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B-COM in Banking And Financial Services at SRM Institute of Science and Technology
Chengalpattu, Tamil Nadu
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About the Specialization
What is Banking and Financial Services at SRM Institute of Science and Technology Chengalpattu?
This B.Com (Banking and Financial Services) program at SRM Institute of Science and Technology focuses on equipping students with comprehensive knowledge and skills essential for India''''s dynamic banking and finance sectors. It covers core principles, regulatory frameworks, and modern practices. The program differentiates itself by integrating theoretical foundations with practical insights into financial markets, investment banking, and digital finance, preparing graduates for the evolving demands of the Indian financial industry.
Who Should Apply?
This program is ideal for fresh graduates seeking entry into banking, financial analysis, investment management, or fintech roles within India. It also caters to working professionals aiming to upskill in specialized financial domains or career changers transitioning into the finance industry. Strong analytical abilities, an interest in financial markets, and a basic understanding of commerce concepts are beneficial prerequisites for applicants.
Why Choose This Course?
Graduates of this program can expect to secure roles such as Financial Analyst, Investment Banker, Credit Analyst, Wealth Manager, or Digital Banking Specialist within leading Indian banks, NBFCs, and financial institutions. Entry-level salaries typically range from INR 3-6 lakhs per annum, with significant growth trajectories for experienced professionals. The curriculum aligns with requirements for certifications like NISM and clarifies pathways to professional accreditations.
Student Success Practices
Foundation Stage
Master Financial Accounting & Business Basics- (Semester 1-2)
Focus on building a strong foundation in financial accounting principles, business economics, and fundamental business law. Actively participate in class, solve numerical problems diligently, and understand the practical application of concepts like journal entries, ledgers, and contract agreements. Utilize online resources for practice questions.
Tools & Resources
Tally ERP 9 practice software, NCERT Class 11/12 Accountancy & Economics textbooks, Investopedia, Local library resources for basic business law books
Career Connection
A solid grasp of accounting is fundamental for roles like junior accountant, finance assistant, or even future financial analyst positions, ensuring accuracy in financial reporting.
Develop Essential Computer & Communication Skills- (Semester 1-2)
Beyond the ''''Computer Applications in Business'''' lab, self-learn advanced Excel functions crucial for financial modeling and data analysis. Actively work on improving written and verbal communication skills through presentations, group discussions, and drafting professional emails, which are vital for corporate interactions.
Tools & Resources
Microsoft Excel (advanced functions like VLOOKUP, Pivot Tables), LinkedIn Learning/Coursera courses for business communication, Toastmasters International club (if available on campus), Presentation tools like PowerPoint/Canva
Career Connection
Proficiency in Excel is a non-negotiable skill for almost all finance roles. Strong communication skills are critical for client interactions, team collaboration, and upward mobility.
Engage with Current Affairs & Financial News- (Semester 1-2)
Cultivate a habit of reading financial newspapers (e.g., Economic Times, Business Standard) and reputable online financial news portals daily. Understand major economic policies, banking sector developments, and market trends in India. Discuss these topics with peers and faculty to deepen comprehension.
Tools & Resources
The Economic Times, Business Standard, Moneycontrol, Livemint, RBI official website, SEBI updates
Career Connection
Staying updated with current affairs is crucial for interviews in banking and finance, demonstrating industry awareness and analytical thinking, and informing future career choices.
Intermediate Stage
Pursue Industry Certifications (NISM/NCFM)- (Semester 3-4 (prepare), Semester 5 (attempt))
Start preparing for industry-recognized certifications like NISM (National Institute of Securities Markets) or NCFM (NSE Academy''''s Certification in Financial Markets) modules relevant to your interests (e.g., Equity Derivatives, Mutual Funds, Investment Advisory). These certifications add immense value to your resume.
Tools & Resources
Official NISM/NCFM study material, Online mock tests, Coaching institutes (if preferred)
Career Connection
These certifications are often preferred or even mandatory for roles in broking, investment advisory, and wealth management, enhancing employability significantly.
Seek Internships and Shadowing Opportunities- (After Semester 4, during Semester 5 summer break)
Actively search for and apply to internships during summer breaks with banks, NBFCs, asset management companies, or financial advisory firms. Even short-term shadowing experiences can provide invaluable practical exposure to financial operations and corporate culture.
Tools & Resources
College placement cell, LinkedIn, Internshala, Company career pages (e.g., HDFC Bank, ICICI Bank, SBI), Networking events
Career Connection
Internships provide practical skills, industry contacts, and often lead to pre-placement offers or full-time roles, making you job-ready.
Participate in Case Competitions & Financial Quizzes- (Semester 3-5)
Form teams with peers and actively participate in inter-collegiate or intra-college financial case study competitions, stock market simulations, or business quizzes. These enhance problem-solving, teamwork, and presentation skills under pressure.
Tools & Resources
College clubs, Online platforms like Dare2Compete, Financial news publications for current case studies
Career Connection
Such participations demonstrate initiative, analytical prowess, and competitive spirit – qualities highly valued by employers in finance.
