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BBA in Fintech at GITAM, Gandhi Institute of Technology and Management
Visakhapatnam, Andhra Pradesh
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About the Specialization
What is Fintech at GITAM, Gandhi Institute of Technology and Management Visakhapatnam?
This BBA Fintech program at GITAM, Visakhapatnam, focuses on equipping students with a blend of business acumen and cutting-edge financial technology skills. It addresses the rapidly evolving Indian financial landscape, where digital payments, blockchain, and AI are transforming traditional banking and financial services. The program differentiates itself by its comprehensive curriculum designed to meet the growing demand for professionals at the intersection of finance and technology.
Who Should Apply?
This program is ideal for ambitious fresh graduates seeking entry into the dynamic Fintech industry, individuals passionate about technological innovation in finance, and those aspiring to launch their own Fintech ventures. It also caters to working professionals in traditional finance looking to upskill and transition into digital roles, and career changers aiming for a high-growth sector with specific quantitative and analytical aptitudes.
Why Choose This Course?
Graduates of this program can expect diverse career paths in India, including roles as Fintech Analysts, Digital Banking Specialists, Blockchain Consultants, Regulatory Compliance Officers, and Wealthtech Managers. Entry-level salaries typically range from INR 4-7 LPA, with experienced professionals earning upwards of INR 15-25 LPA. Graduates are well-prepared for growth trajectories in major Indian banks, startups, and global financial firms operating in India, often aligning with certifications like NISM.
Student Success Practices
Foundation Stage
Master Business Fundamentals- (Semester 1-2)
Dedicate time to thoroughly understand core subjects like Financial Accounting, Business Economics, and Mathematics. These form the bedrock for advanced Fintech concepts. Actively participate in problem-solving sessions and seek clarification on difficult topics early.
Tools & Resources
Textbooks, Online tutorials (e.g., Khan Academy for economics/math), Peer study groups
Career Connection
A strong grasp of fundamentals ensures you can connect financial principles with technological applications, crucial for understanding Fintech business models and roles like Fintech Analyst.
Develop Communication & IT Proficiency- (Semester 1-2)
Utilize English for Professional Communication and IT Fundamentals for Business Lab to enhance your soft skills and basic digital literacy. Practice presentations, improve written communication, and become adept with productivity software (MS Office).
Tools & Resources
Public speaking clubs, Online writing courses, Microsoft Office certification programs
Career Connection
Effective communication and IT skills are indispensable for professional interactions and efficient task execution in any business, especially technology-driven finance roles.
Engage in Value-Added Learning- (Semester 1-2)
Beyond classroom lectures, participate in workshops or introductory online courses on emerging tech trends like AI or blockchain, even before they are formally introduced. This builds early interest and a foundational understanding.
Tools & Resources
Coursera/edX introductory courses, Fintech blogs/newsletters (e.g., Economic Times Fintech), GITAM''''s skill enhancement modules
Career Connection
Proactive learning demonstrates initiative and builds a competitive edge, preparing you for specialization-specific subjects and future interviews in innovative fields.
Intermediate Stage
Deep Dive into Core Fintech Subjects- (Semester 3-4)
Focus intensely on ''''Introduction to Fintech,'''' ''''Financial Markets,'''' ''''Fintech Ecosystem,'''' and ''''Blockchain & Cryptocurrency.'''' Understand the concepts deeply and relate them to real-world Indian scenarios. Attend guest lectures by industry experts.
Tools & Resources
Fintech journals/articles, Case studies on Indian Fintech companies (e.g., Paytm, PhonePe), Industry association events
Career Connection
This stage builds your core expertise, making you knowledgeable for specialized roles in digital finance and prepares you for technical discussions during placements.
Hone Analytical and Lab Skills- (Semester 3-4)
Actively work on ''''Business Analytics'''' and ''''Fintech Lab'''' subjects. Master data analysis tools, spreadsheet modeling, and learn to navigate Fintech platforms. Apply theoretical knowledge to practical lab exercises and simulated scenarios.
Tools & Resources
Python/R programming basics, Excel functions for finance, Fintech demo platforms
Career Connection
Practical analytical skills are highly valued. Proficiency in tools and lab work makes you job-ready for data-driven roles and allows you to contribute effectively in project teams.
Build a Professional Network- (Semester 3-4)
Attend industry seminars, connect with alumni working in Fintech, and use LinkedIn strategically. Seek out mentors and participate in online forums or communities focused on Fintech to expand your professional circle.
Tools & Resources
LinkedIn, Industry conferences (e.g., India Fintech Festival), GITAM alumni network events
Career Connection
Networking opens doors to internship opportunities, mentorship, and future job prospects, providing insights into industry trends and required skills.
