Tools & Resources
The Economic Times app, Moneycontrol.com, Livemint.com, RBI website for policy updates
Career Connection
Staying updated on financial news provides crucial industry insights, helps in interviews, and is essential for roles requiring market knowledge like investment analysis, stockbroking, and financial journalism.
Intermediate Stage
Engage with Financial Market Simulations- (Semester 3-5)
Participate in virtual stock market games or simulated trading platforms. Apply concepts learned in Investment Management and Financial Markets and Services to real-world scenarios without financial risk. Analyze company financials and track your simulated portfolio performance.
Tools & Resources
Moneycontrol virtual portfolio, StockGro, NSE India''''s ''''National Financial Literacy Assessment Test'''' resources
Career Connection
Practical exposure to market dynamics through simulations enhances decision-making, develops risk assessment skills, and makes you more appealing for roles in equity research, wealth management, and trading firms.
Explore Financial Certifications- (Semester 4-6)
Research and consider taking introductory certifications offered by NISM (National Institute of Securities Markets) on topics like Equity Derivatives, Mutual Funds, or Investment Advisory. These certifications provide industry-recognized credentials and deeper insights into specific financial products.
Tools & Resources
NISM certification portal, NISM study materials and mock tests
Career Connection
NISM certifications demonstrate specialized knowledge and commitment to a finance career, significantly boosting your resume for roles in brokerage firms, asset management companies, and financial planning.
Network with Industry Professionals- (Semester 4-6)
Attend webinars, college alumni events, and local finance-related seminars. Connect with professionals on platforms like LinkedIn. Seek advice on career paths, current industry trends, and skill development. Informational interviews can provide invaluable insights.
Tools & Resources
LinkedIn, Industry association events (e.g., CFA Society India webinars), College career services
Career Connection
Networking opens doors to internship opportunities, mentorship, and job referrals. It provides a competitive edge in a highly networked industry like finance and helps in understanding specific roles better.
Advanced Stage
Undertake an Industry Internship/Project- (Semester 5-6 (especially summer breaks))
Seek out internships in banks, financial institutions, accounting firms, or fintech companies. Apply your theoretical knowledge in a practical setting, gaining hands-on experience in areas like financial analysis, client servicing, or operational finance. Your 6th-semester project or internship is a prime opportunity.
Tools & Resources
College placement cell, Internshala, LinkedIn Jobs, Company career pages
Career Connection
Internships are often the gateway to full-time employment. They provide critical work experience, industry contacts, and a practical understanding of corporate culture, making you job-ready.
Prepare for Placement & Higher Education- (Semester 5-6)
Actively prepare for campus placements by honing your resume, practicing aptitude tests, group discussions, and mock interviews. For those aspiring for higher education (e.g., MBA Finance), start preparing for entrance exams like CAT/XAT/CMAT and research suitable programs and institutions.
Tools & Resources
Placement papers, Online aptitude test platforms, GD/PI coaching (if needed), Official exam websites
Career Connection
Targeted preparation ensures you maximize your chances of securing a desirable job offer or admission to a top-tier postgraduate program, which are crucial for long-term career growth in finance.
Deep Dive into Financial Software- (Semester 5-6)
Gain proficiency in essential financial software tools beyond Excel, such as Tally for accounting, basic knowledge of a business intelligence tool like Tableau or Power BI for data visualization, and potentially an introduction to statistical software like R or Python for financial analysis.
Tools & Resources
Tally ERP 9 tutorials, Free versions of Tableau Public/Power BI Desktop, Online courses on Python/R for finance
Career Connection
Proficiency in financial software is a major differentiator in the job market, making you a more efficient and capable candidate for roles requiring data handling, financial reporting, and advanced analysis.
Program Structure and Curriculum
Eligibility:
- Passed PUC/10+2 examination or equivalent with Commerce/Science/Arts background.
