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B-COM in Bank Management at Guru Nanak College (Autonomous)
Chennai, Tamil Nadu
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About the Specialization
What is Bank Management at Guru Nanak College (Autonomous) Chennai?
This B.Com Bank Management program at Guru Nanak College, Chennai, focuses on equipping students with a comprehensive understanding of the banking and financial services sector in India. It blends core commerce principles with specialized knowledge in banking operations, financial markets, and regulatory frameworks. The program aims to develop professionals capable of navigating the dynamic Indian financial landscape, emphasizing both theoretical foundations and practical applications crucial for industry demand.
Who Should Apply?
This program is ideal for 10+2 graduates with a strong aptitude for finance, economics, and business, seeking a robust foundation for a career in banking. It also suits individuals aspiring to work in financial institutions, wealth management, or related domains within India. Aspiring entrepreneurs keen on understanding financial mechanisms for business growth, or those aiming for higher studies in finance, will also find this specialization beneficial.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India''''s rapidly expanding banking and financial sectors. Entry-level roles include Probationary Officers, Financial Analysts, Wealth Managers, Credit Officers, or Operations Managers in public and private banks, NBFCs, and fintech companies. Initial salaries typically range from INR 3-6 lakhs per annum, with significant growth potential. The curriculum also prepares students for professional certifications like JAIIB/CAIIB and competitive exams for public sector banks.
Student Success Practices
Foundation Stage
Build Strong Core Accounting & Management Fundamentals- (Semester 1-2)
Focus diligently on Financial Accounting I & II, Principles of Management, and Business Economics. Master ledger, final accounts, managerial functions, and micro/macro economic concepts. Regularly solve problems from textbooks and supplementary materials.
Tools & Resources
Tally ERP 9 (basic exposure), Financial news apps (e.g., Moneycontrol), Online tutorials on accounting software basics
Career Connection
A solid foundation is crucial for advanced finance subjects and entry-level accounting/management roles in any organization, including banks.
Develop Effective Communication & Presentation Skills- (Semester 1-2)
Actively participate in English and Language classes, focusing on improving written and verbal communication. Join college clubs for debates, public speaking, and group discussions. Practice delivering presentations on course topics.
Tools & Resources
Toastmasters International (if available nearby/online), Grammarly, LinkedIn Learning courses on communication
Career Connection
Essential for client interaction, team collaboration, and interview success in the banking sector.
Engage in Peer Learning & Basic Research- (Semester 1-2)
Form study groups to discuss complex topics, share notes, and prepare for exams. Begin exploring basic research on current business and economic news to connect theoretical learning with real-world scenarios.
Tools & Resources
College library resources, Economic newspapers (e.g., The Economic Times, Business Standard), Reputable financial news websites
Career Connection
Fosters teamwork, critical thinking, and a nascent understanding of business dynamics, preparing for collaborative work environments.
Intermediate Stage
Gain Practical Banking & Financial Market Insights- (Semester 3-4)
Pay special attention to Banking Theory Law & Practice I & II and Business Statistics. Visit local bank branches (with permission) to observe operations, understand KYC processes, and types of accounts. Read financial sector reports.
Tools & Resources
RBI website for regulations, SEBI website, Annual reports of major Indian banks, NISM certifications (basic modules)
Career Connection
Direct relevance for roles in banking operations, customer service, and understanding financial regulatory compliance.
Master Corporate Finance & Taxation Fundamentals- (Semester 4-5)
Deep dive into Corporate Accounting, Income Tax Law & Practice, Cost Accounting, and Financial Management. Work through practical problems and case studies. Try to prepare a dummy income tax return for an individual.
Tools & Resources
Income Tax Department portal, Online tax calculators, Excel for financial modeling basics, ICAI resources
Career Connection
Crucial for roles in corporate finance, taxation, auditing, and financial analysis within banks and corporates.
Build Professional Network & Attend Industry Events- (Semester 3-5)
Attend webinars, seminars, and workshops organized by the college or external financial bodies. Connect with alumni and industry professionals on LinkedIn. Explore student membership in professional bodies like CII or FICCI (if applicable).
Tools & Resources
LinkedIn, College alumni network, Event listing websites for finance conferences in Chennai
Career Connection
Opens doors to internship opportunities, mentorship, and insights into industry trends and job market.
Advanced Stage
Specialize Through Electives & Project Work- (Semester 5-6)
Carefully choose Elective I & II and Skill Based Electives (e.g., Project Management, Retail Banking, Investment Management) that align with career aspirations. Undertake the project work with full dedication, focusing on a real-world banking or finance problem.
Tools & Resources
Industry journals, Financial databases (e.g., CMIE Prowess if accessible), Statistical software (e.g., R, Python for basic analysis)
Career Connection
Helps in developing expertise in a specific banking domain, which is a major advantage during placements and for higher studies.
