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BBA in Fintech Honours at CHRIST (Deemed to be University)
Bengaluru, Karnataka
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About the Specialization
What is Fintech Honours at CHRIST (Deemed to be University) Bengaluru?
This BBA Fintech Honours program at CHRIST, Bengaluru focuses on integrating traditional business administration principles with cutting-edge financial technology. India''''s rapidly evolving digital economy and increasing financial inclusion initiatives make Fintech a crucial sector. This program uniquely blends finance, technology, and management, preparing students for dynamic roles in an industry driven by innovation. It differentiates itself by offering a robust curriculum that covers both foundational business concepts and advanced digital financial tools and strategies, directly addressing the skills gap in the Indian Fintech landscape.
Who Should Apply?
This program is ideal for ambitious fresh graduates seeking entry into the high-growth Fintech industry. It also caters to existing working professionals in finance or IT looking to upskill and transition into specialized Fintech roles, and career changers aiming to leverage their analytical or technological backgrounds within the financial sector. Ideal candidates typically possess a strong aptitude for numbers, an interest in technology, and a drive to innovate within the financial services ecosystem, with a minimum 10+2 qualification as a prerequisite.
Why Choose This Course?
Graduates of this program can expect diverse and rewarding India-specific career paths, including roles as Fintech Analysts, Digital Banking Specialists, Blockchain Consultants, Risk Management Officers, or Product Managers in payment companies. Entry-level salaries typically range from INR 4-7 lakhs per annum, with experienced professionals earning upwards of INR 15-25 lakhs or more in leading Indian companies and global financial firms operating in India. The curriculum aligns with requirements for certifications in financial analysis and technology, fostering rapid growth trajectories within this innovative sector.
Student Success Practices
Foundation Stage
Master Core Business and Financial Fundamentals- (Semester 1-2)
Focus on building a strong base in financial accounting, economics, and business statistics. Actively participate in problem-solving sessions and form study groups to solidify understanding of quantitative concepts. Leverage online resources for basic financial concepts.
Tools & Resources
Financial Accounting textbooks, Khan Academy, Coursera (Introduction to Finance courses), dedicated study groups, previous year question papers
Career Connection
A strong foundation is crucial for understanding complex Fintech concepts later, enabling robust financial analysis and decision-making in future roles.
Cultivate Programming Logic and Analytical Skills- (Semester 1-2)
Engage proactively with Python programming modules, focusing on fundamental logic, data structures, and applying them to simple financial problems. Participate in coding challenges and introductory data analysis projects to develop computational thinking.
Tools & Resources
Python IDEs (Jupyter Notebooks, VS Code), HackerRank, LeetCode (beginner problems), GeeksforGeeks, NPTEL courses on Python
Career Connection
Essential for roles in financial modeling, data analytics, and developing Fintech applications, preparing for the tech-driven nature of the industry.
Develop Professional Communication and Soft Skills- (Semester 1-2)
Actively participate in group presentations, case studies, and debates to refine public speaking and interpersonal communication. Engage in college clubs focused on business or finance to network and build leadership qualities.
Tools & Resources
Toastmasters International (if available), university debate clubs, business case competitions, LinkedIn for professional networking
Career Connection
Crucial for effective teamwork, client interaction, and presenting ideas in corporate settings, enhancing employability beyond technical skills.
Intermediate Stage
Deep Dive into Fintech Specific Concepts and Tools- (Semester 3-5)
Beyond coursework, explore real-world applications of Fintech concepts like digital payments, blockchain, and financial analytics. Learn advanced Excel for financial modeling and explore tools like Tableau or Power BI for data visualization.
Tools & Resources
Coursera/edX courses on Blockchain/Fintech, WallStreetMojo for financial modeling, Kaggle for financial datasets, specific Fintech platforms documentation
Career Connection
Directly prepares students for specialized roles in Fintech, making them proficient in industry-standard tools and technologies, a major plus for placements.
