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B-COM-HONS in Banking Insurance at Sri Guru Nanak Dev Khalsa College
Delhi, Delhi
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About the Specialization
What is Banking & Insurance at Sri Guru Nanak Dev Khalsa College Delhi?
This B.Com Hons. program at Sri Guru Nanak Dev Khalsa College, through its strategically chosen elective papers, focuses on Banking and Insurance, preparing students for dynamic careers in India''''s rapidly growing financial sector. The curriculum provides a robust foundation in core commerce principles while allowing students to delve deep into specialized areas like investment banking, risk management, and financial markets, directly addressing the evolving demands of the Indian industry.
Who Should Apply?
This program is ideal for fresh graduates with a strong aptitude for finance and economics, seeking entry into banking, insurance, or allied financial services. It also benefits commerce graduates aiming to specialize early in their careers or individuals aspiring to take on roles requiring a solid understanding of India''''s complex financial landscape. A background in business mathematics or economics is a valuable prerequisite.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India, including roles as financial analysts, investment bankers, insurance agents, risk managers, and wealth advisors. Entry-level salaries typically range from INR 3.5 Lakhs to 6 Lakhs per annum, with significant growth potential up to INR 15+ Lakhs for experienced professionals. The curriculum aligns with foundational knowledge required for professional certifications like NISM and IRDAI exams.
Student Success Practices
Foundation Stage
Master Core Commerce Fundamentals- (Semester 1-2)
Focus intensely on foundational subjects like Financial Accounting, Business Laws, and Microeconomics. These core subjects form the bedrock for advanced financial concepts. Utilize textbooks, study groups, and online resources like Investopedia to clarify concepts.
Tools & Resources
Textbooks, DU study materials, Investopedia, CA/CS foundation notes for conceptual clarity
Career Connection
A strong grasp of fundamentals is crucial for passing competitive exams and interviews for entry-level roles in banking and finance.
Develop Quantitative and Analytical Skills- (Semester 1-2)
Engage in problem-solving practice for subjects involving numerical analysis, such as economics and accounting. Participate in college-level quizzes or workshops focused on data interpretation and quantitative aptitude, which are vital for finance roles.
Tools & Resources
Quantitative Aptitude books, Excel for basic data analysis, online puzzles from platforms like Brilliant.org
Career Connection
These skills are directly tested in aptitude rounds for financial analyst, risk assessment, and banking operations roles.
Initiate Financial News & Market Awareness- (Semester 1-2)
Start reading financial newspapers (e.g., Economic Times, Business Standard) and following reputable financial news channels. Understand current economic events, stock market trends, and key financial policies impacting India''''s banking and insurance sectors.
Tools & Resources
Economic Times, Business Standard, Mint, Livemint, CNBC TV18, Moneycontrol app
Career Connection
Demonstrates genuine interest and awareness during interviews, showing readiness for financial industry roles.
Intermediate Stage
Strategically Choose Specialization Electives- (Semester 3-5)
Actively select Discipline Specific Electives (DSEs) and Skill Enhancement Courses (SECs) directly relevant to Banking & Insurance, such as ''''Financial Literacy'''' and ''''Investment Analysis & Portfolio Management''''. Supplement this with self-study on related topics not fully covered.
Tools & Resources
UGCF syllabus elective options, NISM certification modules, IRDAI study material
Career Connection
Builds a focused knowledge base, making you a more attractive candidate for specialized roles in banking, asset management, and insurance companies.
Seek Internships and Live Projects- (Semester 3-5)
Actively apply for internships at banks, financial institutions, or insurance companies during summer breaks. Even short-term projects or virtual internships provide invaluable practical exposure to industry operations and networking opportunities.
Tools & Resources
LinkedIn, Internshala, college placement cell, networking events, company career pages
Career Connection
Gains real-world experience, enhances CV, and often leads to pre-placement offers or strong references for future jobs.
Participate in Finance Competitions & Workshops- (Semester 3-5)
Join finance-related societies within the college or university and participate in business plan competitions, mock stock events, and financial modeling workshops. These activities hone practical skills and improve problem-solving abilities.
Tools & Resources
College finance societies, E-cell events, online platforms like Wall Street Prep or Coursera for financial modeling
Career Connection
Develops a competitive edge, leadership skills, and demonstrates proactive learning beyond the curriculum, valuable for career progression.
Advanced Stage
Undertake Professional Certifications- (Semester 6)
Pursue industry-recognized certifications like NISM (National Institute of Securities Markets) modules for specific financial products, IRDAI certifications for insurance, or basic certifications in financial modeling. These add significant weight to your profile.