Duration: 3 Years / 6 Semesters (Option for 4 Years / 8 Semesters for B.Com (Honors))
Credits: Minimum 120 credits (for 3-year B.Com) Credits
Assessment: Internal: 40% (Continuous Internal Evaluation - CIE), External: 60% (Semester End Examination - SEE)
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| AECC 1.1 | Language 1 (Kannada/Sanskrit/Hindi) | Ability Enhancement Compulsory Course (AECC) | 2 | Grammar, Composition, Literature, Communication Skills, Cultural Context |
| AECC 1.2 | Language 2 (English) | Ability Enhancement Compulsory Course (AECC) | 2 | English Grammar, Written Communication, Reading Comprehension, Public Speaking, Literary Texts |
| BC.DSC 1.1 | Financial Accounting - I | Discipline Specific Core (DSC) | 4 | Introduction to Accounting, Accounting Concepts & Conventions, Journal, Ledger, Trial Balance, Final Accounts of Sole Proprietorship, Depreciation Accounting |
| BC.DSC 1.2 | Fundamentals of Business Mathematics | Discipline Specific Core (DSC) | 4 | Ratio and Proportion, Logarithms, Simple & Compound Interest, Annuities, Matrices and Determinants |
| VAC 1.1 | Value Added Course (e.g., Health & Wellness/Indian Constitution) | Value Added Course (VAC) | 2 | Holistic Health, Physical Fitness, Mental Wellbeing, Constitutional Values, Fundamental Rights |
| SEC 1.1 | Skill Enhancement Course (e.g., Digital Fluency) | Skill Enhancement Course (SEC) | 2 | Basic Computer Skills, Internet Usage, Microsoft Office Suite, Online Collaboration Tools, Data Security |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| AECC 2.1 | Language 1 (Kannada/Sanskrit/Hindi) | Ability Enhancement Compulsory Course (AECC) | 2 | Advanced Grammar, Creative Writing, Literary Criticism, Formal Correspondence, Cultural Heritage |
| AECC 2.2 | Language 2 (English) | Ability Enhancement Compulsory Course (AECC) | 2 | Business Communication, Report Writing, Presentation Skills, Group Discussion, Critical Reading |
| BC.DSC 2.1 | Financial Accounting - II | Discipline Specific Core (DSC) | 4 | Consignment Accounts, Joint Venture Accounts, Branch Accounts, Insolvency Accounts, Accounting for Non-Profit Organizations |
| BC.DSC 2.2 | Fundamentals of Business Statistics | Discipline Specific Core (DSC) | 4 | Data Collection & Presentation, Measures of Central Tendency, Measures of Dispersion, Correlation and Regression, Index Numbers |
| VAC 2.1 | Value Added Course (e.g., Environmental Studies/Yoga) | Value Added Course (VAC) | 2 | Ecosystems, Biodiversity, Environmental Pollution, Sustainable Development, Yoga Asanas and Pranayama |
| SEC 2.1 | Skill Enhancement Course (e.g., Web Design/Office Automation) | Skill Enhancement Course (SEC) | 2 | HTML/CSS Basics, Content Management Systems, Spreadsheet Automation, Presentation Software Techniques, Database Fundamentals |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| AECC 3.1 | Language 1 (Kannada/Sanskrit/Hindi) | Ability Enhancement Compulsory Course (AECC) | 2 | Literary Genres, Critical Appreciation, Translation Skills, Folklore, Modern Literature |
| AECC 3.2 | Language 2 (English) | Ability Enhancement Compulsory Course (AECC) | 2 | Applied Grammar, Creative Writing, Public Speaking, Interview Skills, Official Communication |
| BC.DSC 3.1 | Corporate Accounting - I | Discipline Specific Core (DSC) | 4 | Shares and Debentures, Company Final Accounts, Amalgamation and Reconstruction, Valuation of Goodwill, Banking Companies Accounts |
| BC.DSC 3.2 | Income Tax - I | Discipline Specific Core (DSC) | 4 | Basic Concepts of Income Tax, Residential Status & Tax Incidence, Income from Salaries, Income from House Property, Profits & Gains of Business or Profession |
| BC.OEC 3.1 | Open Elective Course (e.g., Financial Markets & Institutions) | Open Elective Course (OEC) - Finance related choice | 3 | Indian Financial System, Capital Market, Money Market, SEBI, Financial Institutions |
| VAC 3.1 | Value Added Course (e.g., Community Engagement/Service) | Value Added Course (VAC) | 2 | Social Responsibility, Volunteerism, Rural Development, Urban Planning, Leadership |