Seek Industry Exposure through Internships and Projects- (Semester 4-5)
Proactively seek summer internships with Fintech startups, banks, or financial service providers. Undertake self-initiated projects involving financial data analysis or prototype development for Fintech solutions. Network with industry professionals.
Tools & Resources
University placement cell, LinkedIn, Internshala, industry events and webinars, personal projects using public financial APIs
Career Connection
Provides practical experience, builds a professional network, and often leads to pre-placement offers, significantly boosting career prospects.
Participate in Competitions and Hackathons- (Semester 4-5)
Join inter-collegiate Fintech challenges, hackathons, and business plan competitions. These platforms foster innovative thinking, problem-solving under pressure, and teamwork, while providing exposure to industry challenges.
Tools & Resources
Major hackathon platforms (e.g., Devfolio, Hackerearth), university innovation cells, startup incubators
Career Connection
Showcases innovation and practical skills to potential employers, builds a strong portfolio, and demonstrates adaptability and resilience.
Advanced Stage
Specialize and Pursue Advanced Certifications- (Semester 6-8)
Based on career interests (e.g., blockchain, AI in finance, regulatory tech), choose electives wisely and pursue relevant industry certifications (e.g., NISM certifications, Certified Financial Planner, Blockchain Council certifications).
Tools & Resources
NISM certifications, CFA program, specialized online courses, industry-recognized Fintech certifications
Career Connection
Provides a competitive edge, demonstrates expertise in niche areas, and meets specific industry requirements for advanced roles.
Focus on Capstone Projects and Research- (Semester 7-8)
Dedicate significant effort to the Capstone Projects, ensuring they address real-world Fintech problems, incorporate advanced technologies, and demonstrate comprehensive understanding. Aim for publishable quality research if possible.
Tools & Resources
Academic databases, research methodologies, collaboration with faculty mentors, access to industry data (if available through university tie-ups)
Career Connection
A strong capstone project serves as a powerful portfolio piece, showcasing analytical, problem-solving, and implementation skills to recruiters.
Strategize for Placements and Career Planning- (Semester 6-8)
Actively engage with the university''''s placement cell for resume building, mock interviews, and career counseling. Network extensively with alumni and industry leaders, tailor applications to specific Fintech roles, and prepare for technical and HR rounds.
Tools & Resources
University career services, LinkedIn, alumni network, professional mentors, mock interview platforms
Career Connection
Ensures readiness for the job market, maximizes placement opportunities, and helps in charting a clear career progression in the Fintech industry.
Program Structure and Curriculum
Eligibility:
- Candidate should have passed 10+2 with 50% marks (45% for Karnataka candidates and SC/ST) from any recognised Board in India.
Duration: 8 Semesters (4 years)
Credits: 180 Credits
Assessment: Internal: 50%, External: 50%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH111 | English | Core | 3 | Language Skills, Communication Strategies, Report Writing, Presentation Skills, Critical Reading |
| BBAFH112 | Financial Accounting | Core | 4 | Introduction to Accounting, Accounting Principles, Journal and Ledger, Trial Balance, Final Accounts, Financial Statement Analysis |
| BBAFH113 | Business Environment | Core | 3 | Economic Systems, Government Policies, Legal Environment, Technological Factors, Cultural Aspects, Global Business Environment |