Advanced Stage
Undertake Impactful Projects & Internships- (Semester 5-6)
Leverage ''''Project Work-1'''' and ''''Research Project'''' to work on real-world Fintech problems. Secure internships (FN352) with Fintech firms, banks, or consultancies to gain hands-on experience and apply concepts from ''''AI in Finance,'''' ''''RegTech,'''' and ''''Cybersecurity.''''
Tools & Resources
Project management software, Industry mentors, GITAM''''s placement cell
Career Connection
Practical projects and internships are critical for demonstrating your skills to potential employers, providing real-world context, and often leading directly to pre-placement offers.
Specialize and Innovate- (Semester 5-6)
Focus on developing deep expertise in a specific area like AI/ML in Finance, Cybersecurity, or Digital Payments. Explore opportunities to develop innovative solutions or business models, perhaps even participating in startup challenges.
Tools & Resources
Advanced online certifications (e.g., AI/ML in finance), Fintech hackathons, Incubation centers
Career Connection
Specialization makes you a valuable asset, while innovation projects highlight entrepreneurial spirit and problem-solving abilities, highly attractive for advanced roles and startups.
Prepare for Placements and Career Planning- (Semester 5-6)
Actively engage with the placement cell for resume building, mock interviews, and group discussion practice. Research target companies and roles. Develop a clear career plan, whether it''''s employment, higher studies, or entrepreneurship.
Tools & Resources
Placement cell workshops, Career counseling, Interview preparation guides, Company research on Glassdoor/LinkedIn
Career Connection
Effective placement preparation maximizes your chances of securing desirable job offers. A well-defined career plan guides your post-graduation journey, ensuring focused efforts.
Program Structure and Curriculum
Eligibility:
- Pass in 10+2 with minimum of 50% aggregate marks or 5.0 CGPA (45% in case of candidate belonging to reserved category) from a recognized board.
Duration: 3 years (6 semesters)
Credits: 120 Credits
Assessment: Internal: 40%, External: 60%
Semester-wise Curriculum Table
Semester 1
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| GE101 | English for Professional Communication | Skill Enhancement | 2 | Communication Skills, Grammar and Vocabulary, Business Writing, Presentation Techniques, Interpersonal Communication |
| VM101 | Value Education | Core | 2 | Human Values, Ethics and Morality, Self-exploration, Holistic Living, Social Responsibility |
| BL101 | Business Economics | Core | 4 | Demand and Supply, Market Structures, Macroeconomic Concepts, National Income, Economic Policies |
| FM101 | Financial Accounting | Core | 4 | Accounting Principles, Journal and Ledger, Trial Balance, Financial Statements, Depreciation Methods |
| FM102 | Business Mathematics | Core | 4 | Algebraic Concepts, Calculus Fundamentals, Matrices and Determinants, Financial Mathematics, Business Applications |
| IT101 | IT Fundamentals for Business | Core | 4 | Computer Hardware, Software Systems, Operating Systems, Networking Basics, Internet and Web Technologies |
| IT151 | IT Fundamentals for Business Lab | Lab | 2 | MS Office Applications, Data Management Tools, Internet Browsing Skills, Spreadsheet Operations, Presentation Software |
Semester 2
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| FM103 | Corporate Accounting | Core | 4 | Company Accounts, Share Capital Transactions, Debentures and Loans, Financial Statement Analysis, Mergers and Acquisitions |
| FM104 | Business Statistics | Core | 4 | Probability Theory, Data Distribution, Hypothesis Testing, Regression Analysis, Correlation and Variance |
| HR101 | Principles of Management | Core | 4 | Management Functions, Organizational Structure, Leadership Theories, Motivation and Control, Decision Making |
| MK101 | Principles of Marketing | Core | 4 | Marketing Mix, Consumer Behavior, Market Segmentation, Product Life Cycle, Branding and Promotion |
| SE101 | Environmental Studies | Skill Enhancement | 2 | Ecosystems and Biodiversity, Environmental Pollution, Climate Change Impacts, Natural Resources Management, Sustainable Development |
| BL102 | Legal Aspects of Business | Core | 4 | Contract Law, Company Law, Consumer Protection Act, Intellectual Property, Cyber Law |
| BL151 | Business Communication Lab | Lab | 2 | Presentation Skills Practice, Group Discussion Techniques, Interview Preparation, Report Writing, Email Etiquette |
Semester 3