Advanced Stage
Undertake an Industry-Relevant Capstone Project- (Semester 5-6)
For your final year project, choose a topic with practical significance in banking or financial services. This could involve developing a financial model, analyzing market trends, or proposing a solution for a banking challenge, directly applying your accumulated knowledge.
Tools & Resources
Mentors from faculty and industry, Financial databases (Bloomberg, Refinitiv Eikon if accessible), Statistical software (R, Python for data analytics), Advanced Excel
Career Connection
A strong project provides a tangible demonstration of your skills, acts as a talking point in interviews, and can even serve as a portfolio piece for specialized roles.
Master Interview Skills & Quantitative Aptitude- (Semester 5-6)
Dedicate time to rigorous preparation for placement interviews, focusing on both technical finance questions and behavioral aspects. Practice quantitative aptitude, logical reasoning, and verbal ability tests frequently, as these are standard components of recruitment processes for financial institutions.
Tools & Resources
Placement cell workshops, Online aptitude platforms (IndiaBix, PrepInsta), Mock interviews with faculty/alumni, Books on finance interview questions
Career Connection
Excellent interview and aptitude performance are crucial for converting placement opportunities into job offers across the banking and financial services sector.
Network with Alumni & Industry Professionals- (Semester 5-6)
Actively connect with SRMIST alumni working in banking and finance through LinkedIn, college alumni events, and industry seminars. Seek their advice on career paths, industry trends, and job search strategies. These connections can open doors to opportunities and mentorship.
Tools & Resources
LinkedIn, SRMIST Alumni Association, Industry conferences and webinars, Faculty connections
Career Connection
Networking is vital for career advancement, uncovering hidden job opportunities, gaining insights into specific roles, and building a professional support system for long-term growth.
Program Structure and Curriculum
Eligibility:
- Passed 10+2 / HSC / Equivalent Examination with Commerce / Economics / Mathematics / Computer Science / Business Studies as one of the subjects with a minimum of 50% aggregate marks.
Duration: 6 semesters / 3 years
Credits: 130 Credits
Assessment: Internal: 50%, External: 50%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 21LEH101T | English | Language | 3 | Listening Skills, Speaking Skills, Reading Skills, Writing Skills, Language for Competitive Exams |
| 21LTA101T / 21LFR101T / 21LGE101T | Tamil/French/German | Language Elective | 3 | Basic Grammar, Reading Comprehension, Writing Practice, Cultural Aspects, Vocabulary Building |
| 21BCO101T | Financial Accounting | Core | 4 | Introduction to Accounting, Accounting Cycle, Final Accounts, Rectification of Errors, Consignment Accounts, Joint Venture Accounts |
| 21BCO102T | Business Economics | Core | 4 | Introduction to Economics, Demand and Supply, Production and Cost Analysis, Market Structures, Business Cycles |
| 21BCO103T | Business Mathematics and Statistics | Core | 4 | Matrices and Determinants, Calculus (Differentiation, Integration), Measures of Central Tendency, Measures of Dispersion, Correlation and Regression |
| 21CSE101J | Value Education | Interdisciplinary Elective | 2 | Human Values, Professional Ethics, Environmental Ethics, Social Responsibility, Self-Management |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 21LEH201T | English | Language | 3 | Advanced Reading, Critical Thinking, Report Writing, Presentation Skills, Interview Techniques |
| 21LTA201T / 21LFR201T / 21LGE201T | Tamil/French/German | Language Elective | 3 | Advanced Grammar, Literary Texts, Conversation Practice, Translation, Business Communication |
| 21BCO201T | Corporate Accounting | Core | 4 | Share Capital, Debentures, Redemption of Debentures, Amalgamation, Absorption, Internal Reconstruction |
| 21BCO202T | Business Law | Core | 4 | Indian Contract Act, Sale of Goods Act, Partnership Act, Negotiable Instruments Act, Consumer Protection Act |
| 21BCO203T | E-Commerce | Core | 4 | Introduction to E-Commerce, Business Models, Payment Systems, E-Marketing, Cyber Security, Legal Aspects |
| 21BCO204L | Computer Applications in Business (Lab) | Core | 2 | MS Office (Word, Excel, PowerPoint), Tally, Internet Applications, Data Entry, Accounting Software |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 21BCO301T | Principles of Management | Core | 4 | Management Concepts, Planning, Organizing, Staffing, Directing, Controlling |
| 21BCO302T | Banking Law and Practice | Core | 4 | Banking Regulation Act, RBI, Banker-Customer Relationship, Negotiable Instruments, Types of Accounts, Lending |