| BBAFH114 | Microeconomics | Core | 3 | Demand and Supply, Consumer Behavior, Production and Costs, Market Structures, Factor Markets |
| BBAFH115 | Computer Fundamentals for Business | Core | 3 | Computer Hardware, Software Concepts, Operating Systems, Networking Basics, Internet Applications, Cyber Security Basics |
| BBAFH121 | Business Statistics | Core | 4 | Data Collection and Presentation, Measures of Central Tendency, Measures of Dispersion, Probability, Sampling Methods, Hypothesis Testing |
| BBAFH131 | Entrepreneurship and Startup Ecosystem | Multidisciplinary | 3 | Concept of Entrepreneurship, Startup Lifecycle, Business Idea Generation, Business Plan Development, Funding for Startups, Legal Aspects of Startups |
| BBAFH141 | Language I / Kannada I | Ability Enhancement | 2 | Basic Grammar, Conversational Practice, Reading Comprehension, Writing Skills, Cultural Context |
| BBAFH151 | Yoga & Sports | Skill Enhancement | 2 | Introduction to Yoga, Yoga Asanas, Breathing Techniques, Sports and Fitness, Health and Well-being |
| BBAFH161 | Constitution of India | Value Added | 2 | Preamble and Basic Features, Fundamental Rights, Directive Principles, Union and State Governments, Judiciary, Amendments |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH211 | Organisational Behaviour | Core | 3 | Foundations of OB, Individual Behavior, Group Dynamics, Leadership, Motivation, Organizational Culture |
| BBAFH212 | Corporate Accounting | Core | 4 | Shares and Debentures, Company Accounts, Consolidated Financial Statements, Mergers and Acquisitions Accounting, Valuation of Goodwill, Forensic Accounting Basics |
| BBAFH213 | Macroeconomics | Core | 3 | National Income, Aggregate Demand and Supply, Inflation, Unemployment, Monetary and Fiscal Policy, International Trade |
| BBAFH214 | Business Laws | Core | 3 | Indian Contract Act, Sale of Goods Act, Negotiable Instruments Act, Company Law Basics, Consumer Protection Act, Intellectual Property Rights |
| BBAFH215 | Python Programming for Finance | Core | 3 | Python Basics, Data Structures, Control Flow and Functions, Libraries for Finance (Numpy, Pandas), Financial Data Analysis, Basic Financial Modeling with Python |
| BBAFH221 | Financial Management | Core | 4 | Time Value of Money, Capital Budgeting, Cost of Capital, Leverage, Working Capital Management, Dividend Policy |
| BBAFH231 | Digital Business | Multidisciplinary | 3 | Introduction to E-commerce, Digital Marketing Strategies, Online Payment Systems, Supply Chain Management, Cyber Security in Digital Business, Business Models in Digital Era |
| BBAFH241 | Language II / Kannada II | Ability Enhancement | 2 | Advanced Grammar, Writing Formal Letters, Essay Writing, Public Speaking, Literature Appreciation |
| BBAFH251 | Social Work | Skill Enhancement | 2 | Introduction to Social Work, Community Development, Social Issues, NGO Management, Volunteerism, Ethics in Social Work |
| BBAFH261 | Environmental Studies | Value Added | 2 | Ecology and Ecosystems, Biodiversity, Environmental Pollution, Natural Resources, Sustainable Development, Environmental Ethics |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH311 | Research Methodology | Core | 3 | Research Process, Research Design, Data Collection Methods, Sampling Techniques, Data Analysis Tools, Report Writing |
| BBAFH312 | Cost and Management Accounting | Core | 4 | Cost Concepts, Cost Sheet Preparation, Budgetary Control, Standard Costing, Marginal Costing, Decision Making Techniques |
| BBAFH313 | Capital Market Operations | Core | 3 | Primary and Secondary Markets, Stock Exchanges, SEBI Regulations, Market Instruments, IPO Process, Derivatives Market Introduction |
| BBAFH314 | Fundamentals of Data Analytics | Core | 3 | Introduction to Data Analytics, Data Collection and Cleaning, Descriptive Statistics, Inferential Statistics, Data Visualization, Predictive Modeling Basics |
