.png&w=1920&q=75)
BACHELOR-OF-COMMERCE in Finance at Maratha Mandal's Arts, Commerce, Science and Home Science College
Belagavi, Karnataka
.png&w=1920&q=75)
About the Specialization
What is Finance at Maratha Mandal's Arts, Commerce, Science and Home Science College Belagavi?
This Finance program at Maratha Mandal''''s Arts, Commerce, Science and Home-Science College, Belagavi, focuses on equipping students with a robust understanding of financial principles, markets, and management techniques. In the rapidly evolving Indian economy, a strong grasp of financial concepts is crucial for navigating investment, corporate finance, and risk management. This program aims to cultivate analytical and decision-making skills vital for the dynamic Indian financial sector, integrating theoretical knowledge with practical applications relevant to local and global financial landscapes.
Who Should Apply?
This program is ideal for fresh graduates seeking entry into the finance and accounting sectors, including roles in banking, investment, and corporate finance. It also caters to working professionals aiming to upskill in financial analysis, wealth management, or financial planning. Individuals passionate about understanding economic trends, managing capital, and advising on financial strategies, with a prerequisite background in commerce or a related quantitative field, will find this specialization highly rewarding.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India, including financial analyst, investment banker, portfolio manager, wealth advisor, and corporate finance executive. Entry-level salaries typically range from INR 3-5 Lakhs per annum, with experienced professionals earning significantly more, often exceeding INR 10-15 Lakhs depending on the role and company. The program aligns with skills required for certifications like NISM, CFA (foundational), and provides a strong base for an MBA in Finance or other advanced professional qualifications in India.
Student Success Practices
Foundation Stage
Build Strong Accounting and Economic Fundamentals- (Semester 1-2)
Dedicate significant time to mastering core financial accounting principles, business statistics, and fundamental economic theories. These subjects form the bedrock for all advanced finance concepts. Utilize textbooks, online tutorials, and practice problems regularly.
Tools & Resources
ICAI study materials (for conceptual clarity), Khan Academy, Basic accounting software simulations (e.g., Tally exercises)
Career Connection
A solid foundation ensures understanding of company financials, market dynamics, and economic indicators, crucial for financial analysis roles.
Develop Quantitative and Analytical Skills- (Semester 1-2)
Focus on improving mathematical and statistical abilities. Practice problem-solving, data interpretation, and basic spreadsheet functions (Excel). Join campus clubs that organize business quizzes or analytical challenges.
Tools & Resources
Microsoft Excel, R.S. Aggarwal''''s Quantitative Aptitude, Online platforms like Coursera for Introduction to Data Analysis
Career Connection
Essential for financial modeling, risk assessment, and informed decision-making in any finance career.
Engage in Early Industry Exploration- (Semester 1-2)
Attend introductory workshops or webinars on different finance domains like banking, insurance, and stock markets. Read financial newspapers (Economic Times, Business Standard) and magazines to understand current industry trends and terminology.
Tools & Resources
The Economic Times, Business Standard, YouTube channels on personal finance and market basics, NISM certification introductory modules
Career Connection
Helps in identifying areas of interest early, guiding future elective choices and specialization paths.
Intermediate Stage
Apply Theoretical Knowledge through Projects- (Semester 3-5)
Actively seek opportunities to work on mini-projects or case studies related to corporate accounting, income tax, money markets, and financial management. Volunteer for departmental research projects or participate in inter-collegiate competitions.
Tools & Resources
Financial reports of Indian companies, Case study platforms like HBS Publishing (for B-school cases), NPTEL courses on specific finance topics
Career Connection
Builds practical application skills, enhances resume, and prepares for real-world financial challenges faced by Indian businesses.
Network and Seek Mentorship- (Semester 3-5)
Connect with alumni working in finance, faculty members, and local financial professionals. Attend industry seminars and guest lectures. A mentor can provide career guidance, insights into job markets, and internship opportunities in the Indian context.
Tools & Resources
LinkedIn, College alumni network events, Industry association meetings (e.g., local chamber of commerce events)
Career Connection
Opens doors to internships, job referrals, and invaluable career advice within the Indian financial ecosystem.
Specialize and Certify in Key Finance Areas- (Semester 5)
As specialization subjects (Accounting for Business Decisions, Financial Management) begin, delve deeper. Consider pursuing relevant certifications from NISM (National Institute of Securities Markets) in areas like Equity Derivatives, Mutual Funds, or Investment Advisory, which are highly valued in India.
Tools & Resources
NISM certification modules, Financial modeling courses (online platforms), Advanced Excel for finance
Career Connection
These certifications significantly boost employability in specific financial roles like equity research, mutual fund sales, and investment advisory within India.
Advanced Stage
Intensive Placement Preparation and Skill Refinement- (Semester 6)
Engage in rigorous preparation for campus placements. This includes mock interviews, group discussions, aptitude test practice, and resume building focused on finance roles. Refine skills in financial analysis, valuation, and portfolio management.