| 21BCO303T | Financial Management | Core | 4 | Financial Goals, Capital Budgeting, Working Capital Management, Cost of Capital, Capital Structure |
| 21BCO304T | Cost Accounting | Core | 4 | Cost Concepts, Cost Sheet, Material Costing, Labour Costing, Overhead Costing, Activity Based Costing |
| 21BCO305T | Marketing Management | Core | 4 | Marketing Concepts, Market Segmentation, Product Life Cycle, Pricing Strategies, Promotion Mix, Distribution Channels |
| 21BSM301J | Environmental Science | Interdisciplinary Elective | 2 | Ecosystems, Biodiversity, Environmental Pollution, Natural Resources, Sustainable Development, Environmental Legislation |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 21BCO401T | Income Tax Law and Practice | Core | 4 | Income Tax Act, Residential Status, Heads of Income (Salary, House Property, Business), Deductions, Computation of Tax |
| 21BCO402T | Investment Banking | Core | 4 | Introduction to Investment Banking, Mergers & Acquisitions, IPOs, Private Equity, Venture Capital, Project Finance |
| 21BCO403T | Stock Market Operations | Core | 4 | Stock Exchanges, Trading Mechanism, Types of Orders, Derivatives (Futures, Options), SEBI Regulations, Fundamental Analysis, Technical Analysis |
| 21BCO404T | Management Accounting | Core | 4 | Financial Statement Analysis, Ratio Analysis, Fund Flow Statement, Cash Flow Statement, Budgeting, Standard Costing |
| 21BCO405T | Human Resource Management | Core | 4 | HR Planning, Recruitment, Selection, Training & Development, Performance Appraisal, Compensation Management |
| 21BSM401J | Indian Constitution | Interdisciplinary Elective | 2 | Salient Features, Fundamental Rights, Directive Principles, Union & State Legislature, Judiciary, Emergency Provisions |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 21BCO501T | Auditing and Corporate Governance | Core | 4 | Auditing Concepts, Types of Audit, Audit Planning, Internal Control, Audit Report, Corporate Governance Principles, SEBI Guidelines |
| 21BCO502T | Financial Markets and Institutions | Core | 4 | Money Market, Capital Market, Financial Instruments, SEBI, IRDAI, PFRDA, Commercial Banks, NBFCs, Mutual Funds |
| 21BCO503T | International Financial Management | Core | 4 | Balance of Payments, Exchange Rate Mechanisms, Foreign Exchange Risk Management, International Capital Budgeting, International Working Capital |
| 21BCO504T | Financial Services | Core | 4 | Merchant Banking, Leasing, Hire Purchase, Factoring, Forfaiting, Credit Rating, Venture Capital |
| 21BCO505P | Project (Banking and Financial Services) | Project | 6 | Research Methodology, Data Collection, Data Analysis, Report Writing, Presentation Skills, Problem Solving |
| 21BCOE05 | Financial Derivatives | Department Elective (Choice 1 of 4) | 4 | Futures, Forwards, Options, Swaps, Hedging Strategies, Valuation Models |
| 21BCOE06 | Security Analysis and Portfolio Management | Department Elective (Choice 1 of 4) | 4 | Investment Process, Security Valuation, Fundamental Analysis, Technical Analysis, Portfolio Theories, Performance Evaluation |
| 21BCOE07 | Financial Modelling | Department Elective (Choice 1 of 4) | 4 | Excel for Finance, Financial Statements Modelling, Valuation Models, Scenario Analysis, Monte Carlo Simulation |
| 21BCOE08 | Risk Management and Insurance | Department Elective (Choice 1 of 4) | 4 | Types of Risk, Risk Identification, Risk Measurement, Risk Mitigation, Insurance Principles, Life Insurance, General Insurance |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| 21BCO601T | Goods and Service Tax (GST) | Core | 4 | GST Concepts, Levy & Collection of GST, Input Tax Credit, Time & Value of Supply, Registration, Returns, E-Way Bill |
| 21BCO602T | Project Finance and Management | Core | 4 | Project Appraisal, Project Costing, Sources of Project Finance, Project Risk Management, Project Scheduling, Project Monitoring |
| 21BCO603T | Data Analytics for Finance | Core | 4 | Introduction to Data Analytics, Data Collection, Data Visualization, Statistical Tools, Predictive Analytics, Financial Data Analysis |
| 21BCOE09 | Wealth Management | Department Elective (Choice 1 of 4) | 4 | Financial Planning, Investment Products, Retirement Planning, Estate Planning, Tax Planning, Wealth Preservation |
| 21BCOE10 | Derivatives and Risk Management | Department Elective (Choice 1 of 4) | 4 | Forwards, Futures, Options, Swaps, Risk Hedging, Speculation, Arbitrage |
| 21BCOE11 | Digital Banking and Fintech | Department Elective (Choice 1 of 4) | 4 | Digital Payments, Mobile Banking, Blockchain, AI in Finance, Neobanks, Regulatory Sandbox, Cybersecurity |
| 21BCOE12 | Corporate Restructuring | Department Elective (Choice 1 of 4) | 4 | Mergers, Acquisitions, Demergers, Divestitures, Takeovers, Valuation in M&A, Regulatory Framework |