| BBAFH315 | Financial Modelling with Excel | Core | 3 | Excel Functions for Finance, Building Financial Statements, Valuation Models, Scenario Analysis, Dashboard Creation, Capital Budgeting Models |
| BBAFH321 | Principles of Marketing | Core | 3 | Marketing Concepts, Marketing Mix (4Ps), Consumer Behavior, Market Segmentation, Product Life Cycle, Digital Marketing Overview |
| BBAFH331 | Fundamentals of Fintech | Major Specific | 4 | Introduction to Fintech, Digital Banking, Payment Systems Innovation, Lending Platforms, Regtech and Suptech, Emerging Technologies in Finance |
| BBAFH341 | Artificial Intelligence and Machine Learning for Finance | Skill Enhancement | 2 | AI/ML Basics, Supervised Learning, Unsupervised Learning, Neural Networks Basics, Financial Applications of AI/ML, Predictive Analytics |
| BBAFH351 | Cyber Security for Business | Value Added | 2 | Cyber Security Fundamentals, Threats and Vulnerabilities, Network Security, Data Privacy, Cyber Laws, Incident Response |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH411 | Income Tax | Core | 3 | Basic Concepts of Income Tax, Heads of Income, Deductions, Tax Planning, Assessment Procedures, TDS and TCS |
| BBAFH412 | Operations Management | Core | 3 | Production Planning, Inventory Management, Quality Management, Supply Chain Management, Project Management, Process Design |
| BBAFH413 | Management Information System | Core | 3 | Role of MIS, Information Systems Types, Database Management, Decision Support Systems, Enterprise Systems, IT Strategy |
| BBAFH414 | Equity Valuation and Portfolio Management | Core | 3 | Equity Valuation Models, Security Analysis, Portfolio Theory, Risk and Return, Portfolio Performance Evaluation, Investment Strategies |
| BBAFH415 | Database Management for Finance | Core | 3 | Database Concepts, SQL Fundamentals, Data Modeling, Database Security, NoSQL Databases Basics, Financial Data Storage |
| BBAFH421 | Human Resource Management | Core | 3 | HR Planning, Recruitment and Selection, Training and Development, Performance Management, Compensation Management, Industrial Relations |
| BBAFH431 | Financial Analytics | Major Specific | 4 | Financial Ratios Analysis, Predictive Modeling in Finance, Risk Analytics, Fraud Detection, Market Basket Analysis, Time Series Analysis for Financial Data |
| BBAFH441 | Financial Technology Applications Lab | Skill Enhancement | 2 | Fintech Software Tools, Application Development, Data Integration, API Usage in Finance, Hands-on Project Development, Testing Fintech Solutions |
| BBAFH451 | Sustainable Business Models | Value Added | 2 | Concept of Sustainability, Triple Bottom Line, Circular Economy, Green Marketing, Social Entrepreneurship, Ethical Business Practices |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH511 | Corporate Governance and Ethics | Core | 3 | Principles of Corporate Governance, Board of Directors, Stakeholder Management, Business Ethics, Whistle-blowing, CSR Initiatives |
| BBAFH512 | Fintech Regulations and Compliance | Core | 3 | Financial Regulations Overview, Regulatory Sandbox, Data Privacy Regulations (GDPR, India), AML and KYC, Consumer Protection in Fintech, International Fintech Regulations |
| BBAFH513 | Digital Payments and Wallets | Core | 3 | Evolution of Digital Payments, UPI and IMPS, Mobile Wallets, Payment Gateways, Cross-border Payments, Security in Digital Payments |
| BBAFH514 | Investment Banking and Wealth Management | Core | 3 | Investment Banking Functions, Mergers and Acquisitions, Private Equity, Wealth Management Strategies, Financial Planning, Asset Allocation |
| BBAFH515 | Quantitative Techniques for Finance | Core | 3 | Linear Programming, Regression Analysis, Time Series Forecasting, Simulation Models, Decision Theory, Mathematical Optimization |