Tools & Resources
Placement cell resources, Online aptitude test platforms (e.g., IndiaBix), LinkedIn Learning for interview skills
Career Connection
Directly prepares students for securing entry-level positions in Indian financial institutions and corporate finance departments.
Deep Dive into International Finance and Investment- (Semester 6)
Given the curriculum''''s focus on International Finance and Investment Management in the final semester, explore these topics beyond the syllabus. Read global financial news, understand geopolitical impacts on markets, and follow Indian companies with international operations.
Tools & Resources
Bloomberg Terminal (if accessible via college), Wall Street Journal, Financial Times, NISM Level 2 certifications, CFA curriculum (Level I introduction)
Career Connection
Prepares for roles in treasury, international banking, wealth management, and capital markets, both domestically and for MNCs operating in India.
Undertake a Comprehensive Industry Project/Internship- (Semester 6)
Secure a practical internship in a bank, financial advisory firm, or corporate finance department. Apply theoretical knowledge to real-world scenarios, contribute to live projects, and develop a detailed report. This is critical for practical exposure.
Tools & Resources
College placement cell for internship leads, Networking contacts, Company annual reports for project data
Career Connection
Provides invaluable work experience, enhances problem-solving abilities, and often leads to pre-placement offers or strong references for future jobs in the Indian finance sector.
Program Structure and Curriculum
Eligibility:
- A candidate who has passed the two years Pre-University Course or 10+2 examination conducted by the Karnataka Pre-University Board or any other equivalent examination recognized by Rani Channamma University, Belagavi is eligible for admission to the B.Com. Degree Course.
Duration: 6 semesters / 3 years
Credits: 144 Credits
Assessment: Internal: 20%, External: 80%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| B.COM 1.1 | Kannada / English Language I | Ability Enhancement Compulsory Course (AECC) | 4 | |
| B.COM 1.2 | Financial Accounting I | Core | 4 | Introduction to Accounting, Accounting Cycle and Journal Entries, Preparation of Final Accounts, Consignment Accounts, Joint Venture Accounts |
| B.COM 1.3 | Principles of Management | Core | 4 | Nature and Significance of Management, Planning, Organizing, Staffing and Directing, Controlling |
| B.COM 1.4 | Business Economics I | Discipline Specific Core (DSC) | 4 | Introduction to Business Economics, Theory of Consumer Behavior, Theory of Production and Cost, Market Structures, Pricing Practices |
| B.COM 1.5 | Indian Constitution | Ability Enhancement Compulsory Course (AECC) | 2 | Introduction to Indian Constitution, Fundamental Rights and Duties, Directive Principles of State Policy, Union and State Governments, Elections and Amendments |
| B.COM 1.6 | Computer Applications in Business | Skill Enhancement Course (SEC) | 2 | Introduction to Computers, Operating Systems, MS Office Applications (Word, Excel), Database Concepts, Internet and E-Commerce Basics |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| B.COM 2.1 | Kannada / English Language II | Ability Enhancement Compulsory Course (AECC) | 4 | |
| B.COM 2.2 | Financial Accounting II | Core | 4 | Accounts of Non-Profit Organizations, Insolvency Accounts, Royalty Accounts, Hire Purchase and Installment Systems, Branch Accounts |
| B.COM 2.3 | Business Statistics | Core | 4 | Introduction to Statistics, Measures of Central Tendency and Dispersion, Correlation and Regression Analysis, Index Numbers, Time Series Analysis |
| B.COM 2.4 | Business Economics II | Discipline Specific Core (DSC) | 4 | Macro Economics Fundamentals, National Income Accounting, Theory of Money and Banking, Inflation and Unemployment, Business Cycles and Economic Policies |
| B.COM 2.5 | Environmental Studies | Ability Enhancement Compulsory Course (AECC) | 2 | Multidisciplinary Nature of Environmental Studies, Natural Resources, Ecosystems, Environmental Pollution, Social Issues and the Environment |
| B.COM 2.6 | Fundamentals of Entrepreneurship | Skill Enhancement Course (SEC) | 2 | Concept of Entrepreneurship, Entrepreneurial Development Stages, Sources of Business Ideas, Project Formulation, Institutional Support for Entrepreneurs |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| B.COM 3.1 | Kannada / English Language III | Ability Enhancement Compulsory Course (AECC) | 4 | |
| B.COM 3.2 | Corporate Accounting I | Core | 4 | Accounting for Shares and Debentures, Redemption of Debentures, Final Accounts of Companies, Valuation of Goodwill and Shares, Accounting for Amalgamation |