| SEC 3.1 | Skill Enhancement Course (e.g., Advanced Excel for Business) | Skill Enhancement Course (SEC) | 2 | Data Analysis with Excel, Pivot Tables, VLOOKUP & HLOOKUP, Financial Functions, Data Validation |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| AECC 4.1 | Language 1 (Kannada/Sanskrit/Hindi) | Ability Enhancement Compulsory Course (AECC) | 2 | Regional Literature, Language & Society, Poetry & Prose, Dramatic Arts, Translation Practice |
| AECC 4.2 | Language 2 (English) | Ability Enhancement Compulsory Course (AECC) | 2 | Advanced Communication, Debate & Discussion, Professional Writing, Cross-Cultural Communication, Soft Skills |
| BC.DSC 4.1 | Corporate Accounting - II | Discipline Specific Core (DSC) | 4 | Accounting for Liquidators, Insurance Claims, Double Account System, Human Resource Accounting, Inflation Accounting |
| BC.DSC 4.2 | Income Tax - II | Discipline Specific Core (DSC) | 4 | Capital Gains, Income from Other Sources, Clubbing of Income, Set-off and Carry Forward of Losses, Deductions from Gross Total Income |
| BC.OEC 4.1 | Open Elective Course (e.g., Investment Management) | Open Elective Course (OEC) - Finance related choice | 3 | Investment Avenues, Risk and Return, Equity Analysis, Bond Valuation, Mutual Funds |
| VAC 4.1 | Value Added Course (e.g., Ethics & Professionalism) | Value Added Course (VAC) | 2 | Ethical Theories, Business Ethics, Corporate Governance, Professional Conduct, Social Responsibility |
| SEC 4.1 | Skill Enhancement Course (e.g., Financial Modeling Basics) | Skill Enhancement Course (SEC) | 2 | Introduction to Financial Models, Building Revenue Models, Cost Models, Forecasting Techniques, Scenario Analysis |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC.DSC 5.1 | Cost Accounting | Discipline Specific Core (DSC) | 4 | Elements of Cost, Cost Sheet Preparation, Material Costing, Labor Costing, Overhead Costing |
| BC.DSC 5.2 | Management Accounting | Discipline Specific Core (DSC) | 4 | Nature & Scope of Management Accounting, Financial Statement Analysis, Fund Flow Statement, Cash Flow Statement, Ratio Analysis |
| BC.DSE 5.1 | Financial Markets and Services (Finance Specialization Elective) | Discipline Specific Elective (DSE) | 3 | Indian Financial System Overview, Money Market Instruments, Capital Market Operations, Stock Exchanges, Merchant Banking |
| BC.DSE 5.2 | Investment Management (Finance Specialization Elective) | Discipline Specific Elective (DSE) | 3 | Investment Environment, Security Analysis, Portfolio Management, Equity Valuation, Fixed Income Securities |
| BC.OEC 5.1 | Open Elective Course (e.g., Indian Banking System) | Open Elective Course (OEC) - Finance related choice | 3 | Structure of Indian Banking, Commercial Banking, Reserve Bank of India, Banking Reforms, Digital Banking |
| SEC 5.1 | Skill Enhancement Course (e.g., Business Analytics Tools) | Skill Enhancement Course (SEC) | 2 | Introduction to Analytics, Data Visualization, Statistical Software Basics, Predictive Modeling, Decision Making |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BC.DSC 6.1 | Auditing | Discipline Specific Core (DSC) | 4 | Principles of Auditing, Internal Control System, Vouching and Verification, Audit Report, Types of Audit |
| BC.DSC 6.2 | Business Regulations | Discipline Specific Core (DSC) | 4 | Indian Contract Act, Sale of Goods Act, Consumer Protection Act, Negotiable Instruments Act, Companies Act |
| BC.DSE 6.1 | International Financial Management (Finance Specialization Elective) | Discipline Specific Elective (DSE) | 3 | International Monetary System, Foreign Exchange Market, Exchange Rate Theories, Managing Foreign Exchange Risk, International Capital Budgeting |
| BC.DSE 6.2 | Financial Risk Management (Finance Specialization Elective) | Discipline Specific Elective (DSE) | 3 | Introduction to Risk Management, Types of Financial Risks, Derivatives (Futures, Options), Hedging Strategies, Credit Risk Management |
| BC.OEC 6.1 | Open Elective Course (e.g., Financial Services and Regulations) | Open Elective Course (OEC) - Finance related choice | 3 | Financial Advisory Services, Insurance Products, Asset Management, Regulatory Bodies (SEBI, IRDAI), Financial Planning |
| BC.PRJ 6.1 | Project Work / Internship | Project/Internship | 2 | Research Methodology, Data Collection & Analysis, Report Writing, Presentation Skills, Practical Industry Exposure |