Tools & Resources
NISM, IRDAI, CFA (Level 1 foundational concepts), NSE Academy certifications, Coursera/edX finance courses
Career Connection
Validates specialized knowledge, increases employability, and often leads to higher starting salaries in core finance roles.
Intensive Placement Preparation- (Semester 6)
Focus on aptitude tests, group discussions, and personal interview preparation specifically tailored for banking and financial services roles. Practice case studies, mock interviews, and refine communication skills. Network with alumni in the sector.
Tools & Resources
Placement cells, career coaches, online aptitude platforms (e.g., Mettl), interview prep books, alumni network
Career Connection
Directly prepares you for the recruitment process, maximizing chances of securing placements with top financial firms and banks.
Build a Professional Portfolio & Network- (Semester 6)
Create a professional LinkedIn profile showcasing your skills, projects, and certifications. Actively network with industry professionals through webinars, seminars, and alumni events. Maintain an organized record of your academic achievements and practical experiences.
Tools & Resources
LinkedIn, industry events, college alumni association, professional meetups (e.g., via Meetup.com)
Career Connection
Expands your professional reach, uncovers hidden job opportunities, and helps in long-term career planning and mentorship.
Program Structure and Curriculum
Eligibility:
- 10+2 (or equivalent) examination with a minimum aggregate of 40% marks and passing in Mathematics/Business Mathematics. Admission through Common University Entrance Test (CUET) scores.
Duration: 3 years (6 semesters)
Credits: 112 Credits
Assessment: Internal: 25%, External: 75%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH101 | Financial Accounting | Core Course (CC) | 4 | Theoretical Framework of Accounting, Accounting Process, Business Income, Accounting for Property, Plant and Equipment, Inventories, Investments and Provisions |
| BCH102 | Business Laws | Core Course (CC) | 4 | Indian Contract Act 1872, Sale of Goods Act 1930, Indian Partnership Act 1932, Limited Liability Partnership Act 2008, Negotiable Instruments Act 1881 |
| BCH103 | Microeconomics | Core Course (CC) | 4 | Introduction to Economics, Consumer Behaviour, Production and Cost, Market Structures, Factor Pricing |
| BCH104 | Academic Writing and Composition (English) | Ability Enhancement Compulsory Course (AECC) | 4 | Basics of Academic Writing, Writing Process, Academic Conventions, Developing an Argument, Referencing and Citations |
| VAC101 | Indian Constitution (Example of VAC choice) | Value Addition Course (VAC) | 2 | Constitutional History, Fundamental Rights, Directive Principles, Union and State Governments, Judiciary |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH201 | Corporate Accounting | Core Course (CC) | 4 | Accounting for Shares and Debentures, Redemption of Preference Shares and Debentures, Financial Statements of Companies, Cash Flow Statement, Accounting for Amalgamation |
| BCH202 | Company Law | Core Course (CC) | 4 | Introduction to Company Law, Formation of a Company, Shares and Debentures, Management and Administration, Winding Up of a Company |
| BCH203 | Macroeconomics | Core Course (CC) | 4 | National Income Accounting, Money and Banking, Inflation and Unemployment, IS-LM Model, Open Economy Macroeconomics |
| BCH204 | Environmental Science | Ability Enhancement Compulsory Course (AECC) | 4 | Ecosystems, Natural Resources, Environmental Pollution, Global Environmental Issues, Environmental Ethics |
| VAC201 | Ethics and Values in Ancient Indian Traditions (Example of VAC choice) | Value Addition Course (VAC) | 2 | Introduction to Indian Ethics, Dharma, Artha, Kama, Moksha, Ethical Frameworks in Vedas, Buddhist and Jain Ethics, Ethics in Modern Indian Thought |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH301 | Human Resource Management | Core Course (CC) | 4 | Introduction to HRM, Human Resource Planning, Recruitment and Selection, Training and Development, Performance Management |
| BCH302 | Income Tax Law and Practice | Core Course (CC) | 4 | Basic Concepts of Income Tax, Residential Status and Tax Incidence, Heads of Income (Salary, House Property), Profits and Gains of Business/Profession, Capital Gains, Other Sources |
| BCH303 | Principles of Marketing | Core Course (CC) | 4 | Introduction to Marketing, Marketing Environment, Consumer Behaviour, Market Segmentation, Product, Price, Place, Promotion |