| B.COM 3.3 | Income Tax I | Core | 4 | Basic Concepts of Income Tax, Income from Salaries, Income from House Property, Profits and Gains of Business or Profession (Part 1), Capital Gains (Part 1) |
| B.COM 3.4 | Money and Financial Markets | Discipline Specific Core (DSC) | 4 | Indian Financial System, Money Market Instruments, Capital Market Instruments, SEBI and Regulations, Mutual Funds and Investment Banking |
| B.COM 3.5 | Office Management and Secretarial Practice | Skill Enhancement Course (SEC) | 2 | Fundamentals of Office Management, Office Organization and Layout, Correspondence and Filing, Company Secretary and his role, Meetings and Resolutions |
| B.COM 3.6 | Inter-Disciplinary Subject (Generic Elective) | Generic Elective (GE) | 2 |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| B.COM 4.1 | Kannada / English Language IV | Ability Enhancement Compulsory Course (AECC) | 4 | |
| B.COM 4.2 | Corporate Accounting II | Core | 4 | Liquidation of Companies, Consolidation of Accounts, Accounting for Banking Companies, Accounting for Insurance Companies, Human Resource Accounting |
| B.COM 4.3 | Income Tax II | Core | 4 | Profits and Gains of Business or Profession (Part 2), Income from Other Sources, Clubbing of Income and Set-off/Carry forward of Losses, Deductions from Gross Total Income, Assessment of Individuals |
| B.COM 4.4 | Banking Operations and Services | Discipline Specific Core (DSC) | 4 | Introduction to Banking, Types of Accounts and Deposits, Lending and Advances, Technology in Banking, Customer Service and Ethics in Banking |
| B.COM 4.5 | Entrepreneurship Development | Skill Enhancement Course (SEC) | 2 | Entrepreneurship Ecosystem, Business Plan Formulation, Funding for New Ventures, Marketing for Entrepreneurs, Legal and Regulatory Aspects |
| B.COM 4.6 | Inter-Disciplinary Subject (Generic Elective) | Generic Elective (GE) | 2 |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| B.COM 5.1 | Cost Accounting | Core | 4 | Introduction to Cost Accounting, Material Costing, Labor Costing, Overheads Costing, Methods of Costing (Job, Batch, Contract) |
| B.COM 5.2 | Business Law | Core | 4 | Indian Contract Act, 1872, Sale of Goods Act, 1930, Negotiable Instruments Act, 1881, Consumer Protection Act, 2019, Companies Act, 2013 (Introduction) |
| B.COM 5.3 | Accounting for Business Decisions | Discipline Specific Elective (DSE) - Finance Specialization | 4 | Financial Statement Analysis, Ratio Analysis, Funds Flow and Cash Flow Statements, Marginal Costing and Break-Even Analysis, Budgetary Control |
| B.COM 5.4 | Financial Management | Discipline Specific Elective (DSE) - Finance Specialization | 4 | Introduction to Financial Management, Capital Budgeting Decisions, Working Capital Management, Cost of Capital, Capital Structure Theories |
| B.COM 5.5 | E-Commerce | Skill Enhancement Course (SEC) | 2 | Introduction to E-Commerce, Business Models of E-Commerce, E-Marketing and E-Payment Systems, Security and Legal Issues in E-Commerce, Mobile Commerce |
| B.COM 5.6 | Retail Management | Skill Enhancement Course (SEC) | 2 | Introduction to Retailing, Retail Formats and Theories, Retail Store Location and Layout, Merchandise Management, Retail Pricing and Communication |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| B.COM 6.1 | Management Accounting | Core | 4 | Nature and Scope of Management Accounting, Financial Statement Analysis for Management Decisions, Budgetary Control and Standard Costing, Responsibility Accounting, Decision Making Techniques |
| B.COM 6.2 | Auditing | Core | 4 | Introduction to Auditing, Audit Planning and Documentation, Internal Control System, Vouching and Verification, Company Audit and Auditor''''s Report |
| B.COM 6.3 | International Finance | Discipline Specific Elective (DSE) - Finance Specialization | 4 | Introduction to International Finance, Balance of Payments, Exchange Rate Systems, Foreign Exchange Risk Management, International Capital Markets |
| B.COM 6.4 | Investment Management | Discipline Specific Elective (DSE) - Finance Specialization | 4 | Investment Avenues and Process, Risk and Return Analysis, Valuation of Securities (Bonds, Stocks), Portfolio Management, Derivatives and Alternative Investments (Introduction) |
| B.COM 6.5 | Computerised Accounting | Skill Enhancement Course (SEC) | 2 | Introduction to Computerised Accounting, Tally ERP 9 Basics, Creating Company and Ledgers in Tally, Voucher Entry and Reports in Tally, Payroll and Inventory Management in Tally |
| B.COM 6.6 | Rural Marketing | Skill Enhancement Course (SEC) | 2 | Concept of Rural Marketing, Rural Consumer Behavior, Product and Pricing Strategies for Rural Markets, Rural Distribution and Promotion, Challenges and Opportunities in Rural Marketing |