Intensive Placement Preparation & Mock Interviews- (Semester 5-6 (leading to placement drives))
Start dedicated preparation for campus placements or job applications. Focus on aptitude tests, logical reasoning, quantitative skills, and general awareness (especially current affairs related to banking and economy). Participate in mock interviews and group discussions.
Tools & Resources
Online aptitude platforms (e.g., IndiaBix, PrepInsta), Current affairs apps, College placement cell workshops
Career Connection
Directly prepares students for the rigorous recruitment processes of banks and financial institutions.
Pursue Internships & Industry Certifications- (During semester breaks (after S4/S5) and post-S6.)
Actively seek out and complete internships in banks, NBFCs, or financial advisory firms to gain hands-on experience. Consider pursuing relevant industry certifications like NISM (National Institute of Securities Markets) modules or certifications in digital banking.
Tools & Resources
College placement cell, Internship portals (e.g., Internshala), NISM website, Online learning platforms for certifications
Career Connection
Practical experience and certifications significantly enhance employability and demonstrate commitment to the banking sector.
Program Structure and Curriculum
Eligibility:
- No eligibility criteria specified
Duration: 3 years (6 semesters)
Credits: 132 Credits
Assessment: Internal: 40%, External: 60%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| U2BLT101 | Language I | Part I | 3 | Grammar, Prose, Poetry, Communication Skills, Literary History |
| U2BEN101 | English I | Part II | 3 | Reading Comprehension, Grammar, Essay Writing, Prose, Poetry |
| U2BBM1C1 | Financial Accounting I | Core | 5 | Accounting Principles, Journal and Ledger, Trial Balance, Final Accounts, Depreciation, Bills of Exchange |
| U2BBM1C2 | Principles of Management | Core | 5 | Management Concepts, Planning, Organizing, Staffing, Directing, Controlling |
| U2BBM1C3 | Business Economics (Micro) | Core | 5 | Demand and Supply, Consumer Behavior, Production Function, Cost Analysis, Market Structures, Pricing Strategies |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| U2BLT202 | Language II | Part I | 3 | Advanced Grammar, Prose and Poetry, Translation, Communication Skills, Cultural Aspects |
| U2BEN202 | English II | Part II | 3 | Advanced Grammar, Report Writing, Business Correspondence, Functional English, Presentation Skills |
| U2BBM2C4 | Financial Accounting II | Core | 5 | Partnership Accounts, Dissolution of Partnership, Amalgamation of Firms, Branch Accounts, Departmental Accounts, Hire Purchase System |
| U2BBM2C5 | Marketing | Core | 5 | Marketing Environment, Consumer Behavior, Product Life Cycle, Pricing Strategies, Promotion Mix, Distribution Channels |
| U2BBM2C6 | Business Economics (Macro) | Core | 5 | National Income, Consumption and Investment, Monetary Policy, Fiscal Policy, Inflation and Deflation, Trade Cycles |
| U2BVS201 | Environmental Studies | Part IV | 2 | Ecosystems, Biodiversity, Environmental Pollution, Natural Resources, Sustainable Development, Environmental Ethics |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| U2BBM3C7 | Banking Theory Law & Practice I | Core | 5 | Evolution of Banking, Banker-Customer Relationship, Negotiable Instruments Act, Cheques and Crossing, Endorsement, Collecting and Paying Banker |
| U2BBM3C8 | Corporate Accounting I | Core | 5 | Issue of Shares, Issue of Debentures, Redemption of Preference Shares, Underwriting of Shares, Company Final Accounts, Forfeiture and Reissue of Shares |
| U2BBM3C9 | Business Statistics | Core | 5 | Data Collection and Presentation, Measures of Central Tendency, Measures of Dispersion, Correlation Analysis, Regression Analysis, Index Numbers |
| U2BBM3A1 | Principles of Commerce | Allied | 4 | Nature of Commerce, Forms of Business Organization, Business Combinations, Marketing and Exchange, Finance and Banking, Stock Exchange |
| U2BSS301 | Soft Skills I | Part IV | 2 | Communication Skills, Personality Development, Goal Setting, Time Management, Stress Management, Interpersonal Skills |
| U2BVE301 | Value Education | Part IV | 2 | Human Values, Ethics and Morals, Social Justice, Integrity and Harmony, Environmental Awareness, National Integration |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| U2BBM4C10 | Banking Theory Law & Practice II | Core | 5 | Commercial Banks, Central Banking (RBI), Credit Control Instruments, E-Banking and Digital Payments, Agricultural Finance, Micro Finance |