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| FM201 | Cost Accounting | Core | 4 | Cost Concepts and Classification, Cost Sheet Preparation, Marginal Costing, Standard Costing, Budgetary Control |
| FM202 | Management Accounting | Core | 4 | Financial Statement Analysis, Fund Flow and Cash Flow Statements, Ratio Analysis, Capital Budgeting Decisions, Working Capital Management |
| OM201 | Operations Management | Core | 4 | Production Planning, Inventory Management, Quality Control, Supply Chain Management, Project Management |
| HR201 | Organizational Behavior | Core | 4 | Individual Behavior, Group Dynamics, Motivation Theories, Leadership Styles, Organizational Culture |
| FN201 | Introduction to Fintech | Specialization Core | 4 | Evolution of Fintech, Digital Payments, Blockchain Technology, AI in Finance, Regulatory Landscape, Fintech Business Models |
| IT201 | Business Analytics | Core | 4 | Data Collection and Preparation, Statistical Analysis, Predictive Modeling, Data Visualization, Business Intelligence Tools |
| IT251 | Business Analytics Lab | Lab | 2 | Excel for Data Analysis, Statistical Software (R/Python Basics), Data Visualization Tools, Case Study Analysis, Report Generation |
Semester 4
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| FN202 | Financial Markets and Institutions | Specialization Core | 4 | Capital Markets, Money Markets, Banking System, Non-Banking Financial Companies, Regulatory Environment |
| FN203 | Fintech Ecosystem | Specialization Core | 4 | Fintech Sub-domains (Insurtech, Wealthtech), Digital Lending, Peer-to-Peer Platforms, Robo-Advisors, Market Infrastructure |
| FN204 | Blockchain and Cryptocurrency | Specialization Core | 4 | Fundamentals of Blockchain, Distributed Ledger Technology, Cryptocurrency Mechanics, Smart Contracts, Use Cases in Finance |
| GE201 | Professional Ethics and Corporate Governance | Skill Enhancement | 2 | Ethical Dilemmas, Corporate Social Responsibility, Governance Principles, Board Structures, Stakeholder Management |
| GE202 | Indian Culture and Heritage | Generic Elective | 2 | Ancient Indian Civilizations, Philosophical Traditions, Arts and Architecture, Cultural Diversity, Social Customs |
| FM203 | Financial Management | Core | 4 | Financial Planning, Capital Budgeting Decisions, Working Capital Management, Cost of Capital, Dividend Policy |
| FN251 | Fintech Lab | Lab | 2 | Digital Payment Gateways, Mobile Wallet Applications, Cryptocurrency Trading Platforms, Blockchain Simulations, Fintech Case Studies |
Semester 5
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| FN301 | Digital Payments and Wallets | Specialization Core | 4 | UPI and IMPS, Mobile Wallets Architecture, Payment Gateway Integration, Digital Currency Innovations, Security in Digital Payments |
| FN302 | AI and Machine Learning in Finance | Specialization Core | 4 | AI Algorithms in Finance, Machine Learning Models, Algorithmic Trading, Fraud Detection Systems, Robo-Advisory Applications |
| FN303 | Regulatory Technology (RegTech) | Specialization Core | 4 | Financial Regulations, Compliance Technology, Risk Management Solutions, KYC and AML Processes, SupTech Applications |
| FN304 | Fintech Startups and Entrepreneurship | Specialization Core | 4 | Startup Ecosystem in Fintech, Business Model Canvas, Funding Strategies, Valuation for Startups, Innovation and Scaling |
| GE301 | Design Thinking for Innovation | Skill Enhancement | 2 | Empathy and Problem Definition, Ideation Techniques, Prototyping and Testing, User-Centered Design, Innovation Frameworks |
| FN351 | Project Work-1 (Fintech) | Project | 4 | Project Planning, Literature Review, Research Methodology, Data Analysis, Report Writing |
Semester 6
| Subject Code | Subject Name | Subject Type | Credits | Key Topics |
|---|---|---|---|---|
| FN305 | Cybersecurity in Fintech | Specialization Core | 4 | Cyber Threats and Attacks, Data Security Measures, Network Security Protocols, Cryptography in Fintech, Incident Response |
| FN306 | Wealth Management and Robo-Advisors | Specialization Core | 4 | Investment Planning, Portfolio Management, Financial Advisory, Robo-Advisory Platforms, Asset Allocation Strategies |
| FN307 | Business Model Innovations in Fintech | Specialization Core | 4 | Disruptive Technologies, Platform Business Models, Ecosystem Strategy, Value Proposition Design, Scaling Fintech Businesses |
| FN308 | Research Project (Fintech) | Project | 4 | Research Design, Advanced Data Collection, Statistical Analysis, Interpretation of Results, Thesis and Presentation |
| FN352 | Internship | Project | 4 | Practical Industry Exposure, Application of Fintech Concepts, Professional Networking, Problem-Solving in Real Scenarios, Internship Report |