| BBAFH521 | Indian Financial System | Major Specific | 4 | Structure of Indian Financial System, RBI and Monetary Policy, Commercial Banks, Non-Banking Financial Companies, Insurance Sector, Pension Funds |
| BBAFH531 | Industry Internship / Project I | Skill Enhancement | 2 | Real-world Industry Experience, Application of Theoretical Knowledge, Problem Solving, Report Writing, Presentation Skills, Professional Networking |
| BBAFH541 | Financial Advisory and Planning | Skill Enhancement | 2 | Role of Financial Advisor, Personal Financial Planning, Retirement Planning, Investment Strategies, Risk Management, Estate Planning |
| BBAFH551 | Block Chain and Cryptocurrency / Alternative Investments | Major Specific Elective | 3 | Introduction to Blockchain, Cryptocurrency Mechanics, Smart Contracts, Decentralized Applications, Digital Assets, Regulatory Landscape for Crypto |
| BBAFH561 | Open Elective I | Elective (Choice) | 3 | Entrepreneurial Finance, Marketing Analytics, Business Ethics, Personal Finance, Digital Marketing |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH611 | International Financial Management | Core | 3 | Foreign Exchange Markets, Exchange Rate Theories, Currency Risk Management, International Capital Budgeting, Multinational Working Capital, International Parity Relationships |
| BBAFH612 | Risk Management in Fintech | Core | 3 | Fintech Risk Landscape, Cybersecurity Risk, Operational Risk, Regulatory Risk, Credit Risk in Digital Lending, Risk Mitigation Strategies |
| BBAFH613 | Digital Lending and Crowd Funding | Core | 3 | Digital Lending Models, Peer-to-Peer Lending, Credit Scoring in Fintech, Crowdfunding Platforms, Regulatory Aspects of Digital Lending, Emerging Models of Funding |
| BBAFH614 | Algorithmic Trading and Robo Advisory | Core | 3 | Introduction to Algo Trading, Trading Strategies, Robo-Advisory Platforms, Automated Investment Management, Backtesting Algorithms, Regulatory Aspects of Algo Trading |
| BBAFH615 | Financial Derivatives | Core | 3 | Futures and Forwards, Options Contracts, Swaps, Derivative Pricing Models, Hedging Strategies, Speculation and Arbitrage |
| BBAFH621 | Research Project II | Major Specific | 4 | Advanced Research Design, Data Analysis Techniques, Literature Review, Problem Identification, Hypothesis Testing, Comprehensive Report Writing |
| BBAFH631 | Industry Internship / Project II | Skill Enhancement | 2 | Advanced Industry Project, Cross-functional Teamwork, Innovation and Implementation, Problem-solving for Business Challenges, Mentorship and Feedback, Presentation of Findings |
| BBAFH641 | Business Valuations | Skill Enhancement | 2 | Valuation Approaches, Discounted Cash Flow, Relative Valuation, Asset-Based Valuation, Valuation for M&A, Startup Valuation |
| BBAFH651 | Insurtech and Regtech / Behavioural Finance | Major Specific Elective | 3 | Insurtech Innovations, Digital Insurance Models, Regulatory Technology Solutions, Compliance Automation, Cybersecurity in Insurance, AI in Claims Processing |
| BBAFH661 | Open Elective II | Elective (Choice) | 3 | Operations Research, Consumer Behaviour, International Business, Supply Chain Management, E-Commerce |
Semester 7
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH711 | Advanced Fintech Architectures | Core | 3 | Cloud-Native Architectures, Microservices in Fintech, API Design and Integration, Data Lake and Data Warehouse, Scalability and Reliability, Security by Design |
| BBAFH712 | AI and Advanced Analytics in Fintech | Core | 3 | Advanced Machine Learning Models, Deep Learning for Finance, Natural Language Processing, Robotic Process Automation, Explainable AI, Big Data Analytics |