| SEC302 | Financial Literacy | Skill Enhancement Course (SEC) - Relevant for Banking & Insurance specialization | 2 | Financial Planning Basics, Budgeting and Saving, Banking Products and Services, Investment Fundamentals, Insurance Products |
| GE301 | Principles of Microeconomics (Example of GE choice) | Generic Elective (GE) | 4 | Demand and Supply, Consumer Surplus, Producer Behaviour, Market Failures, Government Intervention |
| VAC301 | Digital Empowerment (Example of VAC choice) | Value Addition Course (VAC) | 2 | Digital Literacy, Online Safety, Digital Tools for Productivity, E-governance Services, Cybersecurity Basics |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH401 | Management Accounting | Core Course (CC) | 4 | Introduction to Management Accounting, Cost Concepts and Classification, Budgetary Control, Standard Costing, Variance Analysis |
| BCH402 | GST and Customs Law | Core Course (CC) | 4 | Introduction to GST, Levy and Collection of GST, Input Tax Credit, Procedure under GST, Customs Act 1962 |
| BCH403 | E-Commerce | Core Course (CC) | 4 | Introduction to E-Commerce, E-Business Models, E-Marketing, E-Payment Systems, Cyber Security in E-Commerce |
| SEC403 | Investment Analysis & Portfolio Management | Skill Enhancement Course (SEC) - Relevant for Banking & Insurance specialization | 2 | Investment Environment, Risk and Return, Security Analysis (Fundamental & Technical), Portfolio Theory, Mutual Funds |
| GE401 | Principles of Macroeconomics (Example of GE choice) | Generic Elective (GE) | 4 | Aggregate Demand and Supply, Fiscal Policy, Monetary Policy, Exchange Rates, International Trade |
| VAC401 | Yoga and Holistic Health (Example of VAC choice) | Value Addition Course (VAC) | 2 | Introduction to Yoga, Asanas and Pranayama, Meditation Techniques, Stress Management, Holistic Lifestyle |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH501 | Financial Management | Core Course (CC) | 4 | Introduction to Financial Management, Time Value of Money, Capital Budgeting, Cost of Capital, Working Capital Management |
| BCH502 | Auditing and Corporate Governance | Core Course (CC) | 4 | Introduction to Auditing, Audit Planning and Procedures, Internal Control, Audit Report, Corporate Governance Principles |
| DSE503 | Investment Banking & Financial Services | Discipline Specific Elective (DSE) - Key for Banking & Insurance specialization | 4 | Introduction to Investment Banking, Primary and Secondary Markets, Mergers and Acquisitions, Asset Management, Credit Rating Agencies |
| SEC501 | E-Commerce (Example of SEC choice) | Skill Enhancement Course (SEC) | 2 | Introduction to E-Commerce, E-Business Models, E-Marketing, E-Payment Systems, Cyber Security in E-Commerce |
| GE501 | Business Statistics (Example of GE choice) | Generic Elective (GE) | 4 | Data Collection and Presentation, Measures of Central Tendency, Measures of Dispersion, Correlation and Regression, Probability |
| VAC501 | Swachh Bharat (Example of VAC choice) | Value Addition Course (VAC) | 2 | Need for Cleanliness, Waste Management, Sanitation Initiatives, Community Participation, Impact on Health |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| BCH601 | Organisational Behaviour | Core Course (CC) | 4 | Introduction to OB, Perception and Learning, Motivation, Leadership, Group Dynamics |
| BCH602 | Business Research Methods and Analytics | Core Course (CC) | 4 | Introduction to Research, Research Design, Data Collection Methods, Data Analysis (Descriptive), Report Writing |
| DSE603 | Insurance & Risk Management | Discipline Specific Elective (DSE) - Key for Banking & Insurance specialization | 4 | Introduction to Risk Management, Principles of Insurance, Life Insurance, General Insurance, Regulatory Environment (IRDAI) |
| SEC602 | Financial Analytics | Skill Enhancement Course (SEC) - Relevant for Banking & Insurance specialization | 2 | Introduction to Financial Analytics, Data Sources for Financial Analysis, Financial Modeling, Predictive Analytics in Finance, Reporting Financial Insights |
| GE601 | Indian Economy (Example of GE choice) | Generic Elective (GE) | 4 | Basic Characteristics of Indian Economy, Economic Reforms, Agriculture and Industry, Poverty and Unemployment, Recent Economic Issues |
| VAC601 | Financial Planning and Investment (Example of VAC choice) | Value Addition Course (VAC) | 2 | Personal Financial Goals, Investment Avenues, Retirement Planning, Tax Planning, Estate Planning |