| U2BBM4C11 | Corporate Accounting II | Core | 5 | Redemption of Debentures, Valuation of Shares, Valuation of Goodwill, Amalgamation and Absorption, Internal Reconstruction, Consolidation of Accounts |
| U2BBM4C12 | Income Tax Law & Practice I | Core | 5 | Basic Concepts of Income Tax, Residential Status, Income from Salary, Income from House Property, Deductions from Gross Total Income, Assessment Procedure |
| U2BBM4A2 | Business Law | Allied | 4 | Indian Contract Act, Offer and Acceptance, Consideration, Capacity to Contract, Free Consent, Performance of Contract |
| U2BSS402 | Soft Skills II | Part IV | 2 | Interview Skills, Group Discussion Techniques, Resume Writing, Presentation Skills, Conflict Resolution, Leadership Skills |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| U2BBM5C13 | Cost Accounting | Core | 5 | Cost Concepts and Classification, Cost Sheet, Material Costing, Labour Costing, Overhead Costing, Job Costing and Process Costing |
| U2BBM5C14 | Financial Management | Core | 5 | Financial Decisions, Capital Budgeting, Working Capital Management, Cost of Capital, Capital Structure, Dividend Policy |
| U2BBM5C15 | Income Tax Law & Practice II | Core | 5 | Profits and Gains of Business or Profession, Capital Gains, Income from Other Sources, Clubbing of Income, Set off and Carry Forward of Losses, TDS and Advance Tax |
| U2BBME1A | Management Information System | Elective I (Option A) | 5 | MIS Concepts, Data Processing, Information Systems, System Development Life Cycle, Database Management, Decision Support Systems |
| U2BBME1B | Services Marketing | Elective I (Option B) | 5 | Nature of Services, Service Quality, Marketing Mix for Services, Service Design and Development, Customer Satisfaction, Relationship Marketing |
| U2BBME1C | Entrepreneurial Development | Elective I (Option C) | 5 | Entrepreneurship Concepts, Traits of an Entrepreneur, Business Idea Generation, Feasibility Study, Project Report Preparation, Start-up Ecosystem |
| U2BMS5A | Project Management | Skill Based Elective I (Option A) | 2 | Project Life Cycle, Project Planning and Scheduling, PERT/CPM Techniques, Project Control, Risk Management, Project Evaluation |
| U2BMS5B | Risk & Insurance | Skill Based Elective I (Option B) | 2 | Risk Management, Principles of Insurance, Life Insurance, General Insurance, Health Insurance, Claim Settlement Process |
| U2BMS5C | Practical Auditing | Skill Based Elective I (Option C) | 2 | Auditing Concepts, Types of Audit, Internal Control System, Vouching, Verification of Assets and Liabilities, Audit Report |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| U2BBM6C16 | Indian Financial System | Core | 5 | Financial Markets (Money Market, Capital Market), Financial Institutions (RBI, Commercial Banks, NBFCs), Financial Instruments, SEBI and Regulatory Bodies, IRDA and Insurance Sector, Mutual Funds |
| U2BBM6C17 | Practical Banking | Core | 5 | Banking Operations, KYC Norms, Deposit Products, Lending Products, Digital Banking and Fintech, Foreign Exchange Operations |
| U2BBM6C18 | Auditing | Core | 5 | Auditing Principles and Objectives, Types of Audit, Internal Check and Control, Vouching and Verification, Audit of Companies, Audit Report |
| U2BBME2A | Indirect Taxes | Elective II (Option A) | 5 | GST Concepts and Principles, GST Registration, Input Tax Credit, Time and Value of Supply, Customs Duty, Central Excise |
| U2BBME2B | Human Resource Management | Elective II (Option B) | 5 | HRM Functions, Job Analysis and Design, Recruitment and Selection, Training and Development, Performance Appraisal, Compensation Management |
| U2BBME2C | International Banking | Elective II (Option C) | 5 | International Financial System, Foreign Exchange Markets, Correspondent Banking, Nostro and Vostro Accounts, SWIFT and CHIPS, Export-Import Finance |
| U2BMS6A | E-Commerce | Skill Based Elective II (Option A) | 2 | E-Commerce Models, E-Payment Systems, E-Security, E-Marketing, Supply Chain Management, Electronic Data Interchange (EDI) |
| U2BMS6B | Retail Banking | Skill Based Elective II (Option B) | 2 | Retail Banking Products, Delivery Channels, Customer Relationship Management, Wealth Management, Bancassurance, Digital Lending |
| U2BMS6C | Investment Management | Skill Based Elective II (Option C) | 2 | Investment Avenues, Risk and Return, Portfolio Theory, Equity Analysis, Debt Instruments, Mutual Funds |
| U2BMS6D | Project Work | Skill Based Elective II (Option D) | 2 | Research Methodology, Data Collection and Analysis, Interpretation of Findings, Report Writing, Presentation Skills, Case Study Development |