| BBAFH713 | Cloud Computing in Finance | Core | 3 | Cloud Service Models (IaaS, PaaS, SaaS), Cloud Security and Compliance, Cloud Migration Strategies, Fintech on Cloud Platforms, Cloud Cost Management, Hybrid and Multi-Cloud Environments |
| BBAFH714 | Emerging Technologies in Banking | Core | 3 | Open Banking API, Embedded Finance, AI in Customer Service, Biometric Authentication, Voice Banking, Internet of Things (IoT) in Finance |
| BBAFH715 | Financial Data Security and Privacy | Core | 3 | Data Encryption, Access Control Mechanisms, Compliance Standards (PCI DSS), Data Leakage Prevention, Privacy Enhancing Technologies, Incident Response Planning |
| BBAFH721 | Capstone Project I | Major Specific | 4 | Problem Identification, Literature Review, Research Design, Data Collection, Initial Analysis, Project Proposal |
| BBAFH731 | Fintech Innovation Lab | Skill Enhancement | 2 | Prototyping Fintech Solutions, Design Thinking Process, Minimum Viable Product (MVP), User Experience (UX) Design, Agile Development, Market Validation |
| BBAFH741 | Professional Ethics in Finance | Value Added | 2 | Ethical Dilemmas in Finance, Fiduciary Responsibilities, Conflicts of Interest, Insider Trading, Ethical Decision Making Models, Corporate Social Responsibility |
| BBAFH751 | Decentralized Finance (DeFi) and Web3 / Green Finance | Major Specific Elective | 3 | DeFi Ecosystem, Decentralized Exchanges (DEX), Lending and Borrowing Protocols, NFTs and Metaverse Finance, Web3 Technologies, Regulatory Landscape of DeFi |
| BBAFH761 | Open Elective III | Elective (Choice) | 3 | Brand Management, Global Financial Markets, Design Thinking, Social Media Marketing, Data Visualisation |
Semester 8
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BBAFH811 | Global Fintech Strategies | Core | 3 | International Fintech Markets, Cross-border Payments, Global Regulatory Frameworks, Fintech Ecosystems by Region, Strategic Alliances in Fintech, Emerging Fintech Hubs |
| BBAFH812 | Regulatory Sandbox and Innovation Hubs | Core | 3 | Concept of Regulatory Sandbox, Role of Innovation Hubs, Case Studies of Sandboxes, Benefits and Challenges, Facilitating Fintech Innovation, Government Support Mechanisms |
| BBAFH813 | API Banking and Open Finance | Core | 3 | API Banking Principles, Open Banking Standards, Data Sharing and Consent, Ecosystem Partnerships, Security in Open Finance, Future of Banking |
| BBAFH814 | Quantum Computing in Finance | Core | 3 | Introduction to Quantum Computing, Quantum Algorithms, Financial Applications (Optimization, Simulation), Challenges in Quantum Finance, Quantum Cryptography Basics, Future Outlook |
| BBAFH815 | Entrepreneurship in Fintech | Core | 3 | Fintech Startup Landscape, Business Model Canvas, Fundraising for Fintech Startups, Scaling a Fintech Business, Marketing Fintech Products, Exit Strategies |
| BBAFH821 | Capstone Project II | Major Specific | 4 | Project Implementation, Advanced Data Analysis, Solution Development, Testing and Validation, Final Report Writing, Viva Voce and Presentation |
| BBAFH831 | Fintech Startup Accelerator | Skill Enhancement | 2 | Startup Incubation Process, Mentorship and Guidance, Pitch Deck Development, Investor Relations, Product Launch Strategy, Business Development |
| BBAFH841 | Professional Development | Value Added | 2 | Career Planning, Resume Building, Interview Skills, Networking Etiquette, Personal Branding, Continuous Learning |
| BBAFH851 | AI in Algorithmic Trading / Blockchain in Supply Chain Finance | Major Specific Elective | 3 | AI for Market Prediction, Reinforcement Learning in Trading, High-Frequency Trading, Risk Management with AI, Automated Decision Making, Ethical Considerations in AI Trading |
| BBAFH861 | Open Elective IV | Elective (Choice) | 3 | Retail Management, Business Analytics, International Human Resource Management, Product and Brand Management, Marketing Research |
